Common use of Visa Check Card Clause in Contracts

Visa Check Card. If approved, you may use your card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the credit union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the credit union. In the event of repeated overdrafts, the credit union may terminate all services under this agreement. You may use your card and personal identification number (PIN) in ATMs of the credit union, Pulse or Cirrus networks, and such other machines or facilities as the credit union may designate. At the present time, you may also use your card to: (1) withdraw funds from your share and share draft accounts; (2) transfer funds from your share and share draft accounts; (3) obtain balance information for your share and share draft accounts; (4) make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept Visa; (5) order goods or services by mail or telephone from places that accept Visa. The following limitations on the frequency and amount of Visa Check Card transactions may apply: (1) there is no limit on the number of Visa Check Card purchases you make per day; (2) purchase amounts are limited to the amount in your account; (3) you may purchase up to a maximum of $1,000 per day; (4) there is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you may withdraw up to a maximum of $300 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you may purchase up to a maximum of $1,000 from POS terminals per day, if there are sufficient funds in your account; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you may transfer up to the available balance in your accounts at the time of the transfer; (10) see Section 2 for transfer limitations that may apply to these transactions.

Visa Check Card. If approved, you You may use your card Card to purchase goods and services from any place your Card is honored by participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card Card purchases will be deducted from your share draft checking account. If the balance in your account is not sufficient to pay the transaction amount, amount the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts accounts, or loan accounts that you have established with the credit Credit union. If you initiate a transaction that overdraws your accountAccount, you agree to make immediate payment of any overdrafts together with any service charges to from the credit unionCredit Union. In the event of repeated overdrafts, overdrafts the credit union Credit Union may terminate all services under this agreementthe Agreement. You may use your card Card and personal identification number PIN (PINPersonal Identification Number) in ATMs automated teller machines of the credit unionCredit Union, Pulse or Cirrus networksCirrus, Plus, Networks, and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card Card to: (1) withdraw • Make deposits to your savings and checking accounts • Withdrawals funds from your share and share draft accounts; (2) transfer checking accounts • Transfer funds from your share savings and share draft accounts; (3) obtain checking accounts • Obtain balance information for your share savings and share draft accounts; checking account • Access your overdraft protection account • Make POS (4) make point-of-sale (POSPoint of Sale) transactions with your card Card and personal identification number PIN (PINPersonal Identification Number) to purchase goods or and services at merchants that accept Visa; (5) order VISA. • Order goods or services by mail or telephone from places that accept VisaVISA. The following limitations limitation on the frequency and the amount of Visa VISA Check Card transactions may apply: (1) there • There is no a limit of 20 on the number of Visa VISA Check Card purchases you make per day; (2) purchase have outstanding. • Purchase amounts are limited to the amount in your account; (3) you account or $2,000. • You may purchase up to a maximum of $1,000 2,000.00 per day; (4) there debit card purchase. • There is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you . • You may withdraw up to a maximum of $300 500.00 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you . • You may purchase up to a maximum of $1,000 500.00 from POS terminals per day, if there are sufficient funds in your account; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you . • You may transfer up to the available balance in your accounts at the time of the transfer; (10) see . • See Section 2 for transfer limitations that may apply to these transactions.

Visa Check Card. If approved, you “Debit Card”: You may use your card Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card Card purchases will be deducted from your share draft checking account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the credit unionCredit Union. If you initiate a transaction that overdraws your accountAccount, you agree to make immediate payment of any overdrafts together with any related service charges to the credit unionCredit Union. In the event of repeated overdrafts, the credit union Credit Union may terminate all services under this agreementAgreement. You may use your card Card and personal identification number PIN (PINPersonal Identification Number) in ATMs automated teller machines of the credit unionCredit Union, Pulse or Cirrus networksSUM, NYCE, Cirrus, Networks, and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card Card to: (1) withdraw  Withdraw funds from your share savings and checking accounts.  Transfer funds from your savings and checking accounts.  Obtain balance information for your savings and share draft accounts; (2) transfer funds from your share and share draft accounts; (3) obtain balance information for your share and share draft accounts; (4) make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase .  Order goods or services at merchants that accept Visa; (5) order goods or services in person over the internet, by mail mail, or telephone from places that accept Visa.  The following limitations on the frequency and amount of Visa Check Card transactions may apply: (1) there  There is no limit on the number of Visa Check Card POS purchases you make per day; (2) purchase day however you may not make more than eight per hour. Purchase amounts are limited to the amount in your account; (3) you may purchase up account not to a maximum of exceed $1,000 1,500.00 per day; (4) there .  There is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you may withdraw up to a maximum of $300 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of or pin-based POS transactions you may make in any one day, (7) day however you may purchase up to a maximum of not make more than five per hour. Maximum cash withdrawal or pin-based POS transactions per day is $1,000 from POS terminals per day, 500.00 if there are sufficient funds in your the account; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you .  You may transfer up to the available balance in your accounts at the time of the transfer; (10) see Section 2 .  See Terms and Conditions for account related transfer limitations that may apply to these transactions.

Visa Check Card. If approved, you may use your card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the credit union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the credit union. In the event of repeated overdrafts, the credit union may terminate all services under this agreement. You may use your card and personal identification number (PIN) in at ATMs of the credit union, Pulse or Cirrus networks, union and such other machines or facilities as the credit union may designate. At the present time, you may also use your card to: (1) withdraw • Make deposits to your share and share draft accounts. • Withdraw funds from your share and share draft accounts; (2) transfer . • Transfer funds from your share and share draft accounts; (3) obtain . • Obtain balance information for your share and share draft accounts; (4) make . • Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept Visa; (5) order . • Order goods or services by mail or telephone from places that accept Visa. The following limitations on the frequency and amount of Visa Check Card transactions may apply: (1) there is no limit on the number of Visa Check Card purchases you make per day; (2) purchase amounts are limited to the amount in your account; (3) you may purchase up to a maximum of $1,000 per day; (4) there is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you • You may withdraw up to a maximum of $300 510 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you . • You may purchase up to a maximum of $1,000 from 2,500 in POS terminals transactions per day, if there are sufficient funds in your account; (8) for . • For security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you ATMs. • You may transfer up to the available balance in your accounts at the time of the transfer; (10) see . • See Section 2 for transfer limitations that may apply to these transactions. Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa’s zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions.

Visa Check Card. If approved, you You may use your card Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card Card for any transaction that is illegal under applicable federal, statesate, or local law. Funds to cover your card Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts accounts, or loan accounts that you have established with the credit unionCredit Union. If you initiate a transaction that overdraws your accountAccount, you agree to make immediate payment of any overdrafts together with any ay service charges to the credit unionCredit Union. In the event of repeated overdrafts, the credit union Credit Union may terminate all services under this agreementAgreement. You may use your card Card and personal identification number PIN (PIN) in ATMs Personal Identification Number)in automated teller machines of the credit unionCredit Union, Pulse or Nyce, Cirrus networksNetworks, and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card Card to: (1) withdraw *Withdraw funds from your share and share draft accounts; (2) transfer . *Make deposits to your share and share draft accounts. *Transfer funds from your share and share draft accounts; (3) obtain . *Obtain balance information for your share and share draft accounts; . *Make POS (4) make pointPoint-of-sale (POSSale) transactions with your card Card and personal identification number PIN (PINPersonal Identification Number) to purchase goods or services at merchants that accept Visa; (5) order VISA. *Order goods or services by mail or telephone from places that accept VisaVISA. The following limitations on limitation of the frequency and amount of Visa VISA Check Card transactions may apply: (1) there is no limit on the number of Visa Check Card purchases you make per day; (2) purchase *Purchase amounts are limited to the amount in your account; (3) you may purchase up to a maximum of $1,000 per day; (4) there is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you . *You may withdraw up to a maximum of $300 500.00 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you . *You may purchase up to a maximum of $1,000 5000.00 from POS terminals per day, if there are sufficient funds in your account; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you . *You may transfer up to the available balance in your accounts account at the time of the transfer; (10) see . *See Section 2 for transfer limitations limitation that may apply to these transactions.

Visa Check Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft Share Draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the credit unionCredit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the credit unionCredit Union. In the event of repeated overdrafts, the credit union Credit Union may terminate all services under this agreementAgreement. You may use your card and personal identification number (PIN) in ATMs of the credit unionCredit Union, Pulse or Plus, STAR, Co-Op, Alaska Option, and Cirrus networks, and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card to: (1) withdraw • Make deposits to your share, share draft, and overdraft accounts. • Withdraw funds from your share, share draft, and share draft overdraft accounts; (2) transfer . • Transfer funds from your share, share draft, and share draft overdraft accounts; (3) obtain . • Obtain balance information for your share, share draft, and share draft overdraft accounts; . • Access your Overdraft (4OD) make accounts. • Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept Visa; (5) order . • Order goods or services by mail or telephone from places that accept Visa. The following limitations on the frequency and amount of Visa VISA Check Card transactions may apply: (1) there is no limit on the number of Visa • You may make 15 VISA Check Card purchases you make per day; (2) purchase . • Purchase amounts are limited to the amount in your account; . • You may make five (35) you may purchase up to a maximum of $1,000 per day; (4) there is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine; (5) you . • You may withdraw up to a maximum of $300 999.99 in any one (1) day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you . • You may purchase up to a maximum of $1,000 ten (10) from POS terminals per day, if there are sufficient funds in your account; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you . • You may transfer up to the available balance in your accounts at the time of the transfer; (10) see . • See Section 2 for transfer limitations that may apply to these transactions.

Visa Check Card. If approved, you You may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of electronic gambling transactions through the Internet. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the credit unionCredit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the credit unionCredit Union. In the event of repeated overdrafts, the credit union Credit Union may terminate all services under this agreement. You may use your card and personal identification number (PIN) in ATMs of the credit unionCredit Union, Pulse or Cirrus Co-Op, STAR networks, and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card to: (1) withdraw  Make deposits to your share, share draft, and Money Market accounts.  Withdraw funds from your share, share draft, and share draft Money Market accounts; (2) transfer .  Transfer funds from your share, share draft, and share draft Money Market accounts; (3) obtain balance information for your share and share draft accounts; (4) make .  Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept Visa; (5) order ®.  Order goods or services by mail or telephone from places that accept Visa®.  The following limitations on the frequency and amount of Visa Visa® Check Card transactions may apply:  There is a limit of ten (110) there is no limit on the number of Visa Visa® Check Card purchases you make per day; (2) purchase .  Purchase amounts are limited to the amount in your account; (3) you may purchase account up to a maximum of $1,000 1000 per day; (4) there .  There is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you .  You may withdraw up to a maximum of $300 1000 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there .  There is no limit on the number of POS transactions you may make in any one day, (7) you .  You may purchase up to a maximum of $1,000 from POS terminals per day, if there are sufficient funds in your account; (8) for .  For security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you ATMs.  You may transfer up to the available balance in your accounts at the time of the transfer; (10) see .  See Section 2 for transfer limitations that may apply to these transactions.

Visa Check Card. If approved, you You may use your card Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card Card for any transaction that is illegal under applicable federal, statesate, or local law. Funds to cover your card Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts accounts, or loan accounts that you have established with the credit unionCredit Union. If you initiate a transaction that overdraws your accountAccount, you agree to make immediate payment of any overdrafts together with any service charges to the credit unionCredit Union. In the event of repeated overdrafts, the credit union Credit Union may terminate all services under this agreementAgreement. You may use your card Card and personal identification number PIN (PINPersonal Identification Number) in ATMs of automated teller machines participating in the credit unionfollowing networks: Nyce, Pulse or Cirrus networksCO-Op, The Exchange and Plus and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card Card to: (1) withdraw *Withdraw funds from your share and share draft accounts; (2) transfer . *Make deposits to your share and share draft accounts. *Transfer funds from your share and share draft accounts; (3) obtain . *Obtain balance information for your share and share draft accounts; . *Make POS (4) make pointPoint-of-sale (POSSale) transactions with your card Card and personal identification number PIN (PINPersonal Identification Number) to purchase goods or services at merchants that accept Visa; (5) order VISA. *Order goods or services by mail or telephone from places that accept VisaVISA. The following limitations on limitation of the frequency and amount of Visa VISA Check Card transactions may apply: (1) there is no limit on the number of Visa Check Card purchases you make per day; (2) purchase *Purchase amounts are limited to the amount in your account; (3) you may purchase up to a maximum of $1,000 per day; (4) there is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you . *You may withdraw up to a maximum of $300 200.00 in any one day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you . *You may purchase up to a maximum of $1,000 200.00 from POS terminals per day, if there are sufficient funds in your account; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you . *You may transfer up to the available balance in your accounts account at the time of the transfer; (10) see Section 2 for transfer limitations that may apply to these transactions.

Visa Check Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the credit unionCredit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the credit unionCredit Union. In the event of repeated overdrafts, the credit union Credit Union may terminate all services under this agreementAgreement. You may use your card and personal identification number (PIN) in ATMs of the credit unionCredit Union, Pulse or Cirrus networks, and such other machines or facilities as the credit union Credit Union may designate. At the present time, you may also use your card to: (1) withdraw - Withdraw funds from your share and share draft accounts; (2) transfer . - Transfer funds from your share and share draft accounts; (3) obtain . - Obtain balance information for your share and share draft accounts; (4) make . - Access your Line of Credit accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept Visa; (5) order . - Order goods or services by mail or telephone from places that accept Visa. The following limitations on the frequency and amount of Visa Check Card transactions may apply: (1) there - There is no limit on the number of Visa Check Card purchases you make per day; (2) purchase . - Purchase amounts are limited to the amount in your account; (3) you . - You may purchase up to a maximum of $1,000 500 per day; (4) there . - There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine; (5) you . - You may withdraw up to a maximum of $300 309 in any one (1) day from an ATM machine, if there are sufficient funds in your account; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you may purchase up to a maximum of $1,000 from POS terminals per day, if there are sufficient funds in your account; (8) for . - For security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you ATMs. - You may transfer up to the available balance in your accounts at the time of the transfer; (10) see . - See Section 2 for transfer limitations that may apply to these transactions.