Power of Attorney Appointments. If you would like to appoint someone as your attorney-in-fact to access your account and/or the funds in it, we will request a copy of the power of attorney documentation. We may reject a power of attorney for any reason not prohibited by Applicable Law. If a power of attorney is accepted by us, any action by us is in reliance on your attorney-in- fact and will be binding on you if we take action before we receive and have a reasonable opportunity to act upon: (a) revocation of the power of attorney, (b) a signed, written notice that a conservator has been appointed for your estate, (c) a certified copy of your death certificate, or (d) knowledge that you have become incapacitated (unless your power of attorney is durable). You authorize and direct us to receive, accept, pay and/or apply, without any duty of inquiry, without limit as to amount, and without regard to the application of the proceeds, any check, draft, or other instrument for the payment of money drawn by your attorney-in-fact on or payable from your account(s) including, but not limited to, those endorsed to the order of your attorney-in-fact or otherwise for the personal credit of your attorney-in-fact. We are not liable for the misapplication of funds from your account by the attorney-in-fact, or if the attorney-in-fact exceeds his/her authority or otherwise does not comply with Applicable Law.
