Description of Tables. The attached tables show the actual first monthly payment for each $1,000 applied to variable annuity payments. Under the First, Second and Third Options, the amount of each payment will depend upon the age and gender of the Annuitant at the time the first payment is due. Under the Fourth and Fifth Options, the amount of the first payment will depend upon the gender of both Annuitants and their ages at the time the first payment is due. Gender will not be used to determine the amount of the annuity payable if this contract is issued to qualify under certain sections of the Internal Revenue Code. If gender is used to determine the amount of annuity payable, the annuity tables at the end of this contract will provide rates of payment for male Annuitants and female Annuitants. VA03-16/17 Page16 Printed in U.S.A. B661R0.FRM
Description of Tables. The attached Annuity Tables show the minimum dollar amount of the monthly payments for each $1,000 applied under the first six options. Under the first, second or third options, the amount of each payment will depend upon the age and gender of the Annuitant at the time the first payment is due. Under the fourth and fifth options, the amount of each payment will depend upon the gender of both Annuitants and their ages at the time the first payment is due. Gender will not be used to determine the amount of the Annuity payable if this Contract is issued to qualify under certain sections of the Internal Revenue Code. If gender is used to determine the amount of Annuity payable, the Annuity Tables at the end of this Contract will provide rates of payment for male Annuitants and female Annuitants. The tables for the first, second, third, fourth and fifth options are based on the [1983a Individual Annuity Mortality Table projected to the year 2000 using Projection Scale G] and an interest rate of [2.5%]. The table for the sixth option is based on an interest rate of [2.5%] per annum. The Annuity tables for the first through fifth options are age dependent. The amount of the first payment will be based on an age that is a specified number of years younger than the Annuitant's then-attained age. The revised age is as follows: DATE OF FIRST PAYMENT REVISED AGE --------------------------------------------------- [Prior to 2015 2 years 2015 - 2019 3 years 2020 - 2029 4 years 2030 - 2039 5 years 2040 or later 6 years] (THIS PAGE INTENTIONALLY LEFT BLANK) ANNUITY TABLES FOR FIXED PAYMENTS, BASED ON [2.5%] INTEREST RATE AMOUNT OF FIRST MONTHLY PAYMENT FOR EACH $1,000 APPLIED Fixed Dollar Annuity payments will not vary and are guaranteed as to fixed dollar amount. Payments for any available Annuity payment frequency, period certain, age, or combination of ages not shown will be quoted upon request. FIRST, SECOND AND THIRD OPTIONS - SINGLE LIFE ANNUITIES MALE ANNUITANT MONTHLY PAYMENTS GUARANTEED AGE NONE 120 180 240 --------------------------------------------------- [35 $3.05 $3.05 $3.04 $3.03 40 3.25 3.24 3.23 3.21 45 3.49 3.48 3.45 3.42 50 3.80 3.77 3.73 3.68 51 3.87 3.84 3.79 3.73 52 3.94 3.91 3.86 3.79 53 4.02 3.98 3.93 3.85 54 4.10 4.06 4.00 3.91 55 4.19 4.14 4.07 3.97 56 4.28 4.22 4.15 4.04 57 4.37 4.31 4.23 4.10 58 4.48 4.41 4.31 4.17 59 4.59 4.51 4.40 4.23 60 4.70 4.61 4.49 4.30 61 4.83 4.72 4.58 4.37 62 4.96 4.84 4.67 4.44 63 5.10 4.96 4.77 4.50 64 5.25 5.09 4.8...
Description of Tables. The Tables contained herein show the dollar value of accumulation units required to purchase a first monthly payment of $1.00, and the accumulation units applied to effect an annuity for an Annuitant will be at the accumulation unit value on the tenth day immediately preceding the date annuity payments commence. Amounts shown in the Tables are based on the Progressive Annuity Table with interest at the rate of 3 1/2% per annum and assume births in the year 1900. The amount of each payment will depend upon the sex of the Annuitant and the Annuitant's adjusted age at the time the first payment is due, where adjusted age shall be determined in accordance with the following: Calendar Year of Birth Before 1901 1901-1915 1916 -1935 1936-1955 1956-1975 Adjusted Age is Actual Age plus 1 minus 0 minus 1 minus 2 minus 3 Actual Age, as used above, shall mean nearest birthday at the time the first payment is due. If it would produce greater benefits, VALIC agrees that the first monthly payment to an Annuitant will be determined on the same mortality and interest basis used in determining rates for immediate annuities then being issued for this class of Annuitant. DOLLAR VALUE OF ACCUMULATION UNITS REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 Options A, B and C - Single Life Annuities Adjusted Age Monthly Payments Guaranteed ------------ ------------------------------------------------------------ Male Female None 60 120 180 Unit Refund ------------ ---------- ------- ------- ---------- ----------- ------------ 50 54 $210.85 $211.36 $213.06 $216.23 $220.90 51 55 206.73 207.30 209.18 212.68 217.38 52 56 202.54 203.17 205.26 209.12 213.91 53 57 198.27 198.97 201.28 205.55 210.30 54 58 193.93 194.70 197.26 201.96 206.62 55 59 189.51 190.37 193.20 198.39 202.99 56 60 185.03 185.98 189.11 194.82 199.23 57 61 180.48 181.54 185.00 191.28 195.40 58 62 175.87 177.04 180.87 187.77 191.64 59 63 171.21 172.50 176.73 184.31 187.75 60 64 166.49 167.93 172.59 180.91 183.78 61 65 161.73 163.32 168.47 177.58 179.90 62 66 156.93 158.69 164.37 174.34 175.90 63 67 152.09 154.05 160.30 171.19 171.81 64 68 147.23 149.40 156.28 168.16 167.86 65 69 142.35 144.75 152.31 165.25 163.76 66 70 137.46 140.11 148.42 162.48 159.58 67 71 132.57 135.50 144.62 159.86 155.59 68 72 127.67 130.91 140.92 157.40 151.42 69 73 122.79 126.37 137.32 155.12 147.16 70 74 117.93 121.89 133.86 153.01 143.19 71 75 113.11 117.47 130.54 151.09 138.97 72 76 108.32 113.13 127.37 149.36 134.66 73 ...
Description of Tables. The Annuity Tables show the minimum dollar amount of monthly Annuity Payments for each $1,000 applied under each of the Annuity Options. The Annuity Tables for all of the Annuity Options, excluding the Guaranteed Payment Period Annuity option, vary based on the modified age of the Annuitant(s). The modified age will equal the Annuitant’s Attained Age as of the Annuity Commencement Date less a specified number of years as follows: Date of First Payment Age Modification Prior to 2025 0 years 2025 - 2034 1 years 2035 - 2044 2 years 2045 - 2054 3 years 2055 or later Company Discretion The mortality assumption for all of the Annuity Options, excluding the Guaranteed Payment Period Annuity option, is based on the Annuity 2000 Mortality Table projected forward using Improvement Table G, an annuitization year of 2020 and generational mortality improvement based on Improvement Table G for every projection year thereafter. The interest rate basis for all of the Annuity Options is 0.5%. For modified ages, combinations of genders, Guaranteed Payment Periods, Annuity Payment Frequencies, and interest rates not shown in these tables, Annuity Payments will be calculated in a manner consistent with the values in these Annuity Tables. Life Annuity