Policy structure. 1.4.1 Clause 2 sets out the scope of main coverage of insured section A; additional costs and expenses; extra coverage and the circumstances in which the insurer’s liability to the insured is limited, or may be excluded. Also, each clause sets out other terms and conditions.
1.4.2 Clauses 3 - 6 set out the insurer’s ;
a) claims handling terms and conditions, including further conditions precedent,
b) general terms and conditions, including further conditions precedent, c) definitions, d) complaints procedure.
Policy structure. 1.4.1 Clauses 2 – 4 set out the scope of main coverage of each insured section; additional costs and expenses; extra coverage and the circumstances in which the insurer’s liability to the insured is limited, or may be excluded. Also, each clause sets out other terms and conditions.
1.4.2 Clause 5 sets out cover extensions shared by insured sections A, B, and C.
1.4.3 Clause 6 sets out limitations and exclusions shared by insured sections A, B, C and D.
1.4.4 Clauses 7-10 are applicable to all insured sections and set out the insurer’s ;
a) claims handling terms and conditions, including further conditions precedent,
Policy structure. 1.4.1 Each insured section sets out the scope of the main coverage and the circumstances in which the insurer’s liability to the insured is limited or may be excluded. Further, each insured section sets out other terms and conditions relevant to that insured section. The cover provided by each insured section is only operative if stated as ‘insured’ in the schedule. Where any schedule heading or sub-heading states ‘n/a’, ‘not applicable’ or ‘not insured’ then no cover applies for that item.
1.4.2 Additional clauses set out terms, exclusions or limitations that may apply to more than one insured section.
1.4.3 The following general terms apply to all insured sections, clauses and endorsements:
a) Duties in event of a claim or potential claim;
b) General terms and conditions;
c) General definitions and interpretation; and
d) Complaints.
Policy structure. 1.3.1 Clauses 2 - 3 set out the scope of main coverage of each insured section; additional costs and expenses; extra coverage and the circumstances in which the insurer’s liability to the insured is limited, or may be excluded. Also, each clause sets out other terms and conditions.
1.3.2 Clause 4 sets out cover extensions shared by insured sections A and B;
1.3.3 Clause 5 sets out limitations and exclusions shared by insured sections A, B and C;
1.3.4 Clause 6 sets out circumstances in which the insurer’s liability to the insured is conditional on the insured meeting specified conditions precedent;
1.3.5 Clauses 7-10 are applicable to all insured sections and set out the insurer’s;
a) claims handling terms and conditions, including further conditions precedent;
b) general terms and conditions, including further conditions precedent;
c) definitions;
Policy structure. 1.3.1 The insured section sets out the scope of main coverage and the circumstances in which the insurer’s liability to the named insured is limited or may be excluded, in addition to other terms and conditions.
1.3.2 The General exclusions set out limitations and exclusions that apply.
1.3.3 The following general terms apply to the insured section, clauses and endorsements:
a) duties in the event of a claim;
b) general terms and conditions;
c) general definitions; d) complaints.
Policy structure. 1.3.1 The insured sections set out the scope of main coverage and the circumstances in which the insurer’s liability to the named insured is limited or may be excluded. Further, each insured section sets out other terms and conditions. The cover by each insured section is only operative if stated as ‘insured’ in the schedule. Where any schedule heading or sub-heading states ‘n/a’, ‘not applicable’ or ‘not insured’ then no cover applies for that item.
1.3.2 The General exclusions set out limitations and exclusions that apply to all insured sections.
1.3.3 The following general terms apply to all insured sections, clauses and endorsements:
a) duties in the event of a claim;
b) general terms and conditions;
c) general definitions; d) complaints.
Policy structure. 1.5.1 The following general terms apply to all clauses and endorsements:
a) Duties in the event of a claim or potential claim;
b) General terms and conditions;
c) General definitions and interpretation; and
d) Complaints.
Policy structure. 1.3.1 The insured section sets out the scope of the main coverage and the circumstances in which the insurer’s liability to the insured is limited or may be excluded. Further, the insured section sets out other terms and conditions relevant to that insured section. The cover provided by the insured section is only operative if stated as ‘insured’ in the schedule. Where any schedule heading or sub-heading states ‘n/a’, ‘not applicable’ or ‘not insured’ then no cover applies for that item.
1.3.2 The following general terms apply to the insured section, clauses and endorsements:
a) Complaints;
b) Duties in event of a claim or potential claim;
c) General terms and conditions; and
d) General definitions and interpretation.
