Common use of - Baggage & Personal Effects Clause in Contracts

- Baggage & Personal Effects. If Your baggage and Personal Effects are lost, stolen or accidentally damaged during Your Journey, We will, at Our sole discretion, reimburse, repair or replace the lost or damaged item subject to the market value of the item at the time of lost, stolen or accidentally damaged and deduction for loss of value due to usage and age of the item based on Our depreciation rates. The amount We will pay is subject to the maximum sub-limit of the following each item as stated in the Schedule of Benefits: