Common use of Use of E-mail Clause in Contracts

Use of E-mail. The ability to conduct certain business by computer under this Agreement will allow You to communicate electronically with TGAL by email and other means. You agree to the following conditions regarding Your use of electronic communications: • You understand that You may not use e-mail to transmit instructions in relation to TGAL Products to TGAL and that TGAL will not act on instructions transmitted to it via e-mail. • You acknowledge that TGAL may review and store any electronic communication which You submit to TGAL and TGAL may disclose the content of such communication should it be legally required to do so. TGAL will not be liable for any costs or damages or other liabilities as a result of releasing such information. • You will not submit any electronic communication which is defamatory, obscene, abusive, threatening or encourages any client of the Franklin TGAL group of companies to become affiliated or do business with a competitor of TGAL. • You will not state or imply that Your electronic communications have been approved or endorsed by TGAL without the consent of TGAL. TGAL and other third party Information Certain information including last sale transaction data and other financial market data, third- party research and analysts' reports, opinions, price charts, news reports, and other information relating to TGAL products or other products and securities in the market, may be made available as part of the Site or through a link from the Site. Such information is provided "as is" and on an "as available" basis. This information has been obtained through sources believed reliable but TGAL makes no representation with respect to, nor does it guarantee or endorse the accuracy, completeness, reliability or availability of, such information. Information concerning Client Accounts You may also be able to access information concerning client accounts ("Client Account Information") which is also proprietary and confidential. You will not provide Client Account Information to any person other than a duly authorised officer, employee or partner of Your business and You shall ensure that such officer, employee or partner shall not provide Client Account Information to any other person. You are not authorized to access Client Account Information for:

Use of E-mail. The ability to conduct certain business by computer under this Agreement will allow You to communicate electronically with TGAL FTIML, Spanish branch by email and other means. You agree to the following conditions regarding Your use of electronic communications: • You understand that You may not use e-mail to transmit instructions in relation to TGAL FTIML, Spanish branch Products to TGAL FTIML, Spanish branch and that TGAL FTIML, Spanish branch will not act on instructions transmitted to it via e-mail. • You acknowledge that TGAL FTIML, Spanish branch may review and store any electronic communication which You submit to TGAL FTIML, Spanish branch and TGAL FTIML, Spanish branch may disclose the content of such communication should it be legally required to do so. TGAL FTIML, Spanish branch will not be liable for any costs or damages or other liabilities as a result of releasing such information. • You will not submit any electronic communication which is defamatory, obscene, abusive, threatening or encourages any client of the Franklin TGAL FTIML, Spanish branch group of companies to become affiliated or do business with a competitor of TGALFTIML, Spanish branch. • You will not state or imply that Your electronic communications have been approved or endorsed by TGAL FTIML, Spanish branch without the consent of TGALFTIML, Spanish branch. TGAL FTIML, Spanish branch and other third party Information Certain information including last sale transaction data and other financial market data, third- party research and analysts' reports, opinions, price charts, news reports, and other information relating to TGAL products FTIML, Spanish branch Products or other products and securities in the market, may be made available as part of the Site or through a link from the Site. Such information is provided "as is" and on an "as available" basis. This information has been obtained through sources believed reliable but TGAL FTIML, Spanish branch makes no representation with respect to, nor does it guarantee or endorse the accuracy, completeness, reliability or availability of, such information. Information concerning Client Accounts You may also be able to access information concerning client accounts ("Client Account Information") which is also proprietary and confidential. You will not provide Client Account Information to any person other than a duly authorised officer, employee or partner of Your business and You shall ensure that such officer, employee or partner shall not provide Client Account Information to any other person. You are not authorized to access Client Account Information for:

Use of E-mail. The ability to conduct certain business by computer under this Agreement will allow You to communicate electronically with TGAL by email e-mail and other means. You agree to the following conditions regarding Your use of electronic communications: •  You understand that You may not use e-mail to transmit instructions in relation to TGAL Products to TGAL and that TGAL will not act on instructions transmitted to it via e-mail. • Thus, you will not be able to transmit any subscription, redemption or exchange orders relating to any of the TGAL Products through the Site.  You acknowledge that TGAL may review and store any electronic communication which You submit to TGAL and TGAL may disclose the content of such communication should it be legally required to do so. TGAL will not be liable for any costs or damages or other liabilities as a result of releasing such information. •  You will not submit any electronic communication which is defamatory, obscene, abusive, threatening or encourages any client of the Franklin TGAL group of companies to become affiliated or do business with a competitor of TGAL. •  You will not state or imply that Your electronic communications have been approved or endorsed by TGAL without the consent of TGAL. TGAL and other third party Information Certain information including last sale transaction data and other financial market data, third- party research and analysts' reports, opinions, price charts, news reports, and other information relating to TGAL products or other products and securities in the market, may be made available as part of the Site or through a link from the Site. Such information is provided "‘as is" ’ and on an "‘as available" ’ basis. This information has been obtained through sources believed reliable but TGAL makes no representation with respect to, nor does it guarantee or endorse the accuracy, completeness, reliability or availability of, such information. Information concerning Client Accounts You may also be able to access information concerning client accounts ("‘Client Account Information"’) which is also proprietary and confidential. You will not provide Client Account Information to any person other than a duly authorised officer, employee or partner of Your business and You shall ensure that such officer, employee or partner shall not provide Client Account Information to any other person. You are not authorized authorised to access Client Account Information for:

