Authorization to Debit or Credit Account. Each time your Card is properly used, you authorize Ascend to debit or credit your account (whichever is appropriate) for the total amount shown on any sales check, withdrawal order or credit voucher originated by use of the Card, whether or not signed by you, and Ascend is permitted to handle such checks, orders, and vouchers in the same way it handles authorized checks drawn on your account. Refunds on POS Transactions Cash refunds will not be made on any POS transactions made with your Card. If the merchant involved with one of your POS transactions gives you any credit adjustment for the goods or services you purchased, the merchant will do so by sending us a credit slip which we will apply to your account. You must deal directly with the merchant on any claim or defense with respect to goods or services purchased by a POS transaction in dispute, plus any other appropriate charges we may be authorized to make. Ascend has no responsibility for issues arising from POS transactions. Agreement to Comply with Rules Your retention of, signature on, or use of the Card constitutes your agreement to comply with these rules and the additional rules as outlined in the Electronic Funds Transfer Disclosure Statement in this Agreement, and any amendments thereof. This Agreement and your use of the Card will be governed by the laws of the State of Tennessee and any other applicable laws. Online Banking Agreement Ascend’s free online banking services: • Transfer funds between your savings, checking, HSA, Money Market, or line of credit accounts. • Perform account-to-account transfers (provided you are an Owner on the accounts). • Make loan payments on your Ascend accounts, determine which checks have cleared, verify your account balance, make application for consumer, home equity, and mortgage loans, send us electronic mail, obtain electronic statements, pay bills electronically, and much more. • Get a better picture of your finances with the free Money Management tool. • You can transfer funds to family and friends conveniently in our app and within online banking. • Make transfers between financial institutions easier with Funds Transfer, subject to its own terms and conditions. • Chat with an Ascend representative securely without leaving your online banking session. Ascend maintains appropriate security standards to authenticate users of online banking, including issuance of user IDs and passwords to members who request electronic access to their accounts. By usin...
Authorization to Debit or Credit Account. Each time your S&T Bank Debit Card, S&T ATM Card, and/or S&T Bank Express Banking services are properly used, you authorize S&T Bank to debit or credit your S&T Bank account for the total amount authorized whether or not a signature is obtained from you on any sales draft, withdrawal order, credit voucher, or credit/debit memo, and S&T Bank will handle these authorized transactions in the same way it handles authorized checks drawn on your account.When you use your S&T Bank Debit Card to make a Visa purchase (signing for your purchase or for online/internet purchases), a “hold” for the amount of the transaction is placed on your checking account. This hold will remain in effect until the transaction is presented for payment and charged to your account or up to a maximum of three business days.
Authorization to Debit or Credit Account. Each time your Card is properly used, you authorize the Bank to debit or credit your Account (whichever is appropriate) for the total amount shown on any sales draft, withdrawal order or credit voucher originated by use of the Card, whether or not signed by you. The Bank is permitted to handle such sales drafts, orders, and vouchers in the same way it handles authorized checks drawn on your Account.
