Layered Authentication. Layered authentication is a security management technique in which the identity of an individual is verified by more than one authentication process. This security feature is designed to protect the privacy and security of your personal information. The Challenge questions/answers are used to identify you and prevent unauthorized access to your information. Registering the computer(s) you normally use to access your information provides additional security to verify your identity when you enroll for online banking: • Select each challenge question and provide your answer, up to 83 characters. The challenge questions may be used to authenticate the user when accessing Online Banking from a non-registered computer. • Select an option to register the computer you are currently using. The first option, "This is a Personal Computer. Register it." is selected for the personal computer used most often to access your Designated Account(s) via Online Banking. You may register more than one computer. The second option, "This is a Public Computer. Do Not Register it." is selected when you are accessing your Designated Account(s) from a computer used for a one-time access, such as from an Internet café or library. Bank employs Enhanced Online Security which is our log in authentication system for Online Banking. Enhanced Online Security protects you from fraud and identity theft by preventing unauthorized access to your accounts. The system uses multiple layers of security ensuring unauthorized users cannot gain access to your accounts. We do this by verifying three important criteria: • Access ID and Password must match with our system records or access is refused. • We check the device you are using and if we don’t recognize the device, we may ask you to answer a Security Challenge question to ensure your identity. • If access is being requested from an unusual geographic location, we may ask you to answer one of your Challenge questions before giving you access. When you are logging in, our Extended Validation Certificate will display as a "green bar" in your browser address bar. You can enter your credentials with the assurance that if your browser address bar is green, your connection is safe. It is a known and trusted way to verify the authenticity of a website. Bank recommends that you perform periodic risk assessments and control evaluations related to your online security procedures. You agree that these procedures provide a commercially reasonable degree of ...
Layered Authentication. This security feature is designed to protect the privacy and security of your personal information. The website URL address bar will turn green to confirm you are on a valid website. The challenge questions/answers are used to identify you and prevent unauthorized access to your information.
Layered Authentication. When signing on to the Online Services in Internet Explorer, make sure the website URL located in the address bar is green. This confirms you are on our valid website. If the URL appears in Yellow or Red, do not continue to log in, this means there is something wrong with the link. We suggest doing the following steps to ensure a secure log in: ▪ When you see the Yellow Triangle, this means the URL link has been updated. If you have the website saved as a favorite or to your desktop, just remove the bookmarked link. Then open a new browser, search for Denmark State Bank to add the updated URL to your Favorites. ▪ When the URL appears Red, remove the website from your favorites or desktop. We also recommend before adding the website back to your favorites, that you perform an anti-virus scan to your PC to ensure nothing is hiding in the background. Your e-mail address is stored in the Online Services. If this area is blank, enter your valid e-mail address and confirm. If the e-mail address displayed is invalid, once you have completed the enrollment process, you may edit personal information within your Online Services. To correct your e-mail address or phone number, simply select “Profile” located on the home page and select edit next to the category you want to update. Challenge Questions are used to authenticate your identity when accessing the Online Services from a non-registered computer. You will need to select three (3) Challenge Questions. Once you have answered your Challenge Questions, you are given the option to register the computer you are using to access the Online Services. Note: answers can only be up to 83 characters. We do not have access to your security questions, so you will want to select Questions that you know you remember. If you have not previously registered your computer in the Online Services, select the “This is a Personal Computer” option after logging in. By registering your computer, you will not be prompted each time to answer a Challenge Question. If you are logging in from a public computer, select the “This is a Public Computer. Do Not Register it” option, so when you log off, the public computer will not store your personal information. If you are unable remember your Challenge Questions or believe that your Password has been lost or stolen, you must notify us immediately at 920-863-2161 so we can reset them for you.