Use of E-mail. The ability to conduct certain business by computer under this Agreement will allow You to communicate electronically with TGAL Xxxxxxxx Xxxxxxxxx by email and other means. You agree to the following conditions regarding Your use of electronic communications: •  You understand that You may not use e-mail to transmit instructions in relation to TGAL FT Products to TGAL Franklin Xxxxxxxxx and that TGAL Xxxxxxxx Xxxxxxxxx will not act on instructions transmitted to it via e-mailemail. •  You acknowledge that TGAL Xxxxxxxx Xxxxxxxxx may review and store any electronic communication which You submit to TGAL Xxxxxxxx Xxxxxxxxx and TGAL Xxxxxxxx Xxxxxxxxx may disclose the content of such communication should it be legally required to do so. TGAL Xxxxxxxx Xxxxxxxxx will not be liable for any costs or damages or other liabilities as a result of releasing such information. •  You will not submit any electronic communication which is defamatory, obscene, abusive, threatening or encourages any client of the Franklin TGAL Xxxxxxxxx group of companies to become affiliated or do business with a competitor of TGALFranklin Xxxxxxxxx. •  You will not state or imply that Your electronic communications have been approved or endorsed by TGAL Xxxxxxxx Xxxxxxxxx without the consent of TGALXxxxxxxx Xxxxxxxxx. TGAL Xxxxxxxx Xxxxxxxxx and other third party Information Certain information including last sale transaction data and other financial market data, third- party research and analysts' reports, opinions, price charts, news reports, and other information relating to TGAL products FT Products or other products and securities in the market, may be made available as part of the Site or through a link from the Site. Such information is provided "‘as is" ’ and on an "‘as available" ’ basis. This information has been obtained through sources believed reliable but TGAL Xxxxxxxx Xxxxxxxxx makes no representation with respect to, nor does it guarantee or endorse the accuracy, completeness, reliability or availability of, such information. Information concerning Client Accounts You may also be able to access information concerning client accounts ("‘Client Account Information"’) which is also proprietary and confidential. You will not provide Client Account Information to any person other than a duly authorised officer, employee or partner of Your business and You shall ensure that such officer, employee or partner shall not provide Client Account Information to any other person. You are not authorized authorised to access Client Account Information for:

Use of E-mail. The ability to conduct certain business by computer under this Agreement will allow You to communicate electronically with TGAL FTIS by email and other means. You agree to the following conditions regarding Your use of electronic communications: • You understand that You may not use e-mail to transmit instructions in relation to TGAL FTI Products to TGAL FTIS and that TGAL FTIS will not act on instructions transmitted to it via e-mail. • You acknowledge that TGAL FTIS may review and store any electronic communication which You submit to TGAL FTIS and TGAL FTIS may disclose the content of such communication should it be legally required to do so. TGAL FTIS will not be liable for any costs or damages or other liabilities as a result of releasing such information. • You will not submit any electronic communication which is defamatory, obscene, abusive, threatening or encourages any client of the Franklin TGAL FTIS group of companies to become affiliated or do business with a competitor of TGALFTIS. • You will not state or imply that Your electronic communications have been approved or endorsed by TGAL FTIS without the consent of TGALFTIS. TGAL FTIS and other third party Information Certain information including last sale transaction data and other financial market data, third- party research and analysts' reports, opinions, price charts, news reports, and other information relating to TGAL products FTI Products or other products and securities in the market, may be made available as part of the Site or through a link from the Site. Such information is provided "as is" and on an "as available" basis. This information has been obtained through sources believed reliable but TGAL FTIS makes no representation with respect to, nor does it guarantee or endorse the accuracy, completeness, reliability or availability of, such information. Information concerning Client Accounts You may also be able to access information concerning client accounts ("Client Account Information") which is also proprietary and confidential. You will not provide Client Account Information to any person other than a duly authorised officer, employee or partner of Your business and You shall ensure that such officer, employee or partner shall not provide Client Account Information to any other person. You are not authorized to access Client Account Information for: