Close Your Account or Cancel. Any Card At any time with or without a reason we can suspend or end this agreement or use of the account or cancel any or all cards. If we take such action, you will still be obligated to pay all amounts owing on the account. COMMUNICATING WITH YOU Statements, notices (which includes changes to this agreement), disclosures and other communications (together called communications) will be sent to you in writing and will be mailed or delivered to you at the address which is maintained in our records for your account (except as set out below). We may give you the option of receiving communications electronically instead of by mail. If you enroll, you agree and your application for or use of the account will be considered your written agreement that we may provide communications to you by any lawfully permitted electronic means, including e-mail, posting communications on an American Express website (including xxx.xxxxxxxxxxxxxxx.xx) or other website of a third party service provider, making communications available to you through links provided on a statement or other notice, or any combination of these or other means and you hereby designate the information systems to which all such communications may be provided by us to you as the information systems through which you will receive such communications. This means that we can provide statements, notices, changes to this agreement and other communications to you electronically. You agree that it is your responsibility to access and retain copies of all electronic communications that we may provide to you. Statements and other disclosures on the American Express website will be posted for a minimum of 60 days. You agree not to dispute any electronic communication on the basis that it was not in writing or was not signed. Your agreement that we may provide communications by electronic means will survive termination of this agreement. However, it is your choice whether to apply for a product or service that we offer electronically or with electronic legal disclosures. You may revert to paper statements and other disclosures sent by mail by changing your selection in Online Services on the American Express website, calling the number on the back of your card or using another method that we permit. All mailed communications will be deemed received 5 business days after the date of the mailing unless you actually receive it earlier or when received in the case of a communication delivered by hand. All electronic co...
