Your minimum payment. You may pay your account balance in full at any time. By the payment due date shown on your account statement, you must pay at least the minimum payment. To calculate your minimum payment, we add $10 to the amount of interest and fees shown on your account statement. In addition to that amount, we also add to your minimum payment the larger of: • any amount past due on your account statement; or • the amount by which your new balance exceeds your credit limit. If your new balance is $10 or less, you must pay the full amount.
Your minimum payment. You must pay at least the minimum payment by the payment due date. Your minimum payment is described in the card carrier or in any notice we may provide to you. You may pay your account balance in full at any time.
Your minimum payment. You shall pay in one payment, by no later than the due date shown on your Account statement for a given period, the aggregate of the following: • At least 2.0% OF THE TOTAL of
Your minimum payment. You must pay at least the minimum payment indicated in your monthly statement by the Due Date. You may pay the entire balance of your Account in full at any time.
Your minimum payment. The way we calculate your Minimum Payment will depend on the type of Visa Card that you hold. Here’s how we determine your Minimum Payment: Card Type How Minimum Payment is Calculated Examples Vancity Community Investment Bank Shared Interest Classic Minimum Payment will be the sum of: • 3% of the Balance shown on your statement, or $10, whichever is higher • any amount by which your balance exceeds your Credit Limit • any previous unpaid amounts Balance: $100 $500 3% of Balance: Overlimit Amount: Past Due Amount: $3 $0 $0 $15 $0 $50 Minimum Payment: $10 $65 Vancity Community Investment Bank Shared Interest Gold Minimum Payment will be the sum of: • 3% of the Balance shown on your statement, or $50, whichever is higher • any amount by which your balance exceeds your Credit Limit • any previous unpaid amounts Balance: $1000 $5500 3% of Balance: Overlimit Amount: Past Due Amount: $30 $0 $0 $165 $500 $0 Minimum Payment: $50 $665 For Vancity Community Investment Bank Shared Interest Classic Visa Cards, if your outstanding Balance is less than $10, you must pay it in full by the Payment Due Date (in that case, your Minimum Payment is your outstanding Balance). For Vancity Community Investment Bank Shared Interest Gold Visa Cards, if your outstanding Balance is less than $50, you must pay it in full by the Payment Due Date (in that case, your Minimum Payment is your outstanding Balance).
Your minimum payment. You may pay your account balance in full at any time. By the payment due date shown on your account statement, you must pay at least the minimum payment. If you reside outside of Quebec: Your minimum payment will be equal to the greater of (i) $10.00; or (ii) 2.00 of the new balance plus the greater of: • any amount past due on your account statement; or • the amount by which your new balance exceeds your credit limit If your new balance is $10.00 or less, you must pay the full amount. If you reside within Quebec: The following minimum payment terms apply: Your minimum payment will be the greater of the following: (i) the percentage of your outstanding balance indicated below plus any amount past due on your account statement; or (ii) any amount by which your new balance exceeds your credit limit; or (iii) $10.00. If your new balance is $10.00 or less, you must pay the full amount. Credit Card Statements Generated During the Following Periods Percentage of the Outstanding Balance Payable August 1, 2019 to July 31, 2020 2.50 August 1, 2020 to July 31, 2021 3.00 August 1, 2021 to July 31, 2022 3.50 August 1, 2022 to July 31, 2023 4.00 August 1, 2023 to July 31, 2024 4.50 August 1, 2024 or later 5.00
Your minimum payment. The way we calculate your Minimum Payment will depend on the type of Visa Card that you hold. Here’s how we determine your Minimum Payment: Card Type How Minimum Payment is Calculated Examples Vancity enviro Classic Minimum Payment will be the sum of: • 3% of the Balance shown on your statement, or $10, whichever is higher • any amount by which your balance exceeds your Credit Limit • any previous unpaid amounts Balance: $100 $500 3% of Balance: Overlimit Amount: Past Due Amount: $3 $0 $0 $15 $0 $50 Minimum Payment: $10 $65 Vancity enviro Gold Minimum Payment will be the sum of: • 3% of the Balance shown on your statement, or $50, whichever is higher • any amount by which your balance exceeds your Credit Limit • any previous unpaid amounts Balance: $1000 $5500 3% of Balance: Overlimit Amount: Past Due Amount: $30 $0 $0 $165 $500 $0 Minimum Payment: $50 $665 For Vancity enviro Classic Visa Cards, if your outstanding Balance is less than $10, you must pay it in full by the Payment Due Date (in that case, your Minimum Payment is your outstanding Balance). For Vancity enviro Gold Visa Cards, if your outstanding Balance is less than $50, you must pay it in full by the Payment Due Date (in that case, your Minimum Payment is your outstanding Balance).