with Cash Refund, Life Annuity and Life Annuity with 10 Years of Annuity Payments Guaranteed Life Annuity with Cash Refund Life Annuity Life Annuity with 10 Years of Annuity Payments Guaranteed Modified Age Male Female Male Female Male Female 65 $2.84 $2.71 $3.69 $3.28 $3.61 $3.25 66 $2.91 $2.78 $3.83 $3.40 $3.74 $3.36 67 $2.98 $2.85 $3.98 $3.52 $3.87 $3.47 68 $3.06 $2.93 $4.13 $3.65 $4.01 $3.60 69 $3.14 $3.00 $4.30 $3.79 $4.15 $3.73 70 $3.23 $3.09 $4.48 $3.95 $4.30 $3.86 71 $3.31 $3.17 $4.67 $4.11 $4.45 $4.01 72 $3.41 $3.26 $4.87 $4.29 $4.62 $4.17 73 $3.50 $3.36 $5.09 $4.48 $4.78 $4.33 74 $3.61 $3.46 $5.32 $4.69 $4.96 $4.50 75 $3.72 $3.56 $5.57 $4.91 $5.14 $4.68 76 $3.83 $3.68 $5.83 $5.15 $5.32 $4.87 77 $3.95 $3.79 $6.12 $5.41 $5.51 $5.07 78 $4.08 $3.92 $6.42 $5.69 $5.71 $5.28 79 $4.21 $4.05 $6.75 $5.99 $5.90 $5.49 80 $4.35 $4.19 $7.10 $6.32 $6.10 $5.70 Joint and Last Survivor Annuity and Joint and Last Survivor Annuity with 10 Years of Annuity Payments Joint and Last Survivor Annuity Female Modified Age 60 65 70 75 Male Modified Age 60 $2.47 $2.66 $2.81 $2.93 65 $2.59 $2.85 $3.10 $3.31 70 $2.67 $3.01 $3.36 $3.70 75 $2.73 $3.12 $3.57 $4.07 Joint and Last Survivor Annuity with 10 Years of Annuity Payments Female Modified Age 60 6...
Description of Tables. The Annuity Tables show the minimum dollar amount of monthly Annuity Payments for each $1,000 applied under each of the Annuity Options. The Annuity Tables for all of the Annuity Options, excluding the Guaranteed Payment Period Annuity option, vary based on the modified age of the Annuitant(s) in accordance with the Modified Age Table. The modified age will equal the Annuitant's attained age as of the Annuity Commencement Date less a specified number of years, if any, as shown in the Modified Age Table as follows: MODIFIED AGE TABLE DATE OF FIRST PAYMENT AGE MODIFICATION --------------------- ------------------ Prior to 2025 0 years 2025 - 2034 1 years 2035 - 2044 2 years 2045 - 2054 3 years 2055 or later Company Discretion The mortality assumption for all of the Annuity Options, excluding the Guaranteed Payment Period Annuity option, is based on the Annuity 2000 Mortality Table projected forward using Improvement Table G, an annuitization year of 2020 and generational mortality improvement based on Improvement Table G for every projection year thereafter. The interest rate basis for all of the Annuity Options is 0.5%. For modified ages, combinations of genders, Guaranteed Payment Periods, Annuity Payment Frequencies, and interest rates not shown in these tables, Annuity Payments will be calculated in a manner consistent with the values in these Annuity Tables. LIFE ANNUITY WITH CASH REFUND, LIFE ANNUITY AND LIFE ANNUITY WITH 10 YEARS OF ANNUITY PAYMENTS GUARANTEED Life Annuity with 10 Life Annuity with Cash Years of Annuity Refund Life Annuity Payments Guaranteed Modified ---------------------- -------------------- -------------------- Age Male Female Male Female Male Female --------- --------- ----------- --------- --------- --------- --------- 65 $ 2.84 $ 2.71 $ 3.69 $ 3.28 $ 3.61 $ 3.25 66 $ 2.91 $ 2.78 $ 3.83 $ 3.40 $ 3.74 $ 3.36 67 $ 2.98 $ 2.85 $ 3.98 $ 3.52 $ 3.87 $ 3.47 68 $ 3.06 $ 2.93 $ 4.13 $ 3.65 $ 4.01 $ 3.60 69 $ 3.14 $ 3.00 $ 4.30 $ 3.79 $ 4.15 $ 3.73 70 $ 3.23 $ 3.09 $ 4.48 $ 3.95 $ 4.30 $ 3.86 71 $ 3.31 $ 3.17 $ 4.67 $ 4.11 $ 4.45 $ 4.01 72 $ 3.41 $ 3.26 $ 4.87 $ 4.29 $ 4.62 $ 4.17 73 $ 3.50 $ 3.36 $ 5.09 $ 4.48 $ 4.78 $ 4.33 74 $ 3.61 $ 3.46 $ 5.32 $ 4.69 $ 4.96 $ 4.50 75 $ 3.72 $ 3.56 $ 5.57 $ 4.91 $ 5.14 $ 4.68 76 $ 3.83 $ 3.68 $ 5.83 $ 5.15 $ 5.32 $ 4.87 77 $ 3.95 $ 3.79 $ 6.12 $ 5.41 $ 5.51 $ 5.07 78 $ 4.08 $ 3.92 $ 6.42 $ 5.69 $ 5.71 $ 5.28 79 $ 4.21 $ 4.05 $ 6.75 $ 5.99 $ 5.90 $ 5.49 80 $ 4.35 $ 4.19 $ 7.10 $ 6.32 $ 6.10 $ 5.70 FL-...
