Common use of Group Insurances Clause in Contracts

Group Insurances. 18.01 The Company agrees to provide for all full time employees who have completed their probationary period the sum of $30,000.00 of Group Life Insurance; and during the term of this agreement, will pay the full premium cost of same. 18.02 The Company will provide $3,500.00 Paid Up Life Insurance Policy for each full time employee retiring at age 60 with ten (10) or more years continuous service. 18.03 The Company agrees to continue during the term of this agreement the following Group Health Insurance Benefits which are in effect as of November 27, 1999, for all full time employees who have completed their probationary period, and will pay the full premium cost of same: (i) Ontario Employer Health Tax and Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%. (ii) Extended Health Benefit Plan which will include a $1.00 credit card "AG" Drug Plan. (iii) Accidental Death and Dismemberment Benefit of $30,000.00. (iv) Weekly Indemnity up to 26 weeks at 60%. (v) Preventative Care Dental Plan, which will change from the 1998 Ontario Dental Association Schedule of Fees to the 2000 Ontario Dental Association Schedule of Fees effective January 1, 2000 and to the 2001 Ontario Dental Association Schedule of Fees effective January 1, 2001. (vi) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,300.00 per month, to age 65, but is not retroactive. It is understood and agreed that employees on weekly indemnity as of September 30th, 1980 or who have exceeded their weekly indemnity benefits shall not be entitled to long term disability benefits. It is further understood and agreed that persons receiving long term disability benefits as of the date of ratification shall continue to receive benefits under provisions of the former Collective Agreement for the period of such disability. (vii) Vision care of $180.00 every 24 months effective November 27, 1999.

Group Insurances. 18.01 The Company agrees to provide for all full time employees who have completed their probationary period the sum of $30,000.00 36,000.00 of Group Life Insurance; effective November 27, 2005 the sum of $37,000.00 of Group Life Insurance; and effective November 27, 2006 the sum of $38,000.00 of Group Life Insurance and during the term of this agreement, will pay the full premium cost of same. 18.02 The Company will provide $3,500.00 4,600.00 Paid Up Life Insurance Policy for each full time employee retiring at age 60 with ten (10) or more years continuous service.. Effective November 27, 2005 the Company will provide 18.03 The Company agrees to continue during the term of this agreement the following Group Health Insurance Benefits which are in effect as of November 27, 1999, for all full time employees who have completed their probationary period, and will pay the full premium cost of same:the (i) Ontario Employer Health Tax and Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%. (ii) Extended Health Benefit Plan which will include a $1.00 credit card "AG" Drug Plan. (iii) Accidental Death and Dismemberment Benefit of $30,000.0036,000.00. Effective November 27, 2005 Accidental Death and Dismemberment Benefits of $37,000.00. Effective November 27, 2006, Accidental Death and Dismemberment Benefits of $38,000.00. (iv) Weekly Indemnity up to 26 weeks at 60%. (v) Preventative Care Dental Plan, which will change from the 1998 2004 Ontario Dental Association Schedule of Fees to the 2000 2005 Ontario Dental Association Schedule of Fees effective January 1, 2000 and 2005. Effective January 1, 2006, change to the 2001 2006 Ontario Dental Association Schedule of Fees effective Fees. Effective January 1, 20012007, change to the 2007 Ontario Dental Association Schedule of Fees. Effective November 27, 2003 addition of Major Restorative Procedures – Dentures, Partial Plates, Crowns and Caps - on a 50/50 co-insurance basis within the existing $2,000.00 annual maximum. (vi) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,300.00 1,500.00 per month, to age 65, but is not retroactive. Effective November 27, 2006, 2/3 of earnings to a maximum of $1550.00 per month, to age 65, but is not retroactive. It is understood and agreed that employees on weekly indemnity as of September 30th, 1980 or who have exceeded their weekly indemnity benefits shall not be entitled to long term disability benefits. It is further understood and agreed that persons receiving long term disability benefits as of the date of ratification shall continue to receive benefits under provisions of the former Collective Agreement for the period of such disability. (vii) Vision care Care of $180.00 230.00 every 24 months effective November 27, 19992004. Vision Care of $235.00 every 24 months effective November 27, 2005. Vision Care of $240.00 every 24 months effective November 27, 2006.

