Common use of CLAC Pension Plan Clause in Contracts

CLAC Pension Plan. 14.01 CLAC Pension Plan (the “Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall join the Plan upon completion of the three (3) month probationary period. Contributions, by both employee and Employer, shall begin at the commencement of the next pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC), for each eligible employee, an Employer contribution to the Plan as described in Schedule “A”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution to the CLAC Pension Plan shall be three percent (3%) of their gross wages. The Employer shall deduct these monies from the employee’s pay and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make additional voluntary contribution to the CLAC Pension Plan via payroll deductions. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf, the employees mandatory contributions and any employee voluntary contributions, shall not exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. 14.08 The Employer will remit all contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, mandatory and voluntary employee contributions will be recorded separately on the remittance. 14.09 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward any other costs of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees' behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.

CLAC Pension Plan. 14.01 The CLAC Pension Plan (the “Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall will join the Plan upon completion six (6) months from their date of the three (3) month probationary periodhire. Contributions, by both employee and Employer, Contributions shall begin at the commencement of the next pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC), for each eligible employee, an Employer contribution to the Plan as described in Schedule “A”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution Employer agrees to deduct, by way of payroll deduction, and remit to the CLAC Pension Plan shall be three percent (3%) of their gross wages. The Employer shall deduct these monies from the employee’s pay and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make RPC, additional voluntary contribution to the CLAC Pension Plan via payroll deductionsemployee pension contributions which are above and beyond those contributions outlined in Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 14.05 The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf, the employees mandatory contributions behalf (Employer and any employee voluntary contributionsvoluntary), shall not exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. 14.08 14.06 The Employer will remit all contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, mandatory Employer and voluntary employee contributions will be recorded separately on the remittance. 14.09 14.07 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward any other costs of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 14.08 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees' behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 14.09 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, Holiday Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. . 14.10 The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.

CLAC Pension Plan. 14.01 The CLAC Pension Plan (“the “Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall will join the Plan immediately upon completion attaining twelve (12) months of the seniority. Should an employee be laid off for more than three (3) month probationary consecutive months, but returns to work with the Employer within six (6) months from his date of layoff, he shall not have to re-serve the pension qualifying period. Contributions, by both employee and Employer, shall begin at the commencement of the next For each pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC), for each eligible employee, an Employer contribution to the Plan as described in Schedule “A”. A. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution to the CLAC Pension Plan shall be three percent (3%) of their gross wagesplan. The Employer shall deduct these monies from the employee’s pay agrees to deduct, by way of payroll deduction, and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make RPC, additional voluntary contribution to the CLAC Pension Plan via payroll deductions. employee pension contributions which are above and beyond those contributions outlined in Schedule A. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf’s behalf (employer, the employees mandatory contributions employee, and any employee voluntary contributionsvoluntary), shall cannot exceed the annual maximum money purchase contribution limits limit outlined by the Canada Revenue Agency. 14.08 . The Employer will remit all the employees’ and the Employer's contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, mandatory employee and voluntary employee contributions will be recorded separately on the remittance. 14.09 . Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Schedule A will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward any other costs the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 . The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees' ’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.

CLAC Pension Plan. 14.01 The CLAC Pension Plan (“the “Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall will join the Plan upon completion beginning from their first day of the three (3) month probationary period. Contributions, by both employee and Employer, shall begin at the commencement of the next pay period after expiry of the probationary periodemployment. 14.03 Each month, the The Employer shall remit to the Remittance Processing Centre (RPC)Union, for each hour worked by each eligible employee, an Employer contribution to the Plan as described indicated in Schedule “A”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution Employer’s contributions to the CLAC Pension Plan shall will be three percent (3%) of their gross wages. The Employer shall deduct these monies from the employee’s pay and remit same non- refundable to the Employer once received by the Union together with and will vest immediately in the CLAC Health Fundemployee on whose behalf the deposit was made. 14.05 Employees shall have the rights to make additional voluntary contribution to the CLAC Pension Plan via payroll deductions. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPCUnion, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. 14.07 14.06 The total amount of all pension contributions being the sum of, the amount remitted by the Employer Employer, on an employee's ’s behalf, the employees mandatory contributions and any employee voluntary contributions, shall cannot exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee by the Canadian Revenue Agency. 14.07 The Employer shall continue pension contributions during a period of injury insured under provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit all pension contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed Union as outlined in the previous monthRemittances to the Union article. Employer, mandatory Employer and voluntary employee contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 The In the event that a remittance has not been received by the Union acknowledges and agrees that, other than remitting contributions to by the Plan as date set out in this Articlethe Remittances to the Union article, the Employer shall not be obligated is responsible to contribute toward compensate the Plan for any other costs of pension benefits provided investment returns lost by the Plan or be responsible for providing such benefits. 14.10 The Employer and employees as a result of the Union will cooperate in providing the information required to administer the Plan on the employees' behalflate remittance. The Plan staff This compensation amount shall be responsible for informing the employees about the Plan, calculated on all applicable contributions which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands are part of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized aboveremittance.

