Baggage Delay. If Your checked-in baggage is delayed by the Common Carrier during Your Journey from Your arrival time at the Destination, We will pay the amount stated in the Schedule of Benefits. If Your checked-in baggage is lost, stolen or accidentally damaged during the delay, and You made a claim under Benefit 15, We will deduct any payment We make under Benefit 14 from Your overall claim under Benefit 15. Special Conditions applicable to Benefits 11 to 14:
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