Non-Eligible Checks Sample Clauses

Non-Eligible Checks. The following checks are not eligible deposit: • Checks that are more than six (6) months old; • Checks with any known or suspected alteration or which you know or suspect, or have reason to know or suspect, are unauthorized, fraudulent, or uncollectible; • Unendorsed or improperly endorsed checks; • International checks; • U.S. Savings bonds; • Money orders; • MoneyGram; • Counter or starter checks (without the bank routing number, account number and check serial number encoded at the bottom); • Travelers checks; • Checks that have already been deposited or submitted for deposit (whether to your Account with us or to another account of yours with another financial institution) by any means (including without limitation the U.S. mail or remote check deposit); • Checks that have already been converted to an image or copy; or • Remotely created checks (checks that are not created by the paying bank and that do not include the signature of the drawer (maker) on whose account the check is drawn). We reserve the right, in our sole discretion, to accept for deposit certain non-eligible checks from time to time. If you mail us a check deposit, mail the check(s) to us at American Express National Bank, PO BOX 30381, Salt Lake City, UT 84130-9997. Checks that are payable to your business should be endorsed on the back in the name of your business, and also include the words “For Deposit at AENB only” and your Account number underneath. If we allow you to remotely deposit such checks (by transferring images of the front and back of the original checks to us, as described in a separate Remote Check Deposit Terms and Conditions attached), the endorsement should include the words "For Mobile Deposit at AENB Only". All check endorsements must be in the designated area within 1 and 1/2 inches of the right side of the check as viewed from the back. (See "Endorsements" section below.) We do not require that you use printed deposit slips when you mail us a check deposit. After you send any check deposit to us, examine your statement carefully and use our secure online banking portal to confirm that we received the check deposit. We reserve the right to accept any check you send to us for deposit (including a remotely deposited check) for collection purposes only, and not for immediate deposit.

Non-Eligible Checks. The following checks are not eligible for Remote Check Deposit: • Checks that are more than six (6) months old; • Checks with any known or suspected alteration or which you know or suspect, or have reason to know or suspect, are unauthorized, fraudulent, or uncollectible; • Unendorsed or improperly endorsed checks; • International checks; • U.S. Savings bonds; • Money orders; • MoneyGram; • Counter or starter checks (without the bank routing number, account number and check serial number encoded at the bottom); • Travelers checks; • Checks that have already been deposited or submitted for deposit (whether to your Account with us or to another account of yours with another financial institution) by any means (including without limitation the U.S. mail or remote check deposit); • Checks that have already been converted to an image or copy; or • Remotely created checks (checks that are not created by the paying bank and that do not include the signature of the drawer (maker) on whose account the check is drawn). By submitting a Picture of a check to us, you warrant to us that you have no knowledge or suspicion and no reason to know or suspect that the check is a non-eligible check. We reserve the right, in our sole discretion, to accept for remote deposit certain ineligible checks from time to time.