Insured Child definition

Insured Child means the child insured under the Family Protection benefit. The child must be the natural child, the stepchild or the adopted child of the Policy Owner or the Life Insured.

Insured Child means an acquired child of the insured who:

Insured Child means any natural child, step-child, or legally adopted child of the insured, who is at least 14 days old, and who:

Examples of Insured Child in a sentence

• The maximum will apply to the total sums insured for all similar benefits on the Insured Child with Us and other insurers.

• The Family Protection benefit will not be paid if the Insured Child sustains one of the Crisis Events listed below within three months after the benefit commencement date or the date of any reinstatement of the benefit.

• If there has not been a claim on the Family Protection benefit, each Insured Child has the right when they reach the age of 21 years to purchase a Crisis Recovery Stand Alone benefit under a separate insurance Policy providing cover in their own name up to the Sum Insured under the Family Protection benefit under which the Insured Child is covered, on standard terms and conditions without evidence of health.

• If an adult Insured Person sustains Injury which results in death, We will pay the lump sum benefit specified in the Schedule, for each surviving Insured Child at the time of the death, up to four (4) Insured Children.

• If the Insured Child has a Pre-existing Condition (as defined in condition 8) and full details have not been disclosed to Us before the benefit commencement date (as shown in Your Policy Schedule) or the date of any increase, reinstatement or improvement ofthe benefit, then the Family Protection benefit will not be paid in respect of that event(s) and any associated event(s).

More Definitions of Insured Child

Insured Child means an Insured Person who is unmarried and below age 18.

Insured Child means the named person(s) specified as such in the Schedule (under Relationship to Principal Insured), being a surviving legitimate child of the Principal Insured and of the Insured Spouse;

Insured Child means a child under the age of nineteen who is eligible to receive health insurance coverage from a health insurer or medical care pursuant to a group health plan;

Insured Child means any child, stepchild or legally adopted child of the Life Insured named in the applciation for this Benefit who has not reached his or her 18th birthday on the date of such application. Adopted children and stepchildren are underwritten when added to the rider subsequent to issue. All eligible children are included in the policy. SURVIVAL PERIOD - The Survival Period is the number of days the Insured Child must survive following diagnosis of a Covered Impairment in order for the LifeCare benefit amount to be paid. The Survival Period is normally 30 days except if a longer period is specified in the definition of the corresponding Covered Impairment. In the event the Insured Child is placed on artificial life support, we will consider the date of death to be the date the Insured Child experienced irreversible cessation of all functions of the entire brain (including brain stem) as determined by generally accepted medical criteria. In addition, a Child must survive 30 days after birth in order to qualify for benefits. SUICIDE - If the Insured Child, whether sane or insane, dies as a result of suicide within two years from the Date of Issue of the Benefit or reinstatement of this Policy, our liability under this Benefit will be limited to the payment in one sum an amount equal to the premiums actually paid for this Benefit less any indebtedness. VALIDITY - We may contest the Benefit if any statement or answer on the application misrepresents or fails to disclose any fact material to the insurance. Except for fraud, we shall not, for the above reasons, contest the Benefit after it has been in force during the lifetime of the Insured Child for two years from the date it takes effect, either on issue or on any reinstatement. In addition, if we allow you to reinstate this Benefit or make any change to it after it is issued, based on evidence of insurability, then we can contest that reinstatement, change, addition or increase in coverage if there is any material misrepresentation or omission in the application for reinstatement or change. Except for fraud, we will not do so after the change, addition, increase or reinstated insurance has been in effect for two years during the lifetime of the Insured Child. PROOF OF AGE - We shall be entitled to receive satisfactory proof of age of the Insured Child before settling any claim under this Benefit. CONVERSION - There is no conversion option. Upon expiry of this rider coverage, the child must be underwritten if ...

Insured Child. Means the physical child or adopted child of the Principal Insured and/or Insured Spouse. Such child

Insured Child means the Insured's child named in the application for this rider. Insured child also means any child born to or adopted by the Insured while this rider is effective. A child may not become an insured child before the 15th day of the child's life or after the child's 18th birthday. However, a child who is a full-time student and who has not yet attained his 22nd birthday may become an insured child.

Insured Child means a child who is at least sixty (60) days old and: