Common use of Full-Time Benefits Clause in Contracts

Full-Time Benefits. a) The Employer agrees to provide at its cost the following insured benefit plans in accordance with the rules and regulations of the plans held by the insurance companies to all full-time employees. The Employer may substitute another carrier for any of the following insurance plans provided that the level of benefits conferred thereby are not decreased. The Employer will advise the Union of any changes in carrier at least thirty (30) days prior to implementing such change. b) Entitlement to the benefits set out in this Article shall become effective commencing the first day of the month following the completion of three months of employment. c) For 25.02 (b) above, the Employer shall make the necessary change upon receipt of written notice or the requested effective date, whichever is later, but in no case shall the effective date of the change be retroactive. i) Life insurance of two times (2x) annual rate; ii) Accidental death and dismemberment insurance of two times (2x) annual rate; iii) Semi-private hospital accommodation; iv) Extended health benefit on a $10 individual and $10 family deductible basis; v) The maximum coverage for hearing aids of $500 every five (5) years; vi) The CCAC will provide a Drug Card subject to a dispensing fee cap of $10.00 per prescription filled. Implementation will not result in any change to the actual coverage provided by the plan; vii) Practitioner services benefit coverage is $375 per year per practitioner. A physician’s written authorization is not required for the following practitioner services: • Physiotherapist • Registered Speech Pathologist • Massage Therapist • Clinical Psychologist • Chiropractor, Osteopath or Naturopath • Podiatrist or Chiropodist viii) Compulsory dental plan - to be administered in accordance with the current ODA fee schedule. The premiums for the basic plan to be 100% paid by the Employer. The premiums for the major restorative benefit including orthodontic benefit to be 50% paid by the Employer with the employee portion being paid through payroll deduction. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basis; ix) Short Term Sick Leave Benefit Plan – Appendix A; x) Vision care - benefit $400/24 months.

Full-Time Benefits. a) The Employer agrees to provide at its cost the following insured benefit plans in accordance with the rules and regulations of the plans held by the insurance companies to all full-time employees. The Employer may substitute another carrier for any of the following insurance plans provided that the level of benefits conferred thereby are not decreased. The Employer will advise the Union of any changes in carrier at least thirty (30) days prior to implementing such change. b) Entitlement to the benefits set out in this Article shall become effective commencing the first day of the month following the completion of three months of employment. c) For 25.02 (b) above, the Employer shall make the necessary change upon receipt of written notice or the requested effective date, whichever is later, but in no case shall the effective date of the change be retroactive. i) Life insurance of two times (2x) annual rate; ii) Accidental death and dismemberment insurance of two times (2x) annual rate; iii) Semi-private hospital accommodation; iv) Extended health benefit on a $10 individual and $10 family deductible basis; viv) The maximum coverage for hearing aids of $500 every five (5) years; viv) The CCAC LHIN will provide a Drug Card subject to a dispensing fee cap of $10.00 per prescription filled. Implementation will not result in any change to the actual coverage provided by the plan; viivi) Practitioner services benefit coverage is $375 per year per practitioner. A physician’s written authorization is not required for the following practitioner services: • Physiotherapist • Registered Speech Pathologist • Massage Therapist • Clinical Psychologist • Chiropractor, Osteopath or Naturopath • Podiatrist or ChiropodistChiropodist Effective November 1, 2018, increase in Massage Therapist benefit coverage to $425. viiivii) Compulsory dental plan - to be administered in accordance with the current ODA fee schedule. The premiums for the basic plan to be 100% paid by the Employer. The premiums for the major restorative benefit including orthodontic benefit to be 50% paid by the Employer with the employee portion being paid through payroll deduction. The maximum yearly benefit for the basic plan and major restorative will be $2500 per person. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basisbasis for a lifetime maximum of $1500 per individual per lifetime; ixviii) Short Term Sick Leave Benefit Plan – Appendix A; xix) Vision care - benefit $400/24 months., $400/12 months for dependents. It is understood that this benefit may be used towards laser eye surgery;

