Common use of Health and Welfare Benefit Plans Clause in Contracts

Health and Welfare Benefit Plans. A. Effective January 1, 2016, Current Employees, 2009 New Hires, 2012 New Hires and 2015 New Hires shall be eligible to participate in the benefit plans, programs and policies, identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 11, 2015, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x AT&T Dental Program (management provisions except as noted in Exhibit 1) x x x AT&T Vision Program (management provisions except as noted in Exhibit 1) x x x AT&T CarePlus – A Supplemental Benefit Program x x x AT&T Group Life Insurance Program for Active Employees* x x x AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program x AT&T Commuter Benefit Policy x x x AT&T Adoption Reimbursement Policy x x x AT&T Voluntary Benefits Platform** x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 20162018, Current Employees, 2009 New Hires, 2012 New Hires and 2015 New Hires NIC Employees shall be eligible to participate in the same benefit plans, programs and policies, policies identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 11July 23, 20152016, as described in the applicable SPDs and SMMs, except as noted hereinherein and in Exhibit 1. Plan/Program/Policy NIC Tier 2 Current Employees & 2009 NIC Tier 2 Pre- 2011 Current Employees NIC Tier 2 New Hires 2012 New Hires 2015 New Hires NIC Tier 1 Employees AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x (bargained provisions) X X X X AT&T Dental Program (management provisions except as noted in Exhibit 1provisions) x x x X X X X AT&T Vision Program (management provisions except as noted in Exhibit 1provisions) x x x X X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X X AT&T Group Life Insurance Program for Active Employees* x x x X X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 X X X X AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x X X X X AT&T Disability Income Program x for Bargained Employees X X AT&T Disability Income Program X X AT&T Leaves of Absence Policy X X X X AT&T Employee Assistance Program X X X X AT&T Commuter Benefit Policy x x x X X X X AT&T Adoption Reimbursement Policy x x x X X X X AT&T Voluntary Benefits Platform** x x x X X X X *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time-to-time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 20162020, Current Employees, 2009 New Hires, 2012 New Hires, 2015 New Hires and 2015 2018 New Hires shall be eligible to participate in the benefit plans, programs and policies, identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 1114, 20152018, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires & 2018 New Hires AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x AT&T Dental Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x AT&T Vision Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x AT&T CarePlus – A Supplemental Benefit Program x x x AT&T Group Life Insurance Program for Active Employees* x x x AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x *Reprinted From 2018 AT&T CWA Agreement By and Between Certain Business Operating Units and Divisions of AT&T Corp Article 19 – Benefit Plans, Programs, and Policies AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program Program** x AT&T Commuter Benefit Policy x x x AT&T Adoption Reimbursement Policy x x x AT&T Voluntary Benefits Platform** Platform x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify Management provisions as described in the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the UnionSummary Plan Description.

Health and Welfare Benefit Plans. A. Effective January 1, 20162022, Current Employees, 2009 New Hires, 2012 2013 New Hires Hires, 2017 New Hires, and 2015 2021 New Hires shall be eligible to participate in the benefit plans, programs and policies, policies identified in the chart below by an “x”X, with the plan terms, conditions and provisions which were in effect on April 1110, 20152021, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 2013 New Hires 2015 2017 New Hires & 2021 New Hires AT&T Corp. Employee Southwest Medical Program x x x AT&T Employee Assistance Program x x x X X X AT&T Dental Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x X X X AT&T Vision Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X AT&T Group Life Insurance Program for Active Employees* x x x Employees1 X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants as of 5/1/2012) x Article 19 X AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x X X X AT&T Disability Income Program x for Southwest Bargained Employees X X AT&T Disability Income Program2 X AT&T Leaves of Absence Policy X X X AT&T Commuter Benefit Policy x x x Program X X X AT&T Adoption Reimbursement Policy x x x Program X X X AT&T Employee Assistance Program X X X AT&T Voluntary Benefits Platform** x x x *This Platform X X X 1This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the Union2Effective on April 9, 2017.

Health and Welfare Benefit Plans. A. Effective January 1, 20162014, Current Employees, 2009 New Hires, 2012 New Hires and 2015 2013 New Hires shall be eligible to participate in the benefit plans, programs and policies, policies identified in the chart below by an “x”X, with the plan terms, conditions and provisions which were in effect on April 116, 20152013, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 2013 New Hires AT&T Corp. Employee Medical Program x x x and Group Life Insurance Plan – CustomCare (AT&T Employee Assistance Program x x x Southwest Medical Program*) X X X AT&T Dental Program Plan (management provisions except as noted in Exhibit 1legacy T, SE, and MW CWA provisions) x x x X X X AT&T Vision Program Plan (management provisions except as noted in Exhibit 1legacy T and SE CWA provisions) x x x X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X AT&T Medical and Group Life Insurance Plan – Group Life Insurance X X X AT&T Supplementary Group Life Insurance Program for Active Employees* x x x X X X AT&T Dependent Group Life Insurance Program X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants as of 5/1/2012) x Article 19 X X AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x X X X AT&T Disability Income Program x for Southwest Bargained Employees X X X AT&T Leaves of Absence Policy X X X AT&T Commuter Benefit Policy x x x Program X X X AT&T Adoption Reimbursement Policy x x x Program X X X AT&T Employee Assistance Plan (AT&T Employee Assistance Program*) X X X AT&T Voluntary Benefits Platform** x x x X X X *This These names will be implemented in the restatement of the medical program includes Supplemental Life Insurance and Dependent Life Insurance provisions. SPDs to be issued during 2013 **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time-to-time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 20162018, Current Employees, 2009 New Hires, 2012 2013 New Hires and 2015 2017 New Hires shall be eligible to participate in the benefit plans, programs and policies, policies identified in the chart below by an “x”X, with the plan terms, conditions and provisions which were in effect on April 118, 20152017, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 2013 New Hires 2015 2017 New Hires AT&T Corp. Employee Southwest Medical Program x x x AT&T Employee Assistance Program x x x X X X AT&T Dental Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x X X X AT&T Vision Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X AT&T Group Life Insurance Program for Active Employees* x x x Employees1 X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants as of 5/1/2012) x Article 19 X AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x X X X AT&T Disability Income Program x for Southwest Bargained Employees X X AT&T Disability Income Program2 X AT&T Leaves of Absence Policy X X X AT&T Commuter Benefit Policy x x x Program X X X AT&T Adoption Reimbursement Policy x x x Program X X X AT&T Employee Assistance Program X X X AT&T Voluntary Benefits Platform** x x x *This Platform X X X 1This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the Union2Effective on April 9, 2017.

