Common use of FBP Options for Eligible Employees Hired Before July 1, 2020 Clause in Contracts

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 (Waiver) and $9,830 (Employee Only) are available for FY21 with the customary cash-back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21, there is also a new option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment.

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 (Waiver) and $9,830 (Employee Only) are available for FY21 with the customary cash-cash- back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-cash- back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $1,750 (Waiver) and $9,830 (Employee Only) in FBP Credits and Take Cash-Back

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 9,942 (Waiver) and $9,830 13,643 (Employee Only) are available for FY21 with the customary cash-back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Cash- Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $9,942 (Waiver) or $13,643 (Employee Only) in FBP Credits and Take Cash-Back 3. Option No. 2

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 9,956 (Waiver) and $9,830 10,956 (Employee Only) are available for FY21 with the customary cash-back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $9,956 (Waiver) or $10,956 (Employee Only) in FBP Credits and Take Cash-Back

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 9,956 (Waiver) and $9,830 10,956 (Employee Only) are available for FY21 with the customary cash-back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21, there is also a new option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $9,956 (Waiver) or $10,956 (Employee Only) in FBP Credits and Take Cash-Back

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 (Waiver) and $9,830 (Employee Only) are available for FY21 with the customary cash-cash- back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $1,750 (Waiver) and $9,830 (Employee Only) in FBP Credits and Take Cash-Back

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 (Waiver) and $9,830 (Employee Only) 11,705 are available for FY21 with the customary cash-back option. These options allow This option allows the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $11,705 in FBP Credits and Take Cash-Back. 3. Option No. 2

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 (Waiver) and $9,830 (Employee Only) 11,705 are available for FY21 with the customary cash-back option. These options allow This option allows the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $11,705 in FBP Credits and Take Cash-Back.

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 (Waiver) and $9,830 (Employee Only) 11,705 are available for FY21 with the customary cash-back option. These options allow This option allows the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21, there is also a new option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment.

FBP Options for Eligible Employees Hired Before July 1, 2020. 1. For eligible employees hired before July 1, 2020, total Flex Credits of $1,750 9,942 (Waiver) and $9,830 13,643 (Employee Only) are available for FY21 with the customary cash-back option. These options allow the maximum cash-back opportunity for employees who waive medical insurance or cover only themselves. However, for FY21beginning July 1, 2020, there is also a new an option for employees who wish to cover a Spouse or Domestic Partner, Children or Family, where more Flex Credits will be available to them for these tiers of coverage but they will have no cash-back option and no amounts can be deposited into their 401(k) account. Eligible employees hired before July 1, 2020, may change the option they select (Option No. 1 – Cash-Back; Option No. 2 – No Cash-Back) from one fiscal year to the next at the time of open enrollment. 2. Option No. 1 to Choose $9,942 (Waiver) or $13,643 (Employee Only) in FBP Credits and Take Cash-Back