Full-Time Benefits. a) The Employer agrees to provide at its cost the following insured benefit plans in accordance with the rules and regulations of the plans held by the insurance companies to all full-time employees. The Employer may substitute another carrier for any of the following insurance plans provided that the level of benefits conferred thereby are not decreased. The Employer will advise the Union of any changes in carrier at least thirty (30) days prior to implementing such change. b) Entitlement to the benefits set out in this Article shall become effective commencing the first day of the month following the completion of three months of employment. c) For 25.02 (b) above, the Employer shall make the necessary change upon receipt of written notice or the requested effective date, whichever is later, but in no case shall the effective date of the change be retroactive. i) Life insurance of two times (2x) annual rate; ii) Accidental death and dismemberment insurance of two times (2x) annual rate; iii) Semi-private hospital accommodation; iv) Extended health benefit on a $10 individual and $10 family deductible basis; viv) The maximum coverage for hearing aids of $500 every five (5) years; viv) The CCAC LHIN will provide a Drug Card subject to a dispensing fee cap of $10.00 per prescription filled. Implementation will not result in any change to the actual coverage provided by the plan; viivi) Practitioner services benefit coverage is $375 per year per practitioner. A physician’s written authorization is not required for the following practitioner services: • Physiotherapist (effective April 1, 2022 benefit coverage increase to $390) • Registered Speech Pathologist • Massage Therapist (effective April 1, 2023 benefit coverage increase to $400) • Clinical Psychologist • Chiropractor, Osteopath or Naturopath • Podiatrist or ChiropodistChiropodist (effective April 1, 2023 Chiropodist benefit coverage increase to $400) Effective November 1, 2018, increase in Massage Therapist benefit coverage to $425. viiivii) Compulsory dental plan - to be administered in accordance with the current ODA fee schedule. The premiums for the basic plan to be 100% paid by the Employer. The premiums for the major restorative benefit including orthodontic benefit to be 50% paid by the Employer with the employee portion being paid through payroll deduction. The maximum yearly benefit for the basic plan and major restorative will be $2500 per person. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basisbasis for a lifetime maximum of $1500 per individual per lifetime; ixviii) Short Term Sick Leave Benefit Plan – Appendix A; xix) Vision care - benefit $400/24 months, $400/12 months for dependents. It is understood that this benefit may be used towards laser eye surgery. Effective April 1, 2023 Vision care benefit coverage to increase to $425/24 months, $425/12 months for dependents.

Full-Time Benefits. a) The Employer agrees to provide at its cost the following insured benefit plans in accordance with the rules and regulations of the plans held by the insurance companies to all full-time employees. The Employer may substitute another carrier for any of the following insurance plans provided that the level of benefits conferred thereby are not decreased. The Employer will advise the Union of any changes in carrier at least thirty (30) days prior to implementing such change. . b) Entitlement to the benefits set out in this Article shall become effective commencing the first day of the month following the completion of three months of employment. . c) For 25.02 24.02 (b) above, the Employer shall make the necessary change upon receipt of written notice or the requested effective date, whichever is later, but in no case shall the effective date of the change be retroactive. . i) Life insurance of two times (2x) annual rate; ; ii) Accidental death and dismemberment insurance of two times (2x) annual rate; ; iii) Semi-private hospital accommodation; ; iv) Extended health benefit on a $10 individual and $10 family deductible basis; ; v) The maximum coverage for hearing aids of $500 every five (5) years; ; vi) The CCAC will provide a Drug Card subject to a dispensing fee cap of $10.00 per prescription filled. Implementation will not result in any change to the actual coverage provided by the plan; ; vii) Practitioner services benefit coverage is $375 375. per year per practitioner. A physician’s written authorization is not required for the following practitioner services: • Physiotherapist • Registered Physiotherapist Registered Speech Pathologist • Massage Massage Therapist • Clinical Clinical Psychologist • ChiropractorChiropractor, Osteopath or Naturopath • Podiatrist Podiatrist or Chiropodist Chiropodist viii) Compulsory dental plan - to be administered in accordance with the current ODA fee schedule. The premiums for the basic plan to be 100% paid by the Employer. The premiums for the major restorative benefit including orthodontic benefit to be 50% paid by the Employer with the employee portion being paid through payroll deduction. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basis; ; ix) Short Term Sick Leave Benefit Plan – Appendix A; x) Vision care - benefit $350/24 months until March 31, 2013. Thereafter $400/24 months.. xi) The Employer will pay for the cost of one (1) eye exam up to a maximum of ninety ($90.00) dollars every twenty-four (24) months except where dependents are covered by OHIP; xii) Travel insurance of $1M will be provided to full time employees per trip. Trip duration shall be sixty (60) days or fewer. The benefit is valid for active employees up to age sixty-five (65); xiii) Retiree coverage - effective January 1, 1990: a) for employees who retire on an unreduced pension with 10 years of service; b) Paid up to age 65; c) Life Insurance - One times (1x) Annual Salary 50% employer paid; d) Major Medical - $10,000 Lifetime benefit 100% employee paid