Credit Union’s Failure to Complete a Transaction Sample Clauses

Credit Union’s Failure to Complete a Transaction. To the extent that a Service transaction is an "electronic fund transfer" under Reg E that relates to an Account established primarily for personal, family, or household purposes, if we do not properly complete a transfer to or from your Account on time or in the correct amount according to the terms of this Agreement, we will be liable for your losses or damages. However, we will not be liable (and any Payment guarantee provided elsewhere in this Agreement will not be applicable) if any of the following occurs: i) Through no fault of ours, the Account selected by you does not contain sufficient available funds to complete the Payment; ii) The transaction would exceed the credit limit on any overdraft line of credit linked to the Account; iii) Your equipment, including without limitation, any computer, mobile device, tablet, Internet service provider, telephone line, modem is not operating properly; iv) The Service is not working properly and you were aware of the malfunction when you initiated the transaction; v) You do not properly follow the instructional materials or instructions provided in connection with the Service; vi) You do not authorize a Payment within a sufficient period of time for your Payment to be received by the payee by the due date; vii) You have not provided us with the correct payee name, address, account information, Payment amount, or other instructions necessary to complete the Payment, or the foregoing instructions stored on your device’s hard drive or the host system have been lost; viii) A Payee mishandles or delays the handling of Payments sent by us; ix) Your funds are held or frozen, or a court order or other legal process prevents us from making a transaction; x) Your user name, password or access credentials for the Service are reported lost or stolen; xi) We have reason to believe that a transaction has not been properly authorized or authenticated, or is fraudulent, erroneous, or illegal; xii) You have exceeded the limitations on frequency of transactions or dollar amount of transactions applicable to the Service or the Account; xiii) Your telephone service or Internet service provider has been disconnected or there are deficiencies in the quality of your telephone line; xiv) Circumstances beyond our control (such as telecommunication, Internet or electrical outages and malfunctions, postal strikes or delays, computer system failures, or natural disasters) prevent the transaction; xv) Making a transfer would cause us to ...