Health Insurance Costs and Contributions. A. The Employer agrees to provide insurance benefits in accordance with this Section for all employees who are normally scheduled to work thirty (30) or more hours per week. Employees who are normally scheduled to work less than thirty (30) hours but more than twenty (20) hours per week may purchase the available insurance benefits by way of payroll deduction. Employees who are normally scheduled to work twenty (20) or less hours per week shall not be eligible for any of the benefits provided in the Section. Effective January 1, 2017, the Employer will offer access to the same Health Insurance plan options as offered to other County employees (See, Appendix “B”), including dental with orthodontics and the vision 12/12/12 plan. The Employer will follow the so-called “hard-cap” requirements of Section 3 of the Publicly Funded Health Insurance Contribution Act (“Act 152 of 2011”, hereinafter referred to as the “act”, for the immediate future). Accordingly, the Employer will pay no more of the total annual costs of the medical benefit plan than the amounts annually determined by the State Treasurer pursuant to Section III of the Act. The Employees will pay the balance of those costs, if any. For purposes of this provision, total annual costs includes the premium or illustrative rate of the medical benefit plan and all employer payments for reimbursement of co-pays, deductibles and payments into health savings accounts flexible spending accounts or similar accounts used for health care and the Michigan Claims Tax, but does not include the costs of dental and vision and does not include beneficiary-paid copayments or beneficiary payments into health savings accounts, flexible spending accounts or similar accounts used for health care. Employees will pay the remaining medical benefit costs attributable to the coverage they select (i.e. single, double or family) biweekly by payroll deduction. Employees shall contribute 8% of the dental premium and 50% of the vision premium. The amount paid shall be adjusted annually based on the illustrative or premium rates and the total costs of the medical benefit plan as detailed in Appendix B. The election by the County provided in Section 4 and 8 of PA 152 may be made annually. B. The Employee may make pre-tax dollar contributions to their HSA up to the IRS established limit.
Appears in 4 contracts
Samples: Collective Bargaining Agreement, Collective Bargaining Agreement, Collective Bargaining Agreement
Health Insurance Costs and Contributions. A. The Employer agrees to provide insurance benefits in accordance with this Section for all employees who are normally scheduled to work thirty (30) or more hours per week. Employees who are normally scheduled to work less than thirty (30) hours but more than twenty (20) hours per week may purchase the available insurance benefits by way of payroll deduction. Employees who are normally scheduled to work twenty (20) or less hours per week shall not be eligible for any of the benefits provided in the Section. Effective January 1, 2017, the Employer will offer access to the same Health Insurance plan options as offered to other County employees (See, Appendix “B”), including dental with orthodontics and the vision 12/12/12 plan. The Employer will follow the so-called “hard-cap” requirements of Section 3 of the Publicly Funded Health Insurance Contribution Act (“Act 152 of 2011”, hereinafter referred to as the “act”, for the immediate future). Accordingly, the Employer will pay no more of the total annual costs of the medical benefit plan than the amounts annually determined by the State Treasurer pursuant to Section III of the Act. The Employees will pay the balance of those costs, if any. For purposes of this provision, total annual costs includes the premium or illustrative rate of the medical benefit plan and all employer payments for reimbursement of co-pays, deductibles and payments into health savings accounts flexible spending accounts or similar accounts used for health care and the Michigan Claims Tax, but does not include the costs of dental and vision and does not include beneficiary-paid copayments or beneficiary payments into health savings accounts, flexible spending accounts or similar accounts used for health care. Employees will pay the remaining medical benefit costs attributable to the coverage they select (i.e. single, double or family) biweekly by payroll deduction. Employees shall contribute 8% of the dental premium and 50% of the vision premium. The amount paid shall be adjusted annually based on the illustrative or premium rates and the total costs of the medical benefit plan as detailed in Appendix B. The election by the County provided in Section 4 and 8 of PA 152 may be made annually.
B. The Employee may make pre-tax dollar contributions to their HSA up to the IRS established limit.
C. Health Insurance Opt Out:
1. An Employee who does not need health insurance may elect to have the Employer apply the sum of two hundred dollars ($200) per pay period, via a Section 125 Plan, to the Employee’s 457 Deferred Compensation plan or paid to the employee directly (subject to all required deductions and withholdings). This option shall not be available to Employees who are normally scheduled to work less than thirty hours (30) per week.
2. Employees whose spouse is insured through Van Buren County are not eligible for this opt out payment
3. An Employee is not eligible for the opt-out payment if he/she opts out of County-offered health insurance and receives federal assistance to obtain health insurance via an Affordable Care Act exchange.
D. Employees can contribute to a limited purpose FSA account to be used for eligible dental and vision expenses only up to the established limit set by the IRS.
E. All eligible future retirees hired before January 1, 1992 and retiring after January 1, 2011 shall be entitled to participate in health, dental and vision benefits at the same levels, by the employer and the same premium contributions by retirees as current employees subject to the limitations listed below. The Employer shall also provide this same coverage option, subject to the same premium co-payments, for the spouse/spouse beneficiary of the retiree on the date of the employee’s retirement, provided that the retiree’s spouse does not have any other coverage available to him or her. The Employer agrees to allow the eligible retiree (or his/her spouse at the time of the employee’s retirement) who either opted-out of or initially declined retiree health insurance coverage, to opt into the plan during annual open enrollment. • When the retiree becomes Medicare eligible, the retiree and the retiree’s spouse must move to the basic level plan available to the then current retirees which will be provided by the County subject to the ongoing retiree/spouse contributions. The retiree and spouse must move to the complimentary-supplemental Medicare Plan as each becomes eligible. The “basic level plan” shall be the most comparable plan as available to other active County employees subject to any negotiated changes to the current coverage with current employees including changes to co-pays, deductibles, coverage, coinsurance and premium contributions. • When the retiree becomes Medicare eligible dental and vision coverage will be discontinued for the retiree and his/her spouse.
F. The Employer reserves the right to determine and/or change insurance carriers and/or underwriters at any time provided that thirty (30) days advance notice of any such determination or change shall be given to the Union. The Employer shall not, by reason of this provision, reduce the benefit levels without the consent of the Union.
G. The Employer’s sole responsibility under the Section is to provide premium payments on behalf of eligible employees as set forth herein and the coverage referenced herein are offered specifically subject to the rules and regulations of the various insurance carriers and/or underwriters.
H. The Employer shall provide, at no cost to the employee, a group term life insurance policy that provides a death benefit for qualified participants in the amount of fifteen thousand dollars ($15,000) with a double indemnity provision.
I. The Employer shall pay for and provide false arrest insurance.
J. If the employee’s total annual premiums are less than the “hard caps”, the Employer will direct deposit the difference into the Employee’s HSA account.
Appears in 1 contract
Samples: Collective Bargaining Agreement
Health Insurance Costs and Contributions. A. The Employer agrees to provide insurance benefits in accordance with this Section for all employees who are normally scheduled to work thirty (30) or more hours per week. Employees who are normally scheduled to work less than thirty (30) hours but more than twenty (20) hours per week may purchase the available insurance benefits by way of payroll deduction. Employees who are normally scheduled to work twenty (20) or less hours per week shall not be eligible for any of the benefits provided in the Section. Effective January 1, 2017, the Employer will offer access to the same Health Insurance plan options as offered to other County employees (See, Appendix “B”), including dental with orthodontics and the vision 12/12/12 plan. The Employer will follow the so-called “hard-cap” requirements of Section 3 of the Publicly Funded Health Insurance Contribution Act (“Act 152 of 2011”, hereinafter referred to as the “act”, for the immediate future). Accordingly, the Employer will pay no more of the total annual costs of the medical benefit plan than the amounts annually determined by the State Treasurer pursuant to Section III of the Act. The Employees will pay the balance of those costs, if any. For purposes of this provision, total annual costs includes the premium or illustrative rate of the medical benefit plan and all employer payments for reimbursement of co-pays, deductibles and payments into health savings accounts flexible spending accounts or similar accounts used for health care and the Michigan Claims Tax, but does not include the costs of dental and vision and does not include beneficiary-paid copayments or beneficiary payments into health savings accounts, flexible spending accounts or similar accounts used for health care. Employees will pay the remaining medical benefit costs attributable to the coverage they select (i.e. single, double or family) biweekly by payroll deduction. Employees shall contribute 8% of the dental premium and 50% of the vision premium. The amount paid shall be adjusted annually based on the illustrative or premium rates and the total costs of the medical benefit plan as detailed in Appendix B. The election by the County provided in Section 4 and 8 of PA 152 may be made annually.
