Fire Insurance Premium. Tenant shall not carry any stock of goods or do anything in or about said premises which will in any way tend to increase the insurance rates of said premises and in the buildings of which they are a part. Tenant agrees to pay, in addition to its prorata share of all insurance costs as described in this Lease Agreement, the total of any increase in premiums for insurance against loss by fire that may be charged during the terms of this Lease on the amount of insurance to be carried by Landlord on said premises and the buildings of which they are a part, resulting from the business carried on in the leased premises by Tenant, whether or not Landlord has consented to the same. If Tenant installs any electrical equipment that overloads the lines in the herein leased premises. Tenant shall at its own expense make whatever changes are necessary to comply with the requirements of the Insurance Underwriters and governmental authorities having jurisdiction.
Fire Insurance Premium. Landlord shall maintain fire and extended coverage insurance or any other insurance coverage deemed necessary by Landlord or Landlord's lender throughout the term of this Lease in an amount equal to at least ninety (90) percent of the replacement value (exclusive of foundation and excavation costs) of the Premises and/or Building of which Premises are a part. Tenant agrees to pay Landlord a pro rata share of the cost of said fire and extended coverage insurance that may be charged during the terms of this Lease. This pro rata share will be paid monthly in advance as specified in Article 8.B. In determining the Tenant's pro rata share of the premium for said insurance for the Premises a schedule issued by the organization making the insurance rate on the Premises, showing the various components of such rates, shall be conclusive evidence of the charges which make up the fire insurance rate on the Premises. Tenant shall, at its own expense, comply with all the requirements of the insurance underwriters and any governmental authority having jurisdiction thereover, necessary for the maintenance of reasonable fire and extended coverage insurance for the Premises including the installation of fire extinguishers or an automatic dry chemical extinguishing system.
