CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events:
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable for instance:
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: - If, through no fault of ours, there is not enough money in your accounts to complete the transaction, if any funds in your accounts necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure, or if the transaction involves a loan request exceeding your credit limit. - If you used your card or access code in an incorrect manner. - If the ATM where you are making the transfer does not have enough cash. - If the ATM was not working properly and you knew about the problem when you started the transaction. - If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. - If the money in your account is subject to legal process or other claim. - If funds in your account are pledged as collateral or frozen because of a delinquent loan. - If the error was caused by a system of any participating ATM network. - If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. - If the telephone or computer equipment you use to conduct audio response, online/PC, or mobile banking transactions is not working properly and you know or should have known about the breakdown when you started the transaction. - If you have bill payment services, we can only confirm the amount, the participating merchant, and date of the bill payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. - Any other exceptions as established by the Credit Union.
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time for in the correct amount according to our agreement with you, we may be liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: • If, through no fault of ours, there is not enough money in your accounts to complete the transaction, if any funds in your accounts is 11 necessary to complete the transaction are held as uncollected funds or pursuant to our Funds Availability Policy, or if the transaction involves a loan request exceeding your credit limit. • If you used your Card or access code in an incorrect manner. • If the ATM where you are making the transfer does not have enough cash. • If the ATM was not working properly and you knew about the problem when you started the transaction. • If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. • If the money in your account is subject to legal process or other claim. • If funds in your account are pledged as collateral or frozen because of a delinquent loan. • If the error was caused by a system of any participating ATM network. • If the electronic transfer is not completed as a result of your willful or negligent use of your Card, access code, or any EFT facility for making such transfers. • If the telephone or computer equipment you use to conduct audio response or online banking transactions is not working properly and you know or should have known about the breakdown when you started the transaction. • If you have bill payment services, we can only confirm the amount, the participating merchant, and date of the bill payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. • Any other exceptions as established by the Credit Union.
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. You agree that neither we nor the service providers shall be responsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by Internet browser providers such as Netscape (Netscape Navigator browser) and Microsoft (Microsoft Internet Explorer browser), or by Internet access providers or by online service providers or by an agent or subcontractor for any of the foregoing. Nor shall we or the service providers be responsible for any direct, indirect, special, or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, Online Banking services, or Internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via the Internet Banking services and may have referred to such communication as “secured,” we cannot and do not provide any warranty or guarantee of such security. In states which do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable:
a. If, through no fault of ours, you do not have enough money in your account to make the transfer, your account is closed, or the transfer would go over the credit limit on your line of credit.
b. If you used the wrong access code or used an access code in an incorrect manner, or you have not properly allowed any applicable computer or Credit Union user instructions for making Online Banking transactions.
c. If the Card has expired or is damaged and cannot be used.
d. If the automated teller machine (ATM) where you are making the transfer does not have enough cash, or was not working properly, and you knew about the problem when you started the transaction.
e. If your computer fails or malfunctions or the Online Banking service was not properly working and such problem should have been apparent when you attempted such transaction.
f. If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment, or power failure) prevent making the transaction.
g. If the funds in your account are subject to an administrative hold, legal process, or other claim.
h. If you have not given the Credit Union complete, correct, and current instructions so the Credit Union can process a transfer or bill payment.
i. If the error was caused by a system beyond the Credit Union’s co...
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your Account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages. However, there are some exceptions. We will not be liable for instance: · If, through no fault of ours, you do not have enough money in the form of collected funds in your Account to make the transfer. · If the transfer would go over the credit limit of your line of credit loan Account. · If the ATM terminal where you are making the transfer does not have enough cash or is not normally equipped to perform the service you requested. · If the ATM terminal, telephone or computer equipment you use to conduct ATM, audio or Internet banking transactions is not working properly and you knew or should have known about the breakdown when you started the transfer. · If circumstances beyond our control (such as fire, flood, or power failure) prevent the transfer, despite reasonable precautions that we have taken. · If the Credit Union fails to receive necessary transfer data or the data it receives is erroneous or incomplete. · If the Credit Union has received a report that your ATM card or VISA Debit Card has been lost or stolen or if the Credit Union has reason to suspect there is unauthorized use of your ATM card or VISA Debit Card. · If your funds are subject to legal process or other encumbrance restricting such transfer. · If funds in your Account are pledged as collateral or frozen because of a delinquent loan. · If the error was caused by a system of any participating ATM network. · If the electronic transfer is not completed as a result of your willful or negligent use of your Card, access code, or any EFT facility for making such transfers. If you have bill payment services, we can only confirm the amount, the participating merchant, and date of the bill payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. · There may be other exceptions stated in our agreement with you or as provided by applicable law. Stop Payment Rights - If you have told us in advance to make regular electronic fund transfers out of your Account, you can stop any of these payments. Call or write in time for us to receive your request three business days or more before your payment is scheduled to be made. If you call, we also require...
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance, if:
a. Through no fault of ours, you do not have enough money in your account to make the transfer, your account is inactive, or the transfer would go over the limit on your line of credit or Courtesy Pay.
b. You used the wrong PIN or you used a PIN or Card in an incorrect manner.
c. The Card has expired or is damaged and cannot be used.
d. The ATM where you are making the transfer does not have enough cash;
e. The ATM or POS terminal was not working properly and you knew about the problem when you started the transaction.
f. Circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction.
g. The money in your account is subject to a legal process or other claim.
h. Your account is frozen because of a delinquent loan.
i. The error was caused by a system of any of the designated ATM networks.
j. The ATM machine retains your Card, in which event you may contact the Credit Union about its replacement.
k. If, through no fault of ours, a bill payment or funds transfer transaction does not reach a particular payee due to changes in the payee address, account number, or otherwise; the time you allow for payment delivery was inaccurate; the payee failed to process a payment correctly or in a timely manner; and a fee, penalty, or interest is assessed against you.
l. If you have not given the Credit Union complete, correct, and current instructions for us to process a transfer or bill payment.
m. If the error was caused by a system beyond the Credit Union’s control, such as a telecommunications system, an Internet service provider, or any virus or problems related to software not provided by the Credit Union.
n. If there are other exceptions as established by the Credit Union.
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. In no case, will we be liable for any indirect, special or incidental damages. However, there are some exceptions. We will not be liable, for instance:
a. If, through no fault of ours, you do not have enough money in your account to make the transfer or the transfer would go over the credit limit on your line of credit.
b. If you used the wrong ATM-PIN or you used an ATM-PIN or card in an incorrect manner.
c. If the ATM where you are making the transfer does not have enough cash.
d. If the ATM or POS terminal was not working properly and you knew about the problem when you started the transaction.
e. If circumstances beyond our control (such as fire, flood or power failure) prevent the transaction.
f. If the money in your account is subject to legal process or another claim.
g. If your account is frozen because of a delinquent loan.
h. If the error was caused by a system of the VISA Network or any other participating network.
i. If there are other exceptions as established by the Credit Union.
j. The ATM or POS terminal may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injury, whether caused by the equipment, software, Credit Union, or by Internet browser providers or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Nor shall we
a. If, through no fault of ours, you do not have adequate funds in your account to complete a transaction, your account is closed, or the transaction amount would exceed your credit limit on your line of credit.
b. If you used the wrong access code or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfer and xxxx payment transactions.
c. If your computer fails or malfunctions or any of the Credit Union’s Personal Online Banking services was not properly working and such problem should have been apparent when you attempted such transaction.
d. If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction.
e. If the funds in your account are subject to an administrative hold, legal process or other claim.
f. If your account is frozen because of a delinquent loan.
g. If the error was caused by a system beyond the Credit Union’s control such as your Internet Service Provider.
h. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make a transfer or xxxx payment.
i. If the error was caused by a system of the CO-OP ATM, PLUS, Star or Accel.
j. If there are other exceptions as established by the Credit Union.
k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.
CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: • If, through no fault to ours, there is not enough money in your accounts to complete the transaction, if any funds in your accounts necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy, or if the transaction involves a loan request exceeding your credit limit. • If you used your card or access code in an incorrect manner. • If the ATM where you are making the transfer does not have enough cash. • If the ATM was not working properly and you knew about the problem when you started the transaction. • If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. • If the money in your account is subject to legal process or other claim. • If funds in your account are pledged as collateral or frozen because of a delinquent loan. • If the error was caused by a system of any participating ATM network. • If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. • If the telephone or computer equipment you use to conduct audio response or online/PC transactions is not working properly and you know or should have known about the breakdown when you started the transaction. Any other exceptions as established by the Credit Union.
