Operation of the insurance. The insurance operates as second risk in the event that the Insured has another/other insurance/s covering the same risk. In cases where the insurance operates as second risk, it covers that part of the damage and compensation or reimbursement that does not fall within the maximum limits established by any other existing policies, up to the extent of the maximum limit set out in the Policy Conditions of the company.
Operation of the insurance. If some property is affected by an indemnifiable claim under the policy, and if such claim cannot be settled solely because the affected property is not covered by this insurance, it is understood that any damage, expense, or loss resulting, even if related solely to the damaged and uninsured property, will still be indemnifiable.