B. The Employee may make pre-tax dollar contributions to their HSA up to the IRS established limit.
C. Health Insurance Opt Out:
1. An Employee who does not need health insurance may elect to have the Employer apply the sum of one hundred fifty dollars ($150) per pay period, via a Section 125 Plan, to the Employee’s 457 Deferred Compensation plan or have the option to be paid an additional fifty-six dollars and twenty-five cents ($56.25) per pay period which will be paid to the employee each pay period. This option shall not be available to Employees who are normally scheduled to work less than thirty hours
Appears in 1 contract
Samples: Collective Bargaining Agreement
Health Insurance Costs and Contributions. A. The Employer agrees to provide insurance benefits in accordance with this Section for all employees who are normally scheduled to work thirty (30) or more hours per week. Employees who are normally scheduled to work less than thirty (30) hours but more than twenty (20) hours per week may purchase the available insurance benefits by way of payroll deduction. Employees who are normally scheduled to work twenty (20) or less hours per week shall not be eligible for any of the benefits provided in the Section. Effective January 1, 2017, the Employer will offer access to the same Health Insurance plan options as offered to other County employees (See, Appendix “B”), including dental with orthodontics and the vision 12/12/12 plan. The Employer will follow the so-called “hard-cap” requirements of Section 3 of the Publicly Funded Health Insurance Contribution Act (“Act 152 of 2011”, hereinafter referred to as the “act”, for the immediate future). Accordingly, the Employer will pay no more of the total annual costs of the medical benefit plan than the amounts annually determined by the State Treasurer pursuant to Section III of the Act. The Employees will pay the balance of those costs, if any. For purposes of this provision, total annual costs includes the premium or illustrative rate of the medical benefit plan and all employer payments for reimbursement of co-pays, deductibles and payments into health savings accounts flexible spending accounts or similar accounts used for health care and the Michigan Claims Tax, but does not include the costs of dental and vision and does not include beneficiary-paid copayments or beneficiary payments into health savings accounts, flexible spending accounts or similar accounts used for health care. Employees will pay the remaining medical benefit costs attributable to the coverage they select (i.e. single, double or family) biweekly by payroll deduction. Employees shall contribute 8% of the dental premium and 50% of the vision premium. The amount paid shall be adjusted annually based on the illustrative or premium rates and the total costs of the medical benefit plan as detailed in Appendix B. plan. The election by the County provided in Section 4 and 8 of PA 152 may be made annually.
B. The Employee may make pre-tax dollar contributions to their HSA up to the IRS established limit.
C. Health Insurance Opt Out:
1. An Employee who does not need health insurance may elect to have the Employer apply the sum of two hundred dollars ($200) per pay period, via a Section 125 Plan, to the Employee’s 457 Deferred Compensation plan or paid to the employee directly (subject to all required deductions and withholding). This option shall not be available to Employees who are normally scheduled to work less than thirty hours (30) per week.
2. Employees whose spouse is insured through Van Buren County are not eligible for this opt out payment.
3. An Employee is not eligible for the opt-out payment if he/she opts out of County-offered health insurance and receives federal assistance to obtain health insurance via an Affordable Care Act exchange.
D. Employees can contribute to a limited purpose FSA account to be used for eligible dental and vision expenses only up to the established limit set by the IRS.
E. All eligible future retirees hired before January 1, 1992 and retiring after January 1, 2011 shall be entitled to participate in health, dental and vision benefits at the same levels, by the employer and the same premium contributions by retirees as current employees subject to the limitations listed below. The Employer shall also provide this same coverage option, subject to the same premium co-payments, for the spouse/spouse beneficiary of the retiree on the date of the employee’s retirement, provided that the retiree’s spouse does not have any other coverage available to him or her. The Employer agrees to allow the eligible retiree (or his/her spouse at the time of the employee’s retirement) who either opted-out of or initially declined retiree health insurance coverage, to opt into the plan during annual open enrollment. • When the retiree becomes Medicare eligible, the retiree and the retiree’s spouse must move to the basic level plan available to the then current retirees which will be provided by the County subject to the ongoing retiree/spouse contributions. The retiree and spouse must move to the complimentary-supplemental Medicare Plan as each becomes eligible. The “basic level plan” shall be the most comparable plan as available to other active County employees subject to any negotiated changes to the current coverage with current employees including changes to co-pays, deductibles, coverage, coinsurance and premium contributions. • When the retiree becomes Medicare eligible dental and vision coverage will be discontinued for the retiree and his/her spouse.
F. The Employer reserves the right to determine and/or change insurance carriers and/or underwriters at any time provided that thirty (30) days advance notice of any such determination or change shall be given to the Union. The Employer shall not, by reason of this provision, reduce the benefit levels without the consent of the Union.
G. The Employer’s sole responsibility under the Section is to provide premium payments on behalf of eligible employees as set forth herein and the coverage referenced herein are offered specifically subject to the rules and regulations of the various insurance carriers and/or underwriters.
H. The Employer shall provide, at no cost to the employee, a group term life insurance policy that provides a death benefit for qualified participants in the amount of fifteen thousand dollars ($15,000) with a double indemnity provision.
I. The Employer shall pay for and provide false arrest insurance.
J. If the employee’s total annual premiums are less than the “hard caps”, the Employer will direct deposit the difference into the Employee’s HSA account.
Appears in 1 contract
Samples: Collective Bargaining Agreement
Health Insurance Costs and Contributions. A. The Employer agrees to provide insurance benefits in accordance with this Section for all employees who are normally scheduled to work thirty (30) or more hours per week. Employees who are normally scheduled to work less than thirty (30) hours but more than twenty (20) hours per week may purchase the available insurance benefits by way of payroll deduction. Employees who are normally scheduled to work twenty (20) or less hours per week shall not be eligible for any of the benefits provided in the Section. Effective January 1, 2017, the Employer will offer access to the same Health Insurance plan options as offered to other County employees (See, Appendix “B”), including dental with orthodontics and the vision 12/12/12 plan. The Employer will follow the so-called “hard-cap” requirements of Section 3 of the Publicly Funded Health Insurance Contribution Act (“Act 152 of 2011”, hereinafter referred to as the “act”, for the immediate future). Accordingly, the Employer will pay no more of the total annual costs of the medical benefit plan than the amounts annually determined by the State Treasurer pursuant to Section III of the Act. The Employees will pay the balance of those costs, if any. For purposes of this provision, total annual costs includes the premium or illustrative rate of the medical benefit plan and all employer payments for reimbursement of co-pays, deductibles and payments into health savings accounts flexible spending accounts or similar accounts used for health care and the Michigan Claims Tax, but does not include the costs of dental and vision and does not include beneficiary-paid copayments or beneficiary payments into health savings accounts, flexible spending accounts or similar accounts used for health care. Employees will pay the remaining medical benefit costs attributable to the coverage they select (i.e. single, double or family) biweekly by payroll deduction. Employees shall contribute 8% of the dental premium and 50% of the vision premium. The amount paid shall be adjusted annually based on the illustrative or premium rates and the total costs of the medical benefit plan as detailed in Appendix B. The election by the County provided in Section 4 and 8 of PA 152 may be made annually.
B. The Employee may make pre-tax dollar contributions to their HSA up to the IRS established limit.
Appears in 1 contract
Samples: Collective Bargaining Agreement
