Common use of Medical and Dental Plans Clause in Contracts

Medical and Dental Plans. The Employer's medical, dental, and prescription drug plans are incorporated by reference into this Agreement. All newly hired employees shall be required to participate in the PPO plan for the first eighteen (18) months of their employment. These employees shall be eligible to participate in the first open enrollment period following the eighteen (18) month anniversary of their dates of hire. The Employer shall provide Officers with the opportunity to enroll in a Flexible Spending Account ("FSA") plan, which will permit Officers to fund, on a pre-tax basis, an individual account that the Officer may use to pay for qualified unreimbursed medical expenses, as provided under Section 213 of the Internal Revenue Code. Subject to IRS regulations, the FSA will allow participants to pay the following qualified expenses on a pre-tax basis: dental expenses; vision expenses; health plan contributions, deductibles, and co-payments; prescription drug co-payments and payments for over-the-counter drugs; and other unreimbursed medical expenses. Participation is voluntary and participants may contribute up to $5,000 annually on a pre-tax basis, which will be deducted pro-rata each payroll period. Officers may enroll in the FSA or change the amount of their election once per year during open enrollment or when they have a change in family status. As mandated by the Internal Revenue Code, a "use it or lose it" rule applies to Section 125 plans. Any amount that remains in the participant's account at the end of the year will be forfeited. During open enrollment, the parties will engage in a joint educational campaign to inform Officers of the benefits of the FSA plan and otherwise increase employee participation in such plan. The Employer shall make available to Officers covered under this Agreement and their eligible dependents summaries of the benefits provided by the Employer's health care plan either electronically or in print. The cost of such coverage to be borne by the Employer. The plans for medical, dental, and prescription drug benefits, including the provisions on eligibility and self-contribution rules in effect as of the date of this Agreement, may not be changed by the Employer without the agreement of the Lodge. The medical plan (health insurance plan) shall consist of two (2) separate alternative coverages — a PPO plan ("PPO"); and an HMO plan ("HMO"). In the event that a new health care plan becomes available to the City during a Plan year, the Employer shall have the right to include that new plan in the Plan alternatives upon reasonable prior notice to and discussion with the Lodge. The Employer agrees to make available to the following other persons the above-described hospitalization and medical program and the dental plan: Officers covered by this Agreement who retire on or after age 60 and their eligible dependents; surviving spouse and children of Officers covered by this Agreement killed in the line of duty; Officers covered by this Agreement on a leave of absence for disability (both duty and occupational) and their eligible dependents; and the surviving spouse and children of deceased Officers covered by this Agreement who were formerly on pension disability (both duty and occupational.) The Employer will contribute the full cost of coverage for any of the above-enumerated Officers covered by this Agreement who elect coverage under any plan or plans. However, coverage under a plan for Officers covered by this Agreement shall terminate when an Officer covered by this Agreement either reaches the age for full Medicare eligibility under federal law or ceases to be a dependent as defined in a plan, whichever occurs first. After an Officer covered by this Agreement reaches the age for full Medicare eligibility, that Officer shall be covered under the medical program for annuitants, provided the person pays the applicable contributions.

Medical and Dental Plans. The Employer's officers’ and dependents’ medical, dental, and prescription pre- scription drug plans are hereby incorporated by reference into in this Agreement. All newly hired employees shall be required re- quired to participate in the PPO plan for the first eighteen (18) months of their employment. These employees shall be eligible to participate in the first open enrollment period following the eighteen (18) month anniversary of their dates of hire. The Employer shall provide Officers with Effective January 1, 2006, the opportunity City will amend its Section 125 plan to enroll in implement a Flexible Spending Account ("“FSA") plan”), which will permit Officers officers to fund, on a pre-tax basis, an individual account that the Officer offi- cer may use to pay for qualified unreimbursed medical expenses, as provided under Section 213 of the Internal Revenue Code. Subject to IRS regulationsregula- tions, the FSA will allow participants to pay the following fol- lowing qualified expenses on a pre-tax basis: dental expenses; vision expenses; health plan contributions, deductibles, and co-payments; prescription drug co-payments and payments for co- payments, over-the-counter drugs; drugs and other unreimbursed unreim- bursed medical expenses. Participation is voluntary and participants may contribute up to $5,000 annually annu- ally on a pre-tax basis, which will be deducted pro-pro- rata each payroll period. Officers may enroll in the FSA or change the amount of their election once per year during open enrollment or when they have a change in family status. As mandated by the Internal Revenue Code, a "“use it or lose it" ” rule applies to Section Sec- tion 125 plans. Any amount that remains in the participant's ’s account at the end of the year will be forfeited. During open enrollment, the parties will engage in a joint educational campaign to inform Officers of the benefits of the FSA plan and otherwise increase employee participation in such plan. The Employer shall make available to Officers officers covered under this Agreement and their eligible dependents summaries cop- ies of the benefits provided by the Employer's health care plan either electronically or in