Debit Card Limits. You may also use your Card to pay for goods or services at merchants who accept Mastercard® cards in a total aggregate amount of $4,000.00 per day, per Card. Your Card dollar amount limitations are further limited by the available balance in your Account. The available balance in the applicable Account may be debited immediately or it may be reduced by the amount of any transactions from which any merchant has received authorization from us, even if the documentation evidencing the transaction has not yet been received and processed by us. (Merchants are not required to obtain authorization for all transactions.) You should treat all card transactions as immediate withdrawals from your Account and reflect them as such in your personal records.
Debit Card Limits. If your Account includes the ability to make a cash withdrawal you may use your debit card with your PIN to withdraw up to a total of $300 from your Account on any one calendar day at ATMs and POS terminals. Your debit card may not be used for any illegal transaction. For security or other reasons, there may be other limits on your debit card transactions. We reserve the right to impose or change such limitations or restrictions at any time without notice. • Debit Card Purchases. A debit card is issued exclusively for use with your Account. You may use your debit card (with or without your PIN) to make purchases at any merchant location that accepts Visa ® debit cards or MasterCard® debit cards (as applicable, depending on the logo that appears on the front of your debit card) in an amount of up to $3,000 on any one calendar day. When your debit card is used without your PIN for a purchase through an EFT network (including the Visa ® network or the MasterCard ® network, if applicable), we may place a hold on the funds available in your Account that may be necessary to cover the transaction. The hold will be in the amount of the transaction request that has been submitted by the merchant for authorization. Held funds will not be available for withdrawal or check writing purposes during the period the hold is in effect. The hold will be in effect for no more than 7 business days. You are responsible for resolving with a merchant that accepts the card all disputes concerning the quality of goods and services purchased.
