Common use of Patient repatriation transportation Clause in Contracts

Patient repatriation transportation. As soon as medically advisable and appropriate, or if the duration of the hospital stay is expected to exceed 14 days in the opinion of the physician giving treatment, the Assistance will organise return transportation using medically adequate means of transport (including air ambulances) to the closest suitable hospital to the insured person‘s place of residence after prior consultation between the contract physician of the Assistance and the local physicians handling the case. § 3 Does the Assistance procure the necessary medications for the insured person? In concert with the family physician of the insured person, the Assistance takes care of procuring medically prescribed medi- cation and sending it to the insured person, if this is possible. The insured person must reimburse the costs of the medication to the Assistance within one month. § 4 What services does the Assistance provide in case of the death of the insured person? If the insured person dies during his or her stay in the agreed area of validity, the Assistance will organise a funeral in the agreed area of validity or the repatriation the deceased person‘s mortal remains to the place of the funeral in his or her home country as requested by the deceased person‘s relatives. Terms & Conditions of the Accident Insurance VB U 20 MST § 1 What is insured? What is an accident? 1. The insurer provides insurance benefits from the agreed sum insured if an accident during the insured stay in the agreed area of validity leads to the death or permanent disability of the insured person. 2. An accident is deemed to have occurred: a) If the insured person involuntarily suffers damage to his or her health as a result of an occurrence which has a sudden and external impact on his or her body. b) If a joint is dislocated or muscles, tendons, ligaments or capsules are pulled or torn due to excessive exertion. § 2 Under which circumstances does insurance cover not apply? The following is not included in the insurance cover: 1. Accidents caused by mental disorders or impairments of consciousness, strokes, epileptic fits or cramps seizing the whole body as well as pathological disorders resulting from psychic reactions. This also applies if the condition is due to the influence of alcohol or drugs. 2. Accidents suffered by the insured person whilst intentionally committing a criminal offence. 3. Accidents suffered by the insured person as the pilot (also using aerial sports equipment) or a crew member of an aircraft.