Group Insurances. 18.01 The Company agrees to provide for all full time employees who have completed their probationary period the sum of $30,000.00 34,000.00 of Group Life Insurance; and effective November 27, 2003 the sum of $35,000.00 of Group Life Insurance and during the term of this agreement, will pay the full premium cost of same. 18.02 The Company will provide $3,500.00 4,000.00 Paid Up Life Insurance Policy for each full time employee retiring at age 60 with ten (10) or more years continuous service. Effective November 27, 2003 the Company will provide $4,500.00 Paid Up Life Insurance. 18.03 The Company agrees to continue during the term of this agreement the following Group Health Insurance Benefits which are in effect as of November 27, 19992002, for all full time employees who have completed their probationary period, and will pay the full premium cost of same: (i) Ontario Employer Health Tax and Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%. (ii) Extended Health Benefit Plan which will include a $1.00 credit card "AG" Drug Plan. (iii) Accidental Death and Dismemberment Benefit of $30,000.0034,000.00. Effective November 27, 2003 Accidental Death and Dismemberment Benefits of $35,000.00. (iv) Weekly Indemnity up to 26 weeks at 60%. (v) Preventative Care Dental Plan, which will change from the 1998 2002 Ontario Dental Association Schedule of Fees to the 2000 2003 Ontario Dental Association Schedule of Fees effective January 1, 2000 2003 and to from the 2001 2003 Ontario Dental Association Schedule of Fees to the 2004 Ontario Dental Association Schedule of Feels effective January 1, 20012004. Effective November 27, 2003 addition of Major Restorative Procedures – Dentures, Partial Plates, Crowns and Caps - on a 50/50 co-insurance basis within the existing $2,000.00 annual maximum. (vi) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,300.00 1,400.00 per month, to age 65, but is not retroactive. Effective November 27, 2003, 2/3 of earnings to a maximum of $1500.00 per month, to age 65, but is not retroactive. It is understood and agreed that employees on weekly indemnity as of September 30th, 1980 or who have exceeded their weekly indemnity benefits shall not be entitled to long term disability benefits. It is further understood and agreed that persons receiving long term disability benefits as of the date of ratification shall continue to receive benefits under provisions of the former Collective Agreement for the period of such disability. (vii) Vision care of $180.00 210.00 every 24 months effective November 27, 19992002, and vision care of $225 every 24 months effective November 27, 2003.

Group Insurances. 18.01 The Company agrees to provide for all full time employees who have completed their probationary period the sum of $30,000.00 36,000.00 of Group Life Insurance; effective November 27, 2005 the sum of $37,000.00 of Group Life Insurance; and effective November 27, 2006 the sum of $38,000.00 of Group Life Insurance and during the term of this agreement, will pay the full premium cost of same. 18.02 The Company will provide $3,500.00 4,600.00 Paid Up Life Insurance Policy for each full time employee retiring at age 60 with ten (10) or more years continuous service. Effective November 27, 2005 the Company will provide $4,800.00 Paid Up Life Insurance. 18.03 The Company agrees to continue during the term of this agreement the following Group Health Insurance Benefits which are in effect as of November 27, 19992004, for all full time employees who have completed their probationary period, and will pay the full premium cost of same: (i) Ontario Employer Health Tax and Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%. (ii) Extended Health Benefit Plan which will include a $1.00 credit card "AG" Drug Plan. (iii) Accidental Death and Dismemberment Benefit of $30,000.0036,000.00. Effective November 27, 2005 Accidental Death and Dismemberment Benefits of $37,000.00. Effective November 27, 2006, Accidental Death and Dismemberment Benefits of $38,000.00. (iv) Weekly Indemnity up to 26 weeks at 60%. (v) Preventative Care Dental Plan, which will change from the 1998 2004 Ontario Dental Association Schedule of Fees to the 2000 2005 Ontario Dental Association Schedule of Fees effective January 1, 2000 and 2005. Effective January 1, 2006, change to the 2001 2006 Ontario Dental Association Schedule of Fees effective Fees. Effective January 1, 20012007, change to the 2007 Ontario Dental Association Schedule of Fees. Effective November 27, 2003 addition of Major Restorative Procedures – Dentures, Partial Plates, Crowns and Caps - on a 50/50 co-insurance basis within the existing $2,000.00 annual maximum. (vi) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,300.00 1,500.00 per month, to age 65, but is not retroactive. Effective November 27, 2006, 2/3 of earnings to a maximum of $1550.00 per month, to age 65, but is not retroactive. It is understood and agreed that employees on weekly indemnity as of September 30th, 1980 or who have exceeded their weekly indemnity benefits shall not be entitled to long term disability benefits. It is further understood and agreed that persons receiving long term disability benefits as of the date of ratification shall continue to receive benefits under provisions of the former Collective Agreement for the period of such disability. (vii) Vision care Care of $180.00 230.00 every 24 months effective November 27, 19992004. Vision Care of $235.00 every 24 months effective November 27, 2005. Vision Care of $240.00 every 24 months effective November 27, 2006.