printSummary of Medical and Dental Plan Benefits booklets. The cost of such coverage to be borne by the Employer. The plans for medical, dental, and prescription drug benefits, including the provisions on eligibility and self-self- contribution rules in effect as of the date of this AgreementAgree- ment, may not be changed by the Employer without the agreement of the Lodge. The medical plan (health insurance plan) shall consist of three separate alternative coverages – a PPO plan (“PPO”); a PPO Plan with a Health Reimbursement Account (“PPO/HRA”); and two (2) separate alternative coverages — a PPO plan HMO plans ("PPO"); and an HMO plan ("“HMO"”). In the event that a new health care plan becomes available to the City during a Plan year, If the Employer shall have decides that the right to include PPO/HRA alternative lacks sufficient employee en- rollment or is cost prohibitive, it may discontinue that new plan in alternative, provided that the Plan alternatives upon Employer provides reasonable prior notice to the Lodge and discussion with the Lodge. The Employer agrees to make available to the following other persons the above-described hospitalization and medical program and the dental plan: Officers covered by this Agreement who retire on or after age 60 and their eligible dependents; surviving spouse and children of Officers covered by this Agreement killed an opportu- nity for those enrolled in the line of duty; Officers covered by PPO/HRA to enroll in another plan. For this Agreement on a leave of absence for disability (both duty and occupational) and their eligible dependents; and the surviving spouse and children of deceased Officers covered by this Agreement who were formerly on pension disability (both duty and occupational.) The Employer will contribute the full cost of coverage for any purpose, “reasonable notice” shall be defined as notification in writing of the above-enumerated Officers covered by this Agreement who elect coverage under any Em- ployer’s intent to discontinue the plan or plans. However, coverage under a plan for Officers covered by this Agreement shall terminate when an Officer covered by this Agreement either reaches the age for full Medicare eligibility under federal law or ceases to be a dependent as defined in a plan, whichever occurs first. After an Officer covered by this Agreement reaches the age for full Medicare eligibility, that Officer shall be covered under the medical program for annuitants, provided the person pays the applicable contributions.at least ninety

Medical and Dental Plans. The Employer(1) As of the Closing Date, Buyer shall enroll each Transferred Employee and his or her dependents in Buyer's medicalmedical and dental plans (including any flexible spending accounts, dental, and prescription drug plans are incorporated by reference into this Agreement. All newly hired employees shall be required hereinafter referred to participate in the PPO plan for the first eighteen (18) months of their employment. These employees shall be eligible to participate in the first open enrollment period following the eighteen (18) month anniversary of their dates of hire. The Employer shall provide Officers with the opportunity to enroll in a Flexible Spending Account (as an "FSA") plan), which will permit Officers to fundwithout imposing a waiting period, on a and shall waive all restrictions and limitations for pre-tax basis, an individual account existing conditions under such plans (other than any pre-existing condition that the Officer may use to pay for qualified unreimbursed was not waived by Seller's medical expenses, and dental plans as provided under Section 213 of the Internal Revenue CodeClosing Date). Subject Buyer's medical and dental plans shall contain such provisions as to IRS regulations, ensure that Seller will have no obligation to Transferred Employees or their dependents under COBRA. Each Transferred Employee shall be given credit under Buyer's medical and dental plans against any deductible and/or maximum copayment and/or out-of-pocket payment limitations applicable under Buyer's medical and dental plans for the FSA will allow participants to pay the following qualified expenses on a pre-tax basis: dental expenses; vision expenses; health plan contributions, full amount of deductibles, copayments and coout-payments; prescription drug coof-payments and payments for over-the-counter drugs; and other unreimbursed medical expenses. Participation is voluntary and participants may contribute up to $5,000 annually pocket expenses he or she incurred during the period beginning on a pre-tax basis, which will be deducted pro-rata each payroll period. Officers may enroll in the FSA or change the amount of their election once per year during open enrollment or when they have a change in family status. As mandated by the Internal Revenue Code, a "use it or lose it" rule applies to Section 125 plans. Any amount that remains in the participant's account at the end January 1 of the year will in which the Closing Date occurs and ending on the Closing Date. The credit referred to in the preceding sentence shall be forfeited. During open enrollmentapplicable during the plan year of Buyer's medical and dental plans that includes the Closing Date and, the parties will engage in a joint educational campaign to inform Officers unless such plan year ends no sooner than December 31 of the benefits calendar year that includes the Closing Date, during the subsequent plan year of Buyer's medical and dental plans. As of the FSA plan and otherwise increase employee participation in such plan. The Employer shall make available to Officers covered under this Agreement and their eligible dependents summaries of the benefits provided by the Employer's health care plan either electronically or in print. The cost of such coverage to be borne by the Employer. The plans for medicalClosing Date, dental, and prescription drug benefits, including the provisions on eligibility and self-contribution rules in effect as of the date of this Agreement, may not be changed by the Employer without the agreement of the Lodge. The medical plan (health insurance plan) shall consist of two (2) separate alternative coverages — a PPO plan ("PPO"); and an HMO plan ("HMO"). In the event that a new health care plan becomes available to the City during a Plan year, the Employer Buyer shall have the right to include that new plan in sole responsibility for the Plan alternatives upon reasonable prior notice to and discussion with the Lodge. The Employer agrees to make available to the following other persons the above-described hospitalization and provision, payment or reimbursement of medical program and the or dental plan: Officers covered by this Agreement who retire care provided on or after age 60 the Closing Date with respect to Transferred Employees and their eligible dependents; surviving spouse and children , including any legally mandated continuation of Officers covered by this Agreement killed in the line of duty; Officers covered by this Agreement on a leave of absence health care coverage for disability (both duty and occupational) such employees and their eligible dependents; and the surviving spouse and children dependents who have a loss of deceased Officers covered by this Agreement who were formerly on pension disability health care coverage due to a "qualifying event" (both duty and occupational.) The Employer will contribute the full cost of coverage for any of the above-enumerated Officers covered by this Agreement who elect coverage under any plan or plans. However, coverage under a plan for Officers covered by this Agreement shall terminate when an Officer covered by this Agreement either reaches the age for full Medicare eligibility under federal law or ceases to be a dependent as defined in a planCOBRA) after the Closing Date. Seller shall have the sole responsibility for the provision, whichever occurs first. After an Officer covered by this Agreement reaches payment and reimbursement of medial or dental care incurred under Seller's plans with respect to such Transferred Employees and their dependents prior to the age for full Medicare eligibility, that Officer shall be covered under the medical program for annuitants, provided the person pays the applicable contributionsClosing Date.

Medical and Dental Plans. The Employer's ’s medical, dental, and prescription drug plans are incorporated by reference into this Agreement. All newly hired employees shall be required to participate in the PPO plan for the first eighteen (18) months of their employment. These employees shall be eligible to participate in the first open enrollment period following the eighteen (18) month anniversary of their dates of hire. The Employer shall provide Officers officers with the opportunity to enroll in a Flexible Spending Account ("“FSA"”) plan, which will permit Officers officers to fund, on a pre-tax basis, an individual account that the Officer officer may use to pay for qualified unreimbursed medical expenses, as provided under Section 213 of the Internal Revenue Code. Subject to IRS regulations, the FSA will allow participants to pay the following qualified expenses on a pre-tax basis: dental expenses; vision expenses; health plan contributions, deductibles, and co-payments; prescription drug co-payments and payments for over-the-counter drugs; and other unreimbursed medical expenses. Participation is voluntary and participants may contribute up to $5,000 annually on a pre-tax basis, which will be deducted pro-pro- rata each payroll period. Officers may enroll in the FSA or change the amount of their election once per year during open enrollment or when they have a change in family status. As mandated by the Internal Revenue Code, a "“use it or lose it" ” rule applies to Section 125 plans. Any amount that remains in the participant's ’s account at the end of the year will be forfeited. During open enrollment, the parties will engage in a joint educational campaign to inform Officers officers of the benefits of the FSA plan and otherwise increase employee participation in such plan. The Employer shall make available to Officers officers covered under this Agreement and their eligible dependents summaries of the benefits provided by the Employer's ’s health care plan either electronically or in print. The cost of such coverage to be borne by the Employer. The plans for medical, dental, and prescription drug benefits, including the provisions on eligibility and self-contribution rules in effect as of the date of this Agreement, may not be changed by the Employer without the agreement of the Lodge. The medical plan (health insurance plan) shall consist of two (2) separate alternative coverages — – a PPO plan ("“PPO"”); and an two (2) HMO plan plans ("“HMO"”). In the event that a new health care plan becomes available to the City during a Plan year, the Employer shall have the right to include that new plan in the Plan alternatives upon reasonable prior notice to and discussion with the Lodge. The Employer agrees to make available to the following other persons the above-above- described hospitalization and medical program and the dental plan: Officers officers covered by this Agreement who retire on or after age 60 and their eligible dependents; surviving spouse and children of Officers officers covered by this Agreement killed in the line of duty; Officers officers covered by this Agreement on a leave of absence for disability (both duty and occupational) and their eligible dependents; and the surviving spouse and children of deceased Officers officers covered by this Agreement who were formerly on pension disability (both duty and occupational.) The Employer will contribute the full cost of coverage for any of the above-enumerated Officers officers covered by this Agreement who elect coverage under any plan or plans. However, coverage under a plan for Officers officers covered by this Agreement shall terminate when an Officer officer covered by this Agreement either reaches the age for full Medicare eligibility under federal law or ceases to be a dependent as defined in a plan, whichever occurs first. After an Officer officer covered by this Agreement reaches the age for full Medicare eligibility, that Officer officer shall be covered under the medical program for annuitants, provided the person pays the applicable contributions.