Amendment to Fees and Loan Agreement. 5.1 When a Customer utilises a service listed in the Appendix 1 the fees quoted therein at this point in time shall, unless otherwise agreed upon in this respect, apply. Any payment by the Customer beyond the agreed fee for the principal service shall be subject to express agreement between Ferratum and the Customer. Unless otherwise agreed upon, the fee for services not listed in Appendix 1 shall be governed by the statutory provisions, insofar as such services are rendered on behalf of the Customer or in the Customer's presumed interest and are, judging by the circumstances, to be expected only in return for a fee. Ferratum shall not charge fees for a service that Ferratum is legally obliged to render free of charge or is obliged to render free of charge as a result of a contractual subsidiary duty, or that it performs in its own interest. In case of a cost increase and to maintain the equivalence ratio, once a quarter Ferratum can change the amount of the fees mentioned in Appendix 1 by disclosing the individual cost components and their weighting in the calculation of the overall price. Cost reductions are to be passed on to the Customer in the same manner.
Amendment to Fees and Loan Agreement. 5.1 When a Customer utilises a service listed in the Appendix 1 the fees quoted therein at this point in time shall, unless otherwise agreed upon in this respect, apply. Any payment by the Customer beyond the agreed fee for the principal service shall be subject to express agreement between Ferratum and the Customer. Unless otherwise agreed upon, the fee for services not listed in Appendix 1 shall be governed by the statutory provisions, insofar as such services are rendered on behalf of the Customer or in the Customer's presumed interest and are, judging by the circumstances, to be expected only in return for a fee. Ferratum shall not charge fees for a service that Ferratum is legally obliged to render free of charge or is obliged to render free of charge as a result of a contractual subsidiary duty, or that it performs in its own interest. In case of a cost increase and to maintain the equivalence ratio, once a quarter Ferratum can change the amount of the fees mentioned in Appendix 1 by disclosing the individual cost components and their weighting in the calculation of the overall price. Cost reductions are to be passed on to the Customer in the same manner.
5.2 For objective reasons (changes in the law, changes in court rulings or changes in economic conditions) the Standard Terms, Appendices (excluding the direct debit mandate) and/or the Specific Terms can be amended by Ferratum. All amendments shall be made available to the Customer on a durable medium no later than two months before the proposed effective date. If the Customer has agreed upon an electronic communication channel with Ferratum under the business relationship, the amendments may also be offered through this channel. Ferratum shall inform the Customer of any amendments to these Standard Terms, Appendices and/or to Specific Terms by email or by mail. In this respect, the amended terms and conditions shall be highlighted and the reason for the amendment is to be displayed and the Customer shall accept same in text form within the two months period. If the Customer does not accept the amendments proposed by Xxxxxxxx, Ferratum may terminate the Loan Agreement for good cause without observing a notice period in accordance with §§ 313, 314 of the German Civil Code (BGB), if Ferratum, taking into account all circumstances of the individual case and weighing the interests of both parties, cannot reasonably be expected to continue the contractual relationship until the agreed termination or unt...