Check Endorsements. You will endorse any check or other item submitted for deposit exactly as it was made payable to you. You warrant that all endorsements on items deposited to your Account are genuine. Any endorsement must be placed in the one-inch area starting at the left side on the back of an item and the remaining area on the back of the item may not contain any preprinted, stamped or handwritten information. If you fail to do this, you may be required to reimburse Platform for losses incurred. For any check deposited as a Check Image through Mobile Deposit, you must endorse the check by signing or stamping the back and writing "FOR MOBILE DEPOSIT ONLY to Account #XXXXXXXXXX" or as otherwise instructed by Platform before you take a picture of the check. In the absence of endorsement, you authorize Platform or the Bank to supply any missing endorsements if items are made payable to you or your order and you have not endorsed them. (J)
Check Endorsements. We may, but shall not be required to, endorse checks for you that we receive for deposit. Such checks must be made payable to you. For a joint owners account, we may receive for deposit any checks made payable to any owner or owners, and supply any missing endorsements of any owner or owners. If a check that is payable to two HOLD POLICY. Checks and other items deposited are subject to veri- fication and the provisions of the Hawaii Uniform Commercial Code, as amended from time to time. When a check or other item other than cash is included in a deposit, the amount of the check or other item will be provisionally credited to your account on the day of deposit, subject to collection. In some cases, we may either wait to credit your account or place a “hold” on your account for the amount of the check or other item, until a final disposition is made with respect to the check or item (this may happen, for example, when a deposited check is for a large amount or is drawn on an out-of-state or remote bank). If we do this, we will notify you at the time you make your deposit. We will also give you an estimate of how long we will have the “hold” on the check or item. If we decide to take this action after you have left the branch, we will mail you the notice by the next business day after we receive your deposit. STALE CHECKS. We may, but shall not be obligated to, accept for deposit, any check that is presented more than six (6) months past the date that it was written. ELECTRONIC FUND TRANSFERS. Electronic fund transfers are only permitted for savings accounts. We may, but shall not be required to, accept wire transfers. Electronic deposits involving the Automated Clearing House are not final until we receive final settlement of the incoming electronic deposit. All electronic fund transfers shall be subject to the terms, conditions and restrictions contained in our Electronic Fund Transfer Agreement which may from time to time be amended, and which shall be deemed a part of this agreement. FEES. Your account is subject to certain fees as adopted by us and set forth in our fee schedule, which may be amended from time to time. When we render any service covered by the fee schedule, we will not provide you with notice prior to assessing the fee to the account. The fee schedule will be provided at the time the account is opened and may also be obtained from any of our branches. If there are any changes to the fee schedule which will adversely affect you, we will pr...
Check Endorsements. You must endorse checks in the area that extends 1½ inches from the trailing edge on the back of the check. The trailing edge is the left side of the check when you look at the check from the front side. The remaining area is reserved for bank endorsements and must be kept clear and unobstructed. If you endorse outside of that area or mark or otherwise obscure the area reserved for bank endorsements, we may refuse or return the item or accept the nonconforming endorsement. You agree to hold us harmless for any Loss we may suffer or incur arising from or in any way related to marks that obscure the area served for bank endorsements on items deposited or cashed by you. We may, at our discretion, endorse and/or collect items deposited to your account without your endorsement or we may require your personal or business endorsement prior to accepting an item for deposit. If you present an item for deposit or encashment that bears the endorsement of more than one named payee or a payee that is not known to us, we may refuse to accept the item and require that the endorsements be guaranteed by another financial institution acceptable to us.
Check Endorsements. An endorsement refers to the signature of an account owner or authorized signer which authorizes a financial instrument to be deposited in an account. We may accept financial instruments for deposit even if they are not endorsed by all account owners. If an insurance, government, or other check requires an endorsement, we may require endorsement as set forth on the item. Endorsements must be made on the back of the financial instrument within 1 ½ inches of the top edge (as pictured below), although we may accept endorsements which are not in this space. Do not make any additional marks or notations on the back of the check. You will be liable for unpaid checks returned late because your endorsement, a prior endorsement, or information you have printed on the back of the check obscures
Check Endorsements. We may, but shall not be required to, endorse checks for you that we receive for deposit. Such checks must be made payable to you. For a joint owners account, we may receive for deposit any checks made payable to any owner or owners, and supply any missing endorsements of any owner or owners. If a check that is payable to two (2) or more persons is ambiguous as to whether it is payable to either or both persons, we may receive for deposit and process the check as though it is payable to either person, or to both persons, as we deem appropriate in our sole discretion. HOLD POLICY. Checks and other items deposited are subject to veri- fication and the provisions of the Hawaii Uniform Commercial Code, as amended from time to time. When a check or other item other than cash is included in a deposit, the amount of the check or other item will be provisionally credited to your account on the day of deposit, subject to
Check Endorsements. This subsection applies if an endorsement is needed for the transfer or negotiation of an item. You authorize us to (i) supply your endorsement on any item we accept for collection, payment or deposit to your Account, and (ii) collect any unendorsed item that is made payable to Company without first supplying your endorsement if the item was deposited to your Account. We may refuse to pay or accept any item for deposit or collection unless we are able to verify to our satisfaction that all of the necessary endorsements are present on the item. For example, we may require that all endorsers be present at the time of presentment or we may require that the endorsements be guaranteed by another financial institution acceptable to us. You agree to hold us harmless for any Loss we may suffer or incur arising from or in any way related to marks that obscure the area reserved for bank endorsements on items deposited or cashed by you.
Check Endorsements. The Company hereby appoints the Purchaser and its employees and representatives, effective as of the Closing Date, as the Company's attorneys-in-fact, with full power of substitution to endorse the Company's name on any checks payable to the Company or its order with respect to any of the Company's accounts receivable or any of its assets. Said appointment, being coupled with an interest, is irrevocable. At Purchaser's request the Company shall execute and deliver any other agreement or other instrument requested by the Purchaser to effect or perfect said power-of-attorney.
Check Endorsements. If you deposit a check without endorsing it, we may endorse it on your behalf or just treat it as if you had endorsed it. If someone else endorses a check to you, effectively transferring the check and its proceeds to you, we may require all endorsers to verify or guarantee their endorsement, or endorse it in our presence. You, and your Account co-owners (and/or authorized signers or Attorneys in Fact), are the only persons authorized to withdraw or transfer funds from your Account, unless our Account records clearly indicate otherwise. Withdrawals and transfers from your Account can be made in multiple ways, which include, but are not limited to, an in-person withdrawal at one of our branches, by check or draft, by use of your ATM or debit card, by telephone, through Online Banking, by wire transfer, through ACH, or through another type of electronic fund transfer. We may place reasonable restrictions on a large cash withdrawal. These restrictions may include, without limitation, requiring you to provide reasonable advance notice to ensure we have sufficient cash on hand. We do not have any obligation to provide security if you make a large cash withdrawal.
