Common use of Medical Coverage and Extended Health Benefits Clause in Contracts

Medical Coverage and Extended Health Benefits. a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the Medical Services Plan of BC. b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i) Eyeglass laser eye surgery and eye exam Coverage $600 per person every twenty-four (24) months; (ii) Hearing Aid Coverage at $1000 maximum for each ear, renewable each 5 years. Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision; (iii) Voluntary annual auditory testing including reimbursement to a maximum of $100 every 5 years for hearing protection approved by both the Workers’ Compensation Board and the Motor Vehicles Branch; (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hire, except when the date of hire is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service.

Medical Coverage and Extended Health Benefits. (a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Laser Eye Surgery Coverage ($600 400 per person every in a twenty-four (24) months;month period) to be used either for Eyeglasses or Laser Eye Surgery. Additionally, the Employee may use this coverage for routine eye examinations that are performed by a Physician or Optometrist. (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $50,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $1,000,000 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five years for hearing protection approved by both the Workers’ Compensation Board WCB and the Motor Vehicles Vehicle Branch;. (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service will be provided with coverage equivalent to the above plans as at March 31, 2011 when combined with the Medical coverage and Extended Health Benefits provided by the Public Service Pension Plan. The Employer will pay the premiums of the Medical coverage and Extended Health Benefits.

Medical Coverage and Extended Health Benefits. a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the Medical Services Plan of BC. b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i) Eyeglass Eyeglass, laser eye surgery and eye exam Coverage $600 per person every twenty-four (24) months; (ii) Hearing Aid Coverage at $1000 maximum for each ear, renewable each 5 years. Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision; (iii) Voluntary annual auditory testing including reimbursement to a maximum of $100 every 5 years for hearing protection approved by both the Workers’ Compensation Board and the Motor Vehicles Branch; (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hire, except when the date of hire is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service.

Medical Coverage and Extended Health Benefits. (a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Coverage ($600 400 per person every in a twenty-four (24) months;month period). (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $25,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $200,000 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five years for hearing protection approved by both the Workers’ Compensation Board WCB and the Motor Vehicles Vehicle Branch;. (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service may continue to be covered under the above plans with the Employer paying premiums indicated in this section. Note: The word “month” as used above means “calendar month”.

Medical Coverage and Extended Health Benefits. (a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Laser Eye Surgery Coverage ($600 400 per person every in a twenty-four (24) months;month period to be used for either Eyeglasses or Laser Eye Surgery. (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $50,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $1,000,000.00 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five years for hearing protection approved by both the Workers’ Compensation Board WorkSafeBC and the Motor Vehicles Vehicle Branch;. (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service will be provided with coverage equivalent to the above plans when combined with the medical coverage and extended health benefits provided by the Public Service Pension Plan. The Employer will pay the premiums of the Medical coverage and Extended Health Benefits.

Medical Coverage and Extended Health Benefits. (a) All employees except casual Casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Laser Eye Surgery Coverage ($600 400 per person every in a twenty-four (24) months;month period) to be used for either Eyeglasses or Laser Eye Surgery. Additionally, the Employee may use this coverage for routine eye examinations that are performed by a Physician or Optometrist. (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $50,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $1,000,000.00 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five (5) years for hearing protection approved by both the Workers’ Compensation Board WorkSafeBC and the Motor Vehicles Vehicle Branch;. (iv6) The extended health plan will also provide Psychological Counselling from a registered psychologist to a maximum of $1,000,000 lifetime maximum benefits 1,000 per personcalendar year for each employee and eligible dependents. (v7) Reimbursement The extended health plan will provide for prescription drugs up to $400 per calendar year for the cost services of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug;Chiropractor. (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service in TransLink’s MoveUP bargaining unit will be provided with coverage equivalent to the above plans as at March 31, 2011 when combined with the medical coverage and extended health benefits provided by the Public Service Pension Plan. The Employer will pay the premiums of the Medical coverage and Extended Health Benefits.

Medical Coverage and Extended Health Benefits. (a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Laser Eye Surgery Coverage ($600 400 per person every in a twenty-four (24) months;month period) to be used either for Eyeglasses or Laser Eye Surgery. Additionally, the Employee may use this coverage for routine eye examinations that are performed by a Physician or Optometrist. (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $50,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $1,000,000 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five years for hearing protection approved by both the Workers’ Compensation Board WCB and the Motor Vehicles Vehicle Branch;. (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service in the Employer’s MoveUP bargaining unit will be provided with coverage equivalent to the above plans as at March 31, 2011 when combined with the Medical coverage and Extended Health Benefits provided by the Public Service Pension Plan. The Employer will pay the premiums of the Medical coverage and Extended Health Benefits.

Medical Coverage and Extended Health Benefits. (a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i) Eyeglass laser eye surgery and eye exam Coverage ($600 400 per person every in a twenty-four (24) monthsmonth period); (ii) Hearing Aid Coverage at $1000 maximum for each ear, renewable each 5 years. Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision; (iii) Voluntary annual auditory testing including reimbursement to a maximum of $100 every 5 years for hearing protection approved by both the Workers’ Compensation Board and the Motor Vehicles Branch; (iv) $1,000,000 200,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug;; and (vi) Annual prostate blood tests for employees over 40 years of age. (c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of The Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service may continue to be covered under the above plans with The Employer paying premiums indicated in this section.

Medical Coverage and Extended Health Benefits. (a) All employees except casual Casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Laser Eye Surgery Coverage ($600 500 per person every in a twenty-four (24) months;month period) to be used for either Eyeglasses or Laser Eye Surgery. Additionally, the Employee will be covered for routine eye examinations that are performed by a Physician or Optometrist. (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $50,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $1,000,000.00 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five (5) years for hearing protection approved by both the Workers’ Compensation Board WorkSafeBC and the Motor Vehicles Vehicle Branch;. (iv6) The extended health plan will also provide Psychological Counselling from a registered psychologist or registered clinical counsellor to a maximum of $1,000,000 lifetime maximum benefits 2,000 per personcalendar year for each employee and eligible dependents. (v7) Reimbursement The extended health plan will provide for prescription drugs up to $400 per calendar year for the cost services of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug;Chiropractor. (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by theabove-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service in TransLink’s MoveUP bargaining unit will be provided with coverage equivalent to the above plans as at March 31, 2011 when combined with the medical coverage and extended health benefits provided by the Public Service Pension Plan. The Employer will pay the premiums of the Medical coverage and Extended Health Benefits. Note: The word “month” as used above means “calendarmonth”.

Medical Coverage and Extended Health Benefits. a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the Medical Services Plan of BC. b) Act through the Medical Services Plan. In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: include Eyeglass Coverage (i) Eyeglass laser eye surgery and eye exam Coverage $600 400 per person every in a twenty-four (24) months; (ii) month period); Hearing Aid Coverage at $1000 maximum for each ear, renewable each 5 years. Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision; (iii) .); Voluntary annual auditory testing including reimbursement to a maximum of $100 every 5 years for hearing protection approved by both the Workers’ Compensation Board and the Motor Vehicles Branch; (iv) $1,000,000 ; lifetime maximum benefits per person (v) person Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) ; and Annual prostate blood tests for employees over 40 years of age. c) . Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer.

Medical Coverage and Extended Health Benefits. (a) All employees except casual shall be eligible to receive the basic medical and surgical coverage provided by the B.C. Medical Services Plan of BCAct through the Medical Services Plan. (b) In addition to the above, eligible employees as defined above shall also be covered by an Extended Health Care Plan; such a plan to be provided by an approved carrier and shall include: (i1) Eyeglass laser eye surgery and eye exam Coverage ($600 400 per person every twenty-four two (242) months;calendar years). (ii2) Hearing Aid Coverage at ($1000 maximum for per person per ear hearing aid, each ear, renewable each 5 five (5) years). Expenses for repairs and maintenance of hearing aids, and expenses for batteries, recharging devices, or other such accessories are eligible under this provision;. (iii3) Voluntary $25,000 maximum benefits per person renewable in a two (2) year period with a lifetime maximum benefit of $200,000 per person. (4) The drug reimbursement provisions of the extended health plan will be limited to drugs covered by Pharmacare using Lower Cost Alternative and Reference Based Pricing except where the employee’s physician confirms in writing that there is a specific medical requirement to justify the need for a particular brand name drug. (5) The extended health plan will also provide annual auditory hearing testing including on a voluntary basis, and reimbursement of up to a maximum of $100 every 5 five years for hearing protection approved by both the Workers’ Compensation Board WCB and the Motor Vehicles Vehicle Branch;. (iv) $1,000,000 lifetime maximum benefits per person (v) Reimbursement for prescription drugs up to the cost of drugs covered by Pharmacare using Low Cost Alternative and Reference Based pricing, except where the employee’s physician requires in writing that the prescription be filled using a specific brand name drug; (vi) Annual prostate blood tests for employees over 40 years of age. c) Eligible new employees (except those hired for vacation relief) are covered effective the first day of the next month following the date of hireemployment, except when the date of hire employment is the first day of the month, or first normal working day in the month, then coverage is effective from the first day of that month. Vacation relief employees are covered effective the first day of the month following four (4) continuous months of service except when the date of employment is the first day or first normal working day in the month, then coverage is effective from the first day of the fifth month of continuous service. (d) Participation in the plans is a condition of employment for all new employees as described above; however, employees covered by other medical plans may elect not to be covered by the above-noted plans of the Employer. (e) Members of the Union who retire from the Employer’s service on pension and who have completed ten (10) years of service may continue to be covered under the above plans with the Employer paying premiums indicated in this section. (a) Group Life Insurance The Parties agree to continue with the Group Life Insurance program as described herein on a contributory basis. Except for casual employees and employees hired for temporary vacation relief, enrollment is compulsory for all employees after three (3) months’ continuous service. Enrollment for vacation relief employees is compulsory after four (4) months’ continuous service. Employees who retire from the Employer’s service after at least ten (10) years’ service will continue with group life insurance during retirement with the premium payable and the dividend collectible by the Employer. Immediately upon retirement the coverage will be 50% of that in effect prior to retirement. It will reduce annually thereafter on each anniversary of retirement by 10% of the original face value in effect prior to retirement until a minimum of $1,000 is reached and this latter amount shall remain in effect for the remainder of the retired employee’s lifetime. Effective January 1, 1989 the provision for disability payout will be eliminated where an employee becomes permanently disabled prior to age 60. Such employees will be provided disability waiver of premium coverage. (b) Voluntary Group Life Insurance Premium = 100% employee paid. Rates can be obtained from the Human Resources Benefits Section on request. Evidence of insurability satisfactory to the carrier must be provided for: