PLAN RATES. For the life of this Agreement, the maximum monthly contribution amounts payable by employees who elect coverage under the Employer group plans will be the same as the maximum rates for unrepresented employees. Employee contributions will be through payroll deductions. The Employer’s maximum rates of contributions will be communicated to the Union each year prior to open enrollment. As an exception to this provision, effective no more than 120 days following ratification, Regular and Fixed Term employees who are otherwise eligible for health insurance benefits will be eligible to participate in and receive employee and all dependent coverage under the Employer’s Blue Cross PPO Plan, or successor PPO plan, at no premium cost to the employee. As an additional exception, Regular and Fixed Term employees who are otherwise eligible for health insurance benefits, and whose wage rate on the dates specified below is equal to or less than the corresponding rate specified below will be eligible to receive employee and all dependent coverage under the Kaiser HMO (or its replacement HMO plan) for the following calendar year at no monthly premium contribution cost to the employee. September 6, 2020: $37.03 September 5, 2021: $38.14 September 4, 2022: $39.28