Description of Tables. 16 Article I
Description of Tables. The Tables contained herein show the amount of the first monthly payment under Options 3, 4 and 5 that can be provided by a number of accumulation units having a value of $1,000 after deduction of any premium taxes payable. The dollar value of the accumulation units applied will be calculated on the basis of the accumulation unit value as of the last day of the tenth Valuation Period preceding the Annuity Commencement Date and such value will be reduced by any premium taxes payable before application to effect a Retirement Annuity. The amount of each monthly payment will depend upon the sex and age of the person with respect to whom the Retirement Annuity is effected at the Annuity Commencement Date. Age, as used above, shall mean age nearest birthday at the Annuity Commencement Date. The tables are based on The Annuity Table for 1949 for males, set back one year for males and six years for females, and a net investment rate of 3.5% per annum for the General Account and Separate Account (FV columns of rates) and 5% per annum for the Separate Account (V columns of rates). The Owner may elect prior to the Annuity Commencement Date that variable annuity payments be based on an assumed net investment rate of 3.5% per annum or 5% per annum. In the absence of such election, the net investment rate of 3.5% per annum will be used. AMOUNT OF FIRST MONTHLYPAYMENT FOR EACH $1,000 AFTER DEDUCTION OF ANY PREMIUM TAXES OPTION THREE PAYMENTS FOR A FIXED PERIOD Years Amount of Payments Years Amount of Payments Years Amount of Payments of Pay- of Pay- of Pay- ments FV V ments FV V ments FV V ------- ------ ------ ------- ----- ----- ------- ----- ----- 1 $84.65 $85.21 11 $9.09 $9.77 21 $5.56 $6.33 2 43.05 43.64 12 8.46 9.16 22 5.39 6.17 3 29.19 29.80 13 7.94 8.64 23 5.24 6.02 4 22.27 22.89 14 7.49 8.20 24 5.09 5.88 5 18.12 18.74 15 7.10 7.82 25 4.96 5.76 6 15.35 15.99 16 6.76 7.49 26 4.84 5.65 7 13.38 14.02 17 6.47 7.20 27 4.73 5.54 8 11.90 12.56 18 6.20 6.94 28 4.63 5.45 9 10.75 11.42 19 5.97 6.71 29 4.53 5.36 10 9.83 10.51 20 5.75 6.51 30 4.45 5.28 OPTION FOUR LIFE INCOME WITH Payments Guaranteed for a Fixed Period of Months ----------------------------------------------------------------------------------------- Age of Payee None 120 180 240 Male Female FV V FV V FV V FV V ---- ------ ----- ----- ----- ----- ----- ----- ----- ----- 50 55 $4.98 $5.89 $4.89 $5.78 $4.77 $5.65 $4.62 $5.48 51 56 5.08 5.99 4.98 5.86 4.85 5.71 4.68 5.53 52 57 5.18 6.09 5.07 5.95 4.93 5.79 4.74...
