BASIS OF COVERAGE. The Insurer will (unless specified to the contrary) provide EACH Insured person named in the Policy Schedule with insurance in the manner described in each section of this policy, subject to the terms, provisions, conditions, limitations and exclusions therein and the General Exclusions and General Conditions of this policy. THIS IS NOT a private medical insurance policy and only gives cover during a diving activity. We will pay for private treatment only if there is no appropriate reciprocal health agreement in existence, no without charge public service available or no other, more specific health or travel insurance cover. We also reserve the right to organise a transfer from a private medical facility to a public medical facility where appropriate. In the event of medical treatment becoming necessary for which reimbursement will be sought, You will be expected to allow us, or our representatives, unrestricted access to all Your medical records and information. This insurance policy has been issued on a non-advised basis. This means that We have not provided You with any recommendation as to the suitability of the policy and it is Your responsibility to decide whether this policy meets Your requirements.
BASIS OF COVERAGE. Commencing with the respective effective dates which are specified in the Exhibits, Lutheran Brotherhood shall automatically reinsure with Minnesota Mutual the eligible risks which are described in the Exhibits and Minnesota Mutual agrees to accept such reinsurance as provided. Under no circumstance shall Lutheran Brotherhood automatically bind Minnesota Mutual for any risk if, in respect of risks arising either from the same original application or concurrent application(s) or from previous applications for insurance or policies on the same individual, Lutheran Brotherhood has already submitted an application to Minnesota Mutual or any other company for reinsurance on a facultative basis.
BASIS OF COVERAGE. All coverage should be obtained on occurrence basis forms. Coverage may be provided on a claims-made basis, but Supplier must (prior to the effective date of termination of Supplier’s current Insurance coverage and at its sole expense) either:
(a) procure a replacement policy having a retroactive date no later than the Effective Date, or
(b) (i) purchase unlimited tall coverage in the amounts required in this Section III.E for all claims arising out of Incidents occurring:
(A) prior to termination of Supplier’s current coverage, or
(B) prior to expiration or earlier termination of this Agreement, and
(ii) provide Broadlane with a certificate of insurance evidencing that coverage.
