Earning Assets definition

Earning Assets is the sum of Finance Receivables, operating lease equipment, financing and leasing assets held for sale, interest-bearing cash, securities purchased under agreements to resell and investments less the credit balances of factoring clients.
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Earning Assets means, with respect to any Finco or Fincos, the finance receivables and loans, net plus the leased vehicles, net plus the Restricted Cash, in each case of such Finco or Fincos.
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Earning Assets means, with respect to any Xxxxx or Fincos, the finance receivables and loans, net plus the leased vehicles, net plus the Restricted Cash, in each case of such Xxxxx or Fincos.
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Examples of Earning Assets in a sentence

  • Analysis of Volume (Earning Assets) – Quarterly Rate R$ million4Q181Q19Abs.

  • Average Balances and Interest Rate – Earning Assets (Annual)1Q18 1Q19R$ millionBalance¹Rate (%)²Balance¹ Rate (%)²Earning Assets1,265,10428,588 9.71,301,88228,6069.4Loans and Leasing⁴621,99318,360 12.8623,66318,34912.7Securities577,8569,476 7.0620,5809,6866.6Remunerated Compulsory Deposits57,647703 5.148,9335194.5Other7,60849 2.78,705512.4AverageRevenues³ YearlyAverageRevenues³ Yearly 1 – Arithmetic average of the final balances in the months of the relevant periods.

  • Average Balances and Interest Rate – Earning Assets (Quarterly)4Q18 1Q19R$ millionBalance¹Rate (%)²Balance¹ Rate (%)²Earning Assets1,275,10528,752 9.51,301,88228,6069.4Loans and Leasing⁴630,25518,452 12.4623,66318,34912.7Securities587,1539,743 6.9620,5809,6866.6Remunerated Compulsory Deposits49,250509 4.348,9335194.5Other8,44848 2.38,705512.4AverageRevenues³ YearlyAverageRevenues³ Yearly 1 – Arithmetic average of the final balances in months of the relevant periods.

  • Mayor Weiers said residents would pay $3 more per month to make sure they always had clean, safe water.

  • Earning Assets – Assets consisting primarily of total finance receivables net of unearned income, plus equipment on operating leases, less accumulated depreciation at Cat Financial.

  • Return on Earning Assets ratio measures the percentage of net profit on total earning assets employed to the firm.

  • Figure 2.7: US bank Return On Equity, Source: FDIC Interest Expense to Average Earning Assets: This is to control banks funding costs: the rd in the math model.

  • The table "Mix of Average Earning Assets" shows how the mix of the earning assets has changed over the last three years.

  • The base management fee is payable quarterly in arrears, and is calculated based on the average value of the Company’s Fee Earning Assets at the end of each of the two most recently completed calendar quarters, and appropriately adjusted on a pro rata basis for any equity capital raised or repurchased during the current calendar quarter.

  • Net interest income on annualized basis / Average Earning Assets, based on beginning and end of the period.


More Definitions of Earning Assets

Earning Assets means, with respect to any Xxxxx or Fincos, the finance receivables and loans, net plus the leased vehicles, net plus the Restricted Cash, in each case of such Xxxxx or Fincos. “Effective Date” has the meaning set forth in Section 8.3(c). “Employee Benefit Plans” has the meaning set forth in Section 4.12(d). “Employee Matters” means any matters relating to Employees other than Tax matters relating to such Persons and any matters relating to the retirement benefits of such Persons under applicable Law or a Pension Plan. “Employees” means any of (i) the former and current employees of AOAG and the Assets Sellers as well as (ii) the former and current employees, legal representatives, directors and officers of any Target Group Company or any Controlled Dealership Entity.
Sample 1
Earning Assets. Loans: Fixed rates $ 2,330 $ 14,108 $ 16,429 $ 32,867 Variable rates 49,318 55,312 54 104,684 Interest-earning deposits with banks 7,041 - - 7,041 Investment securities 1,546 9,509 1,634 12,689 Federal Home Loan Bank stock - - 1,008 1,008 --------- ------------- ----------- ------------ Total interest-earning assets $ 60,235 $ 78,929 $ 19,125 $ 158,289 ========= ============= =========== ============ INTEREST-BEARING LIABILITIES: Deposits $ 114,204 $ 14,621 $ - $ 128,825 Advances from Federal Home Loan Bank - 6,000 10,800 16,800 --------- ------------- ----------- ------------ Total interest-bearing liabilities $ 114,204 $ 20,621 $ 10,800 $ 145,625 ========= ============= =========== ============ INTEREST SENSITIVITY GAP PER PERIOD $ (53,969) $ 58,308 $ 8,325 $ 12,664 CUMULATIVE INTEREST SENSITIVITY GAP $ (53,969) $ 4,339 $ 12,664 $ 12,664 CUMULATIVE GAP AS A PERCENTAGE OF TOTAL INTEREST-EARNING ASSETS (34.10)% 2.74% 8.00% 8.00% CUMULATIVE INTEREST-EARNING ASSETS AS A PERCENTAGE OF INTEREST-BEARING LIABILITIES 52.74 % 103.22% 108.70% 108.70% KS BANCORP, INC. AND SUBSIDIARY MANAGEMENT'S DISCUSSION AND ANALYSIS ================================================================================ Analysis of Net Interest Income Net interest income represents the difference between income derived from interest-earning assets and interest expense incurred on interest-bearing liabilities. Net interest income is affected by the difference between yields on interest-earning assets and rates paid on interest-bearing liabilities ("interest rate spread") and the relative amounts of interest-earning assets and interest-earning liabilities outstanding during the period. The following table reflects the average yields on assets and average costs of liabilities for the years ended December 31, 2001 and 2000. Such average yields and costs are derived by dividing income or expense by the average monthly balance of interest-earning assets or interest-bearing liabilities, respectively, for the periods presented. Year Ended December 31, ------------------------------------------------------------- At December 31, 2001 2001 2000 -------------------- ---------------------------- ------------------------------ Actual Actual Yield/ Average Average Average Average Balance Cost Balance Interest Rate Balance Interest Rate ---------- ------- --------- -------- ------ ---------- -------- ------ (Dollars in Thousands) Interest-earning assets: Loans $ 136,977 7.67% $ 138,691 $ 11,596 8.36% $...
Sample 1
Earning Assets. Loans: Fixed rates $ 7,411 $ 10,670 $11,677 $21,062 $ 50,820 Variable rates 2,415 75,487 5,079 - 82,981 Interest-earning deposits with banks 1,694 - - - 1,694 Investment securities 500 4,742 4,064 2,178 11,484 Federal Home Loan Bank stock - - - 943 943 -------- -------- ------- ------- -------- Total interest-earning assets $ 12,020 $ 90,899 $20,820 $24,183 $147,922 ======== ======== ======= ======= ======== INTEREST-BEARING LIABILITIES: Deposits $ 94,848 $ 22,220 $ 2,842 $ 163 $120,073 Advances from Federal Home Loan Bank 1,000 - - 14,800 15,800 -------- -------- ------- ------- -------- Total interest-bearing liabilities $ 95,848 $ 22,220 $ 2,842 $14,963 $135,873 ======== ======== ======= ======= ======== INTEREST SENSITIVITY GAP PER PERIOD $(83,828) $ 68,679 $17,978 $ 9,220 $ 12,049 CUMULATIVE INTEREST SENSITIVITY GAP $(83,828) $(15,149) $ 2,829 $12,049 $ 12,049 CUMULATIVE GAP AS A PERCENTAGE OF TOTAL INTEREST-EARNING ASSETS (56.67%) (10.24%) 1.91% 8.15% 8.15% CUMULATIVE INTEREST-EARNING ASSETS AS A PERCENTAGE OF INTEREST-BEARING LIABILITIES 12.54% 87.17% 102.34% 108.87% 108.87% KS BANCORP, INC. AND SUBSIDIARY MANAGEMENT'S DISCUSSION AND ANALYSIS ================================================================================ Analysis of Net Interest Income Net interest income represents the difference between income derived from interest-earning assets and interest expense incurred on interest-bearing liabilities. Net interest income is affected by the difference between yields on interest-earning assets and rates paid on interest-bearing liabilities ("interest rate spread") and the relative amounts of interest-earning assets and interest-earning liabilities outstanding during the period. The following table reflects the average yields on assets and average costs of liabilities for the years ended December 31, 2000 and 1999. Such average yields and costs are derived by dividing income or expense by the average monthly balance of interest-earning assets or interest-bearing liabilities, respectively, for the periods presented. Year Ended December 31, ---------------------------------------------------------- At December 31, 2000 2000 1999 -------------------- ----------------------------- ---------------------------- Actual Actual Yield/ Average Average Average Average Balance Cost Balance Interest Rate Balance Interest Rate ------- ----- ------- -------- ---- ------- -------- ---- (Dollars in Thousands) Interest-earning assets: Loans $133,312 8.30% $127...
Sample 1
Earning Assets means the net book value of the rental fleet plus Amounts receivable under finance lease contracts.
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Related to Earning Assets

  • Operating Assets means all merchandise inventories, furniture, fixtures and equipment (including all transportation and warehousing equipment but excluding office equipment and data processing equipment) owned or leased pursuant to Capital Leases by the Company or a Restricted Subsidiary.

  • Qualified Assets means any of the following assets: (i) interests, rights, options, warrants or convertible or exchangeable securities of the Partnership; (ii) Debt issued by the Partnership or any Subsidiary thereof in connection with the incurrence of Funding Debt; (iii) equity interests in Qualified REIT Subsidiaries and limited liability companies (or other entities disregarded from their sole owner for U.S. federal income tax purposes, including wholly owned grantor trusts) whose assets consist solely of Qualified Assets; (iv) up to a one percent (1%) equity interest in any partnership or limited liability company at least ninety-nine percent (99%) of the equity of which is owned, directly or indirectly, by the Partnership; (v) cash held for payment of administrative expenses or pending distribution to security holders of the General Partner or any wholly owned Subsidiary thereof or pending contribution to the Partnership; and (vi) other tangible and intangible assets that, taken as a whole, are de minimis in relation to the net assets of the Partnership and its Subsidiaries.

  • Consolidated Assets means all assets which should be listed on the consolidated balance sheet of the Borrower and its Subsidiaries, as determined on a consolidated basis in accordance with GAAP.

  • Parent Assets means all Assets of either Party or the members of its Group as of the Effective Time, other than the SpinCo Assets, it being understood that, notwithstanding anything herein to the contrary, the Parent Assets shall include:

  • Divestiture Assets means all of Defendants’ rights, titles, and interests in and to:

  • Net Operating Income With respect to any Mortgaged Property, for any Mortgagor’s fiscal year end, Net Operating Income will be calculated in accordance with the standard definition of “Net Operating Income” approved from time to time endorsed and put forth by CREFC®.

  • Invested Assets means cash, Cash Equivalents, short term investments, investments held for sale and any other assets which are treated as investments under GAAP.

  • Operating Income means the Company’s or a business unit’s income from operations but excluding any unusual items, determined in accordance with generally accepted accounting principles.

  • Earnings means, in relation to a Ship, all moneys whatsoever which are now, or later become, payable (actually or contingently) to the Borrower owning that Ship or the Security Trustee and which arise out of the use or operation of that Ship, including (but not limited to):

  • Sale Assets is defined in Section 5.2(a)(ii).

  • Combined Assets means the sum of Fund Assets and Other Assets; and

  • Contributed Assets shall have the meaning as set forth in Section 2.2.

  • Current Assets means, as of any applicable date, all amounts that should, in accordance with GAAP, be included as current assets on the consolidated balance sheet of Borrower and its Subsidiaries as at such date.

  • Retained Assets has the meaning set forth in Section 2.2.

  • Specified Assets the following property and assets of such Grantor:

  • Liquid Assets mean Borrower's cash on hand plus Borrower's readily marketable securities.

  • Underlying Assets With respect to a Loan, any property or other assets designated and pledged as collateral to secure repayment of such Loan, including, without limitation, to the extent provided for in the relevant Underlying Instruments, a pledge of the stock, membership or other ownership interests in the related Obligor and all Proceeds from any sale or other disposition of such property or other assets.

  • Target Assets means the types of assets invested in by the Company, subject to, and including any changes in, the Investment Guidelines.

  • Transferred Assets means the assets, rights and properties of the Sellers that the Purchasers shall acquire as of the Closing.

  • Consolidated Operating Income means, for any period, the operating income or loss of the Borrower and the Subsidiaries for such period determined on a consolidated basis in accordance with GAAP.

  • Portfolio Assets means all Loan Assets owned by the Borrower, together with all proceeds thereof and other assets or property related thereto, including all right, title and interest of the Borrower in and to:

  • Investment Assets means all debentures, notes and other evidences of Indebtedness, stocks, securities (including rights to purchase and securities convertible into or exchangeable for other securities), interests in joint ventures and general and limited partnerships, mortgage loans and other investment or portfolio assets owned of record or beneficially by the Company.

  • Earnings from Operations for any period means net earnings excluding gains and losses on sales of investments, extraordinary items and property valuation losses, as reflected in the financial statements of the Company and its Subsidiaries for such period, determined on a consolidated basis in accordance with GAAP.

  • Risk Weighted Assets means the risk weighted assets or total risk exposure amount, as calculated by the Company in accordance with the Capital Regulations applicable to the Regulatory Group as at that point in time.

  • Subject Assets is defined in Section 2.2(c).

  • Adjusted Net Operating Income means, with respect to a Property for any given period, Net Operating Income of such Property for such period minus Capital Reserves for such period.