Description of Tables. The attached tables show the actual first monthly payment for each $1,000 applied to variable annuity payments. Under the First, Second and Third Options, the amount of each payment will depend upon the age and gender of the Annuitant at the time the first payment is due. Under the Fourth and Fifth Options, the amount of the first payment will depend upon the gender of both Annuitants and their ages at the time the first payment is due. Gender will not be used to determine the amount of the annuity payable if this contract is issued to qualify under certain sections of the Internal Revenue Code. If gender is used to determine the amount of annuity payable, the annuity tables at the end of this contract will provide rates of payment for male Annuitants and female Annuitants. The variable payment annuity tables for the First through Fifth Options are based on the [1983a Individual Annuity Mortality Table projected to the year 2000 using Projection Scale G and the Assumed Investment Return]. The table for the Sixth Option is based on an Assumed Investment Return.
Description of Tables. The attached tables show the minimum dollar amount of the first monthly payments for each $1,000 applied under options. Under the First or Second Options, the amount of each payment will depend upon the age and sex of the payee at the time the first payment is due. Under the Third Option, the amount of each payment will depend upon the sex of both payees and their ages at the time the first payment is due. The variable payment annuity tables for the First, Second and Third Options are based on the 1983a Individual Annuity Mortality Table with ages set back one year and an interest rate of 5% per annum. The table for the Fourth Option is based on an interest rate of 5% per annum. The fixed annuity payment tables for the First, Second and Third Options are based on the 1983a Individual Annuity Mortality Table with ages set back one year and an Interest rate of 3% per annum. The table for the Fourth Option is based on an interest rate of 3% per annum. Once the Contract Owner has elected an annuity option, that election may not be changed with respect to any Annuitant following the commencement of annuity
Description of Tables. The Tables contained herein show the dollar value of accumulation units required to effect a variable annuity and a fixed annuity with a first monthly payment of $1.00 under each of the Optional Annuity Forms. The dollar value of the accumulation units applied will be calculated on the basis of the accumulation unit value as of the last day of the tenth Valuation Period preceding the Annuity Commencement Date. The amount of each monthly payment will depend upon the sex and adjusted age of the person with respect to whom the Retirement Annuity is effected at the Annuity Commencement Date. Adjusted age is determined as follows: Calendar Year of Birth Before 1901 1901-1915 1916 - 1935 1936 - 1955 1956 - 1975 Adjusted Age is Actual Age plus 1 minus 1 minus 2 minus 3 Actual age, as used above, shall mean age nearest birthday at the Annuity Commencement Date. The amounts shown in Tables I and II are based on the Progressive Annuity Table, assuming year of birth 1900, and the investment rate set forth in Item 2 of the Specifications. If it would produce greater benefits, Aetna agrees that the first monthly payment to the Annuitant will be determined on the same mortality and interest basis used in determining rates for immediate annuities then being issued for this class of Annuitant. Table I - VARIABLE ANNUITIES DOLLAR VALUE REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 If so provided in the preceding paragraph of this Section 2.05, the following amounts must be increased by the premium taxes payable at the time benefits are purchased. Options A, B and C - Single Life Annuities Monthly Payments Guaranteed ------------------------------------------------------------- Adjusted Age Male Female None 60 120 180 Unit Refund -------------------------- ------- ------- ------- ------- ----------- 50 54 $210.85 $211.36 $213.06 $216.23 $220.90 51 55 206.73 207.30 209.18 212.68 217.38 52 56 202.54 203.17 205.26 209.12 213.91 53 57 198.27 198.97 201.28 205.55 210.30 54 58 193.93 194.70 197.26 201.96 206.62 55 59 189.51 190.37 193.20 198.39 202.99 56 60 185.03 185.98 189.11 194.82 199.23 57 61 180.48 181.54 185.00 191.28 195.40 58 62 175.87 177.04 180.87 187.77 191.64 59 63 171.21 172.50 176.73 184.31 187.75 60 64 166.49 167.93 172.59 180.91 183.78 61 65 161.73 163.32 168.47 177.58 179.90 62 66 156.93 158.69 164.37 174.34 175.90 63 67 152.09 154.05 160.30 171.19 171.81 64 68 147.23 149.40 156.28 168.16 167.86 65 69 142.35 144.75 152.31 165.25 163.76 66...
