Additional Transaction Limitations. For all Accounts (except share draft Accounts), the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than 7 days and not more than 60 days before any such withdrawal.
Additional Transaction Limitations. For all Accounts (except share draft Accounts), during any calendar month, You may not make more than four withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. For all Accounts, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal.
Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account are disclosed separately in the “Rate Addendum and Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. Fees for overdrawing your account may be imposed on each check, draft, item, ATM transaction and onetime debit transaction (if member has consented to overdraft protection plan for ATM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Schedule of Fees and Charges” for current fee information. For ATM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Certificate Accounts
Additional Transaction Limitations. For all Accounts (except Share Draft Checking Accounts) during any statement period, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Compounding and Crediting. For all dividend-bearing Accounts, dividends will be earned daily for each day on which Your balance exceeds the minimum balance requirement for Your Account. For information on the dividend period, compounding frequency and the crediting frequency refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Balance Computation Method. For all dividend-bearing Accounts, dividends are calculated by the average daily balance method which applies a daily periodic rate to the average daily balance for the average daily balance calculation period. The average daily balance is determined by adding the full amount of the principal in Your Account for each day of the period and dividing that figure by the number of days in the period. Accrual on Noncash Deposits. For dividend-bearing Accounts, dividends will begin to accrue on the business day that You place noncash items (e.g. checks) into Your Account.
Additional Transaction Limitations. Withdrawals may be made from this account during the first 6 days the account is open and annually between November 1 and January 31 without an early withdrawal fee. Withdrawals made after the 6th day and prior to November 1 of any year will be subject to an early withdrawal fee as set forth in the Fee Schedule, which accompanies this Agreement.
Additional Transaction Limitations. For all Accounts (except checking Accounts) the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Compounding and Crediting. For all dividend-bearing Accounts, dividends will be earned daily for each day on which Your balance exceeds the Minimum Balance Requirements for Your Account. For all dividend-bearing Accounts, the dividend period is monthly, dividends will be compounded monthly and credited to Your Account monthly. You will not be paid any dividends that have accrued but have not yet been credited at the time You close Your Account.
Additional Transaction Limitations. For all Accounts (except Health Savings, IRA, and checking Accounts), during any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. For all Accounts, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Variable Rate Information. For all Variable Rate Accounts, the dividend rate and APY may change based on the determination of the Credit Union’s Board of Directors.
Additional Transaction Limitations. For all Accounts (except checking Accounts) during any statement period, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a home banking, pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Compounding and Crediting. For all dividend-bearing Accounts, dividends will be earned daily for each day on which Your balance exceeds the minimum daily balance requirement for Your Account. For all dividend-bearing Accounts, the dividend period is monthly and dividends will be compounded and credited to Your Account monthly. For certificate Accounts, You will not be paid any dividends that have accrued but have not yet been credited at the time You close Your Account.
Additional Transaction Limitations. For all Accounts (except Checking Accounts) during any statement period, You may not make more than 6 withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction. No more than 3 of the 6 transfers may be made by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than 7 days and up to 60 days before any such withdrawal. Compounding and Crediting. For all dividend-bearing Accounts, dividends will be earned daily for each day on which Your balance exceeds the minimum daily balance requirement for Your Account. Additionally, for all dividend bearing Accounts (except for Share, Holiday Club, Miscellaneous Club and IRA Savings Accounts), the dividend period is monthly and dividends will be compounded and credited monthly. For Share, Holiday Club, Miscellaneous Club and IRA Savings Accounts, the dividend period is quarterly and dividends will be compounded and credited quarterly.
Additional Transaction Limitations. For all Accounts, You may not make a cash withdrawal in person at one of Our branches in excess of $1,400.00 per day. For all Accounts (except share draft Accounts) during any statement period, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Compounding and Crediting. For all dividend-bearing Accounts, dividends will be earned daily for each day on which Your balance exceeds the minimum daily balance requirement for Your Account. The dividend period, compounding frequency and the crediting frequency for all accounts are shown in the following table: Account Type Dividend Period Compounding Frequency Crediting Frequency Primary Share Special Share Share No-Dividend Secondary Share Share Draft Insured Money Market Draft Traditional IRA Share Xxxxxxxxx Education IRA Share Xxxx XXX Share Term Share Certificates IRA Term Share Certificates Quarterly Quarterly N/A Quarterly N/A Monthly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly N/A Quarterly N/A Monthly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly N/A Quarterly N/A Monthly Quarterly Quarterly Quarterly Quarterly Quarterly Balance Computation Method. For all dividend-bearing Accounts, dividends are calculated by the daily balance method which applies a daily periodic rate to the entire principal balance in Your Account for each day. Accrual on Noncash Deposits. For dividend-bearing Accounts, dividends will begin to accrue on the business day that You deposit noncash items (e.g. checks) into Your Account.