CLAC Pension Plan. 14.01 a. The CLAC Pension Plan (the “Plan”), a defined contribution, registered pension plan, which is sis registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all full-time, seniority employees covered by this Collective Agreement. It is collective agreement and who have completed at least two (2) years of service with the Employer. b. The Employer shall make mandatory that all employees covered by this Collective Agreement join contributions, for each eligible employee, equal to two (2%) percent of gross earnings and contribute remit same to the CLAC Pension Plan. 14.02 New employees shall join the Plan upon completion of the three (3) month probationary period. Contributions, by both employee and Employer, shall begin at the commencement of the next pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC). c. The Employer agrees to deduct, for each eligible employeeby way of payroll deduction, an Employer contribution and remit to the Plan as described in Schedule “A”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The RPC, voluntary employee mandatory contribution to the CLAC Pension Plan shall be three percent (3%) of their gross wages. The Employer shall deduct these monies from the employee’s pay and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make additional voluntary contribution to the CLAC Pension Plan via payroll deductionspension contributions. A request for such deductions contributions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees . d. The Employer shall be permitted to adjust their additional match voluntary employee pension contributions to a maximum of once per six one and a half (61.5%) months. 14.06 The Employer agrees to deduct, by way percent of payroll deduction, the employee’s gross earnings and shall remit same to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 e. The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf, the employees ’s behalf (employer mandatory contributions and any matching contribution and employee voluntary contributions, contribution) shall not exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. 14.08 f. The Employer will shall remit all the contributions to the RPC within fifteen (15) days by the 15th following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, Employer mandatory and matching contributions, along with employee voluntary employee contributions will shall be recorded separately on the remittance form. g. In the event that a remittance has not been received by the RPC by the 30th day of the month following the month in which the deductions were made, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. 14.09 h. The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Articleabove, the Employer shall not be obligated to contribute toward any other costs the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 i. The Employer and the Union will cooperate in providing the information required to administer the Plan on behalf of the employees' behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.

CLAC Pension Plan. 14.01 The CLAC Pension Plan (“the “Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall will join the Plan immediately upon completion attaining twelve (12) months of the seniority. Should an employee be laid off for more than three (3) month probationary consecutive months, but returns to work with the Employer within six (6) months from his date of layoff, he shall not have to re-serve the pension qualifying period. Contributions, by both employee and Employer, shall begin at the commencement of the next For each pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC), for each eligible employee, an Employer contribution to the Plan as described in Schedule “A”. A. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution to the CLAC Pension Plan shall be three percent (3%) of their gross wagesplan. The Employer shall deduct these monies from the employee’s pay agrees to deduct, by way of payroll deduction, and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make RPC, additional voluntary contribution to the CLAC Pension Plan via payroll deductions. employee pension contributions which are above and beyond those contributions outlined in Schedule A. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted If an employee commits to adjust their additional make voluntary employee pension contributions above and in addition to Employer contributions to pension, the Employer shall match the employee’s voluntary contribution to the following maximums: Effective April 1, 2014: matching to a maximum of once per six (6) months. 14.06 The Employer agrees 25 cents/hour Effective April 1, 2015: maximum of 50 cents/hour matching to deducta Effective April 1, by way 2016: matching to a maximum of payroll deduction, and remit to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 75 cents/hour The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf’s behalf (employer, the employees mandatory contributions employee, and any employee voluntary contributionsvoluntary), shall cannot exceed the annual maximum money purchase contribution limits limit outlined by the Canada Revenue Agency. 14.08 . The Employer will remit all the employees’ and the Employer's contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, mandatory employee and voluntary employee contributions will be recorded separately on the remittance. 14.09 . Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Schedule A will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward any other costs the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 . The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees' ’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.

CLAC Pension Plan. 14.01 15.01 The CLAC Pension Plan (“the “Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 15.02 New employees shall will join the Plan upon and become eligible to receive pension contributions following the completion of six months of employment, unless the three (3) month probationary period. Contributions, by both employee and Employer, shall begin is a member in good standing of the Union or its affiliates at the commencement date of hire. In such case, participation in the next pay period after expiry of the probationary periodPlan shall commence upon hire. 14.03 Each month, the 15.03 The Employer shall remit to the Remittance Processing Centre (RPC)Union, for each eligible employee, an Employer contribution equal to seven (7%) percent of the base hourly wage rate for every hour worked. The Employer shall remit to the Plan as described in Schedule “A”Union, for each employee that has completed three (3) years of service with the Employer, an additional one (1%) percent of base hourly wage rate for every hour worked. Employer contributions will vest in accordance with the rules of the Plan. 14.04 15.04 The employee mandatory contribution Employer’s contributions to the CLAC Pension Plan shall will be three percent (3%) of their gross wages. non- refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 15.05 The Employer shall deduct these monies from the gross earnings of each eligible employee, and remit to the Union, an amount equal to four (4%) percent of the employee’s pay and remit same to the Union together with the CLAC Health Fundbase hourly wage rate for every hour worked. 14.05 Employees shall have the rights to make additional voluntary contribution to the CLAC Pension Plan via payroll deductions. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 15.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPCUnion, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. 14.07 15.07 The total amount of all pension contributions being the sum of, the amount remitted by the Employer Employer, on an employee's ’s behalf, the employees mandatory contributions and any employee voluntary contributions, shall cannot exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee by the Canadian Revenue Agency. 14.08 15.08 The Employer shall continue pension contributions during a period of injury insured under provincial workplace safety insurance legislation, to the extent required by such legislation. 15.09 The Employer will remit all pension contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed Union as outlined in the previous monthRemittances to the Union article. Employer, mandatory employee, and voluntary employee contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 The 15.10 In the event that a remittance has not been received by the Union acknowledges and agrees that, other than remitting contributions to by the Plan as date set out in this Articlethe Remittances to the Union article, the Employer shall not be obligated is responsible to contribute toward compensate the Plan for any other costs of pension benefits provided investment returns lost by the Plan or be responsible for providing such benefits. 14.10 The Employer and employees as a result of the Union will cooperate in providing the information required to administer the Plan on the employees' behalflate remittance. The Plan staff This compensation amount shall be responsible for informing the employees about the Plan, calculated on all applicable contributions which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands are part of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized aboveremittance.

CLAC Pension Plan. 14.01 The CLAC Pension Plan (the “Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall will join the Plan upon completion of the three (3) month probationary period. Contributions, by both employee and Employer, Contributions shall begin at the commencement of the next pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC), for each eligible employee, an Employer contribution to the Plan as described in Schedule “A”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution Employer agrees to deduct, by way of payroll deduction, and remit to the CLAC Pension Plan shall be three percent (3%) of their gross wages. The Employer shall deduct these monies from the employee’s pay and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make RPC, additional voluntary contribution to the CLAC Pension Plan via payroll deductionsemployee pension contributions which are above and beyond those contributions outlined in Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 14.05 The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf, the employees mandatory contributions behalf (Employer and any employee voluntary contributionsvoluntary), shall not exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. 14.08 14.06 The Employer will remit all contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, mandatory Employer and voluntary employee contributions will be recorded separately on the remittance. 14.09 14.07 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward any other costs of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 14.08 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees' behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 14.09 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. . 14.10 The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.this

