NOW Account. Minimum Deposit to Open $50.00 Minimum Daily Balance Required to Waive the $5.00 Monthly Fee* $500.00 Balance Interest Rate Annual Percentage Yield up to $999.99 % % $1,000.00 or more % % *Waived with Direct Deposit FREE CHECKING PLUS ACCOUNT Minimum Deposit to Open Account $50.00 18/65 FREE CHECKING PLUS ACCOUNT Minimum Deposit to Open Account $50.00 If checked, we are providing this information to you at your request. The interest rate and annual percentage yield shown herein are accurate as of You may call our telephone number as shown on the front cover to obtain current rate information. TIERED MONEY MARKET CHECKING/ TIERED MONEY MARKET IRA ACCOUNT Minimum Deposit to Open Account $50.00 Balance Interest Rate Annual Percentage Yield up to $1,999.99 % % $2,000.00 to $9,999.99 % % $10,000.00 to $49,999.99 % % $50,000.00 or more % % STATEMENT SAVINGS ACCOUNT/IRA REGULAR SAVINGS ACCOUNT Minimum Deposit to Open Account $10.00 Interest Rate % Annual Percentage Yield % 18/65 STATEMENT SAVINGS ACCOUNT Minimum Deposit to Open Account $10.00 Interest Rate % Annual Percentage Yield % CLUB SAVINGS ACCOUNT (HOLIDAY AND VACATION) Minimum Deposit to Open Account $10.00 Interest Rate % Annual Percentage Yield % LIFE GOALS SAVINGS ACCOUNT Minimum Deposit to Open Account $10.00 Interest Rate % Annual Percentage Yield % Interest Rate Annual Percentage Yield Balance up to $500.00 % % Balance in excess of $500.00 % % WHAT DOES NORTH BROOKFIELD SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
NOW Account. (i) Fee Schedule: Refer to the Fee Schedule for a description of the fees that may be assessed against your account.
NOW Account. A NOW Account is a savings account upon which you can draw checks. The rules of savings accounts also apply to a NOW account. A NOW Account may be owned only by individuals for business or personal use or by certain governmental and non-profit organizations.
NOW Account. The ReAssure Now Administrator is responsible for any and all information relating to accounts of any ReAssure Now Users, including the addition, deletion, deactivation or amendment of account details (save to the extent that these are required or permitted to be changed by any ReAssure Now Users on the ReAssure Now Portal). The ReAssure Now Administrator is also responsible for authorising each specific Third Party Service Provider to access the Data on the ReAssure Now Portal by enabling the ‘shared data’ functionality on the ReAssure Now Portal. The default position will be that the ‘shared data’ functionality will remain switched off unless otherwise switched on by the ReAssure Administrator. The ReAssure Now Administrator can switch off the ‘shared data’ functionality at any time. The ReAssure Now Administrator must provide the full name and Business Contact Details (consisting of a business mobile and landline telephone number, valid business email address and business address) for any ReAssure Now Users and such other information that ReAssure may reasonably require to facilitate the registration of any ReAssure Now Users. For the avoidance of doubt, personal email addresses for any ReAssure Now Users will not be accepted by ReAssure. The Business Contact Details of all ReAssure Now Users added by the ReAssure Now Administrator are viewable by all other users from that Financial Adviser Firm, including the Business Contact Details of the ReAssure Now Administrator. As soon as the ReAssure Now Administrator’s access is to be withdrawn, the ReAssure Now Administrator acknowledges that it must not use or access ReAssure Now after this time.
NOW Account. The interest rate on your Account is % with an annual percentage yield of %. • Rate Information: Your interest rate and annual percentage yield may change. • Frequency of rate changes: We may change the interest rate on your NOW Account at any time. • Determination of rate: At our discretion, we may change the interest rate on your NOW Account. • Crediting frequency: Interest will be compounded every day. Interest will be credited to your NOW Account every month. • Minimum opening balance: A minimum deposit of $25,000.00 is required to open a NOW Account. • Minimum balance to avoid imposition of fees: A maintenance fee of $100.00 will be imposed every statement cycle if the balance in the NOW Account falls below $25,000.00 on any day of the statement cycle. • Minimum daily balance to obtain the annual percentage yield (APY): You must maintain a minimum average daily balance of $25,000.00 to obtain the disclosed annual percentage yield. • Average daily balance computation method: We use the average daily balance method to calculate interest on your Account. This method applies a periodic rate to the average daily balance in the Account for the period. The average daily balance is calculated by adding the principal in the Account for each day of the period and dividing that figure by the number of days in the period. • Accrual of interest on noncash deposits: Interest begins to accrue no later than the Banking Day we receive credit for the deposit of noncash items (for example, checks). • Fees: See our separate Products, Services & Fee Schedule. • Effect of closing an Account: If the Account is closed before interest is credited, you will not receive the accrued interest.
NOW Account. $ 2.00 Money Market Investments................................ $ 2.00 Options/Futures......................................... $27.00 Money Market STIF....................................... $ 6.00
NOW Account. $ 2.75 Euro Dollar CD's and TD's and Euroclear/Cedel....
NOW Account. A NOW account is a market rate, interest-bearing account from which available funds on deposit can be withdrawn by presenting a properly drawn negotiable instrument called a “negotiable order of withdrawal” (abbreviated NOW). It is the negotiable order of withdrawal which gives this account its name. Eligibility for NOW accounts are limited to individuals, sole proprietorships and not-for-profit organizations. A money market account is a market rate, interest-bearing account with limited draft writing privileges. You are permitted six draft/transfers per statement cycle. Current federal regulations limit the number of drafts written on this account to third parties to six per statement cycle. If you exceed the statement cycle limitations, we may close your money market account, return your drafts unpaid, and/or charge you a special item fee. Time deposits, whether evidenced by certificate or statement, are subject to the same terms as savings accounts, with the following exceptions:
NOW Account. A NOW account is a market rate, interest-bearing account from which available funds on deposit can be withdrawn by presenting a properly drawn negotiable instrument called a “negotiable order of withdrawal” (abbreviated NOW). It is the negotiable order of withdrawal which gives this account its name. Eligibility for NOW accounts are limited to individuals, sole proprietorships and not-for-profit organizations. Savings accounts are interest-bearing accounts from which available funds on deposit can be withdrawn by presenting a properly completed withdrawal request form to one of our tellers. Money Market accounts are a market rate, interest-bearing account with limited draft writing privileges. Transactions involving these accounts are governed by Bank policy, the bank reserves the right to limit transactions as follows: You may only make up to six (6) withdrawals and/or external transfers each statement cycle by check (for accounts with check privileges), withdrawal done in person, withdrawal at an ATM, internal transfer to another account with us, preauthorized or automatic transfer via an automated clearing house service (e.g., automated debits for monthly bills), draft, wire transfer, point-of-sale debit card, telephone and/or online banking, mobile banking or other electronic means (including Zelle). If you exceed this limitation, we may refuse to honor the excessive transaction(s), remove your transfer privileges, close the account, convert it to another type of account, and/or impose fees for exceeding the limits. Refer to the Bank’s “Service and Fee Schedule”. Time deposits, whether evidenced by certificate or statement, are subject to the same terms as savings accounts, with the following exceptions:
NOW Account. Rate Information -‐ Your interest rate and annual percentage yield may change. Frequency of rate changes -‐ We may change the interest rate on your account at any time.
