Definition of joint agreement. For purposes of this section, joint agreement means a written contract pursuant to which you and one or more financial institutions jointly offer, endorse or sponsor a financial product or service.
(a) Exceptions for processing and serv- icing transactions at consumer’s request. The requirements for initial notice in § 160.4(a)(2), for the opt out in §§ 160.7 and 160.10, and for initial notice in § 160.13 in connection with service pro- viders and joint marketing, do not apply if you disclose nonpublic per- xxxxx information as necessary to ef- fect, administer, or enforce a trans- action that a consumer requests or au- thorizes, or in connection with:
(1) Processing or servicing a financial product or service that a consumer re- quests or authorizes;
(2) Maintaining or servicing the con- sumer’s account with you, or with an- other entity as part of an extension of credit on behalf of such entity as part of a private label credit card program or other extension of credit on behalf of such entity; or
(3) A proposed or actual securitization, secondary market sale or similar transaction related to a transaction of the consumer.
(b) Necessary to effect, administer or en- force a transaction means that the dis- closure is:
(1) Required, or is one of the lawful or appropriate methods, to enforce your rights or the rights of other per- sons engaged in carrying out the xxxxx- cial transaction or providing the prod- uct or service; or
(2) Required, or is a usual, appro- priate or acceptable method:
(i) To carry out the transaction or the product or service business of which the transaction is a part, and record, service or maintain the con- sumer’s account in the ordinary course of providing the financial service or fi- nancial product;
(ii) To administer or service benefits or claims relating to the transaction or the product or service business of which it is a part;
(iii) To provide a confirmation, state- ment or other record of the trans- action, or information on the status or value of the financial service or xxxxx- cial product to the consumer or the consumer’s agent or broker;
(iv) To accrue or recognize incentives or bonuses associated with the trans- action that are provided by you or any other party;
(v) In connection with:
(A) The authorization, settlement, billing, processing, clearing, transfer- ring, reconciling or collection of amounts charged, debited or otherwise paid using a debit, credit or other pay- ment card, check or account number, or by ot...
Definition of joint agreement. 11.1 The agreement on this guidance is intended as a recommendation to Colleges relating to working hours.
Definition of joint agreement. For purposes of this section, joint agree- ment means a written contract pursu- ant to which you and one or more fi- nancial institutions jointly offer, en- xxxxx, or sponsor a financial product or service.
Definition of joint agreement. For purposes of this section, joint agree- ment means a written contract pursu- ant to which you and one or more fi- nancial institutions jointly offer, en- xxxxx, or sponsor a financial product or service.
(a) Exceptions for processing trans- actions at consumer’s request. The re- quirements for initial notice in § 216.4(a)(2), for the opt out in §§ 216.7 and 216.10, and for service providers and joint marketing in § 216.13 do not apply if you disclose nonpublic personal in- formation as necessary to effect, ad- minister, or enforce a transaction that a consumer requests or authorizes, or in connection with:
(1) Servicing or processing a financial product or service that a consumer re- quests or authorizes;
(2) Maintaining or servicing the con- sumer’s account with you, or with an- other entity as part of a private label credit card program or other extension of credit on behalf of such entity; or
(3) A proposed or actual securitization, secondary market sale (including sales of servicing rights), or similar transaction related to a trans- action of the consumer.
(b) Necessary to effect, administer, or enforce a transaction means that the disclosure is:
(1) Required, or is one of the lawful or appropriate methods, to enforce your rights or the rights of other per- sons engaged in carrying out the xxxxx- cial transaction or providing the prod- uct or service; or
(2) Required, or is a usual, appro- priate or acceptable method:
(i) To carry out the transaction or the product or service business of which the transaction is a part, and record, service, or maintain the con- sumer’s account in the ordinary course of providing the financial service or fi- nancial product;