CLAC Pension Plan. 14.01 15.01 The CLAC Pension Plan (“the “Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 15.02 New employees shall will join the Plan upon completion beginning from the first day of the three (3) month probationary period. Contributions, by both employee and Employer, shall begin at the commencement of the next pay period after expiry of the probationary periodemployment. 14.03 Each month, the 15.03 The Employer shall remit to the Remittance Processing Centre (RPC)Union, for each eligible employee, an Employer contribution equal to eight (8%) percent of the Plan as described in Schedule “A”hourly wage rate for every hour worked. Employer contributions will vest in accordance with the rules of the Plan. 14.04 15.04 The employee mandatory contribution Employer’s contributions to the CLAC Pension Plan shall will be three percent (3%) of their gross wages. non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 15.05 The Employer shall deduct these monies from the gross earnings of each eligible employee, and remit to the Union, an amount equal to eight (8%) percent of the employee’s pay and remit same to the Union together with the CLAC Health Fundhourly wage rate for every hour worked. 14.05 Employees shall have the rights to make additional voluntary contribution to the CLAC Pension Plan via payroll deductions. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted to adjust their additional voluntary employee pension contributions a maximum of once per six (6) months. 14.06 15.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPCUnion, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. 14.07 15.07 The total amount of all pension contributions being the sum of, the amount remitted by the Employer Employer, on an employee's ’s behalf, the employees mandatory contributions and any employee voluntary contributions, shall cannot exceed the annual maximum money purchase contribution limits outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee by the Canadian Revenue Agency. 14.08 15.08 The Employer shall continue pension contributions during a period of injury insured under provincial workplace safety insurance legislation, to the extent required by such legislation. 15.09 The Employer will remit all pension contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed Union as outlined in the previous monthRemittances to the Union article. Employer, mandatory employee, and voluntary employee contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 The 15.10 In the event that a remittance has not been received by the Union acknowledges and agrees that, other than remitting contributions to by the Plan as date set out in this Articlethe Remittances to the Union article, the Employer shall not be obligated is responsible to contribute toward compensate the Plan for any other costs of pension benefits provided investment returns lost by the Plan or be responsible for providing such benefits. 14.10 The Employer and employees as a result of the Union will cooperate in providing the information required to administer the Plan on the employees' behalflate remittance. The Plan staff This compensation amount shall be responsible for informing the employees about the Plan, calculated on all applicable contributions which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands are part of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized aboveremittance.

CLAC Pension Plan. 14.01 The CLAC Pension Plan (“the “Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. It is mandatory that all employees covered by this Collective Agreement join and contribute the CLAC Pension Plan. 14.02 New employees shall will join the Plan immediately upon completion attaining twelve (12) months of the seniority. Should an employee be laid off for more than three (3) month probationary consecutive months, but returns to work with the Employer within six (6) months from his date of layoff, he shall not have to re-serve the pension qualifying period. Contributions, by both employee and Employer, shall begin at the commencement of the next For each pay period after expiry of the probationary period. 14.03 Each month, the Employer shall remit to the Remittance Processing Centre (RPC), for each eligible employee, an Employer contribution to the Plan as described in Schedule “A”. A. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The employee mandatory contribution to the CLAC Pension Plan shall be three percent (3%) of their gross wagesplan. The Employer shall deduct these monies from the employee’s pay agrees to deduct, by way of payroll deduction, and remit same to the Union together with the CLAC Health Fund. 14.05 Employees shall have the rights to make RPC, additional voluntary contribution to the CLAC Pension Plan via payroll deductions. employee pension contributions which are above and beyond those contributions outlined in Schedule A. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the RPC along with the first remittance of such voluntary contributions. Employees shall be permitted If an employee commits to adjust their additional voluntary employee make pension contributions above and in addition to Employer contributions to pension, the Employer shall match the employee’s contribution to a maximum of once one dollar ($1.00/hour) per six (6) months. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the RPC, mandatory employee contributions and additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. 14.07 hour. The total amount of all contributions being the sum of, the amount remitted by the Employer on an employee's behalf’s behalf (employer, the employees mandatory contributions employee, and any employee voluntary contributionsvoluntary), shall cannot exceed the annual maximum money purchase contribution limits limit outlined by the Canada Revenue Agency. 14.08 . The Employer will remit all the employees’ and the Employer's contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable to each. The remittance shall include only funds for pay periods completed in the previous month. Employer, mandatory employee and voluntary employee contributions will be recorded separately on the remittance. 14.09 . Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Schedule A will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward any other costs the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.10 . The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees' ’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.11 All money being earned by the employee, such as the Employers' contribution to the Benefit Plan, as well as deductions made from Employees' wages, such as Union dues, Vacation Pay, and Pension, is a Trust Fund in the hands of the Employer until the money is paid to the Union. The Union shall indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by the Employer by reason of any amounts deducted from the employee's pay and remitted to the Union's Benefit Administration Office as provided in this Article. The Employer's sole obligation under this Article shall be limited to making the payment as particularized above.