Health and Welfare Benefit Plans. A. Effective January 1, 20162013, Current Employees, 2009 New Hires, 2012 New Hires and 2015 2012 New Hires shall be eligible to participate in the benefit plans, programs and policies, identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 117, 20152012, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires AT&T Corp. Employee Medical Program x x x AT&T Expense Plan for Occupational Employees includes Employee Assistance Program x x x AT&T Dental Program Plan (management provisions except as noted in Exhibit 1provisions) x x x AT&T Vision Program Plan (management provisions except as noted in Exhibit 1provisions) x x x AT&T CarePlus – A Supplemental Benefit Program x x x AT&T Medical and Group Life Insurance Plan – Group Life Insurance x x x AT&T Supplementary Group Life Insurance Program for Active Employees* x x x AT&T Dependent Group Life Insurance Program x x x AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 x AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program Arrangement Plan x x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program x AT&T Commuter Benefit Policy Program x x x AT&T Adoption Reimbursement Policy Program x x x AT&T Voluntary Benefits Platform** x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. (A) Effective January 1, 2016, Current Employees, 2009 New Hires, 2012 New Hires and 2015 New Hires shall be eligible to participate in the benefit plans, programs and policies, policies identified in the chart below by an “x”X, with the plan terms, conditions and provisions which were in effect on April 11, 2015, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires AT&T Corp. Midwest Bargained Employee Medical Program x x x AT&T Employee Assistance Program x x x X X X AT&T Dental Program (management provisions except as noted provided in Exhibit 1Attachment A) x x x X X X AT&T Vision Program (management provisions except as noted provided in Exhibit 1Attachment A) x x x X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X AT&T Group Life Insurance Program for Active Employees* x x x X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants as of 5/1/2012) x Article 19 X AT&T Flexible Spending Account Plan x x x X X X AT&T Health Reimbursement Account Program x x X X (SSP Onlyonly) Legacy AT&T Midwest Disability Benefits Program x x X X AT&T Disability Income Program x (management provisions, except as provided in Attachment A) X Midwest Leaves of Absence Policy X X X AT&T Commuter Benefit Policy x x x X X X AT&T Adoption Reimbursement Policy x x x X X X AT&T Employee Assistance Program X X X AT&T Voluntary Benefits Platform** x x x *X X X * This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. *** The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time-to-time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 20162020, Current Employees, 2009 New Hires, 2012 New Hires, 2015 New Hires and 2015 2018 New Hires shall be eligible to participate in the benefit plans, programs and policies, identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 1114, 20152018, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires & 2018 New Hires AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x AT&T Dental Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x AT&T Vision Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x AT&T CarePlus – A Supplemental Benefit Program x x x AT&T Group Life Insurance Program for Active Employees* x x x AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program Program** x AT&T Commuter Benefit Policy x x x AT&T Adoption Reimbursement Policy x x x AT&T Voluntary Benefits Platform** Platform x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify Management provisions as described in the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the UnionSummary Plan Description.

Health and Welfare Benefit Plans. A. Effective January 1, 2016, Current Employees, 2009 New Hires, 2012 New Hires and 2015 New Hires shall be eligible to participate in the benefit plans, programs and policies, identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 11, 2015, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x AT&T Dental Program (management provisions except as noted in Exhibit 1) provisions x x x AT&T Vision Program (management provisions except as noted in Exhibit 1) provisions x x x AT&T CarePlus – A Supplemental Benefit Program x x x AT&T Group Life Insurance Program Employees* for Active Employees* x x x AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program x AT&T Commuter Benefit Policy x x x AT&T Adoption Reimbursement Policy x x x AT&T Voluntary Benefits Platform** x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 20162022, Current Employees, 2009 New Hires, 2012 2013 New Hires Hires, 2017 New Hires, and 2015 2021 New Hires shall be eligible to participate in the benefit plans, programs and policies, policies identified in the chart below by an “x”X, with the plan terms, conditions and provisions which were in effect on April 1110, 20152021, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 2013 New Hires 2015 2017 New Hires & 2021 New Hires AT&T Corp. Employee Southwest Medical Program x x x AT&T Employee Assistance Program x x x X X X AT&T Dental Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x X X X AT&T Vision Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X AT&T Group Life Insurance Program for Active Employees* x x x Employees1 X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants as of 5/1/2012) x Article 19 X AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x X X X AT&T Disability Income Program x for Southwest Bargained Employees X X AT&T Disability Income Program2 X AT&T Leaves of Absence Policy X X X AT&T Commuter Benefit Policy x x x Program X X X AT&T Adoption Reimbursement Policy x x x Program X X X AT&T Voluntary Benefits Platform** x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify the Employee Assistance Program X X X AT&T Voluntary Benefits Platform X X X benefit plans, programs and policies on the same terms and conditions which were in effect on April 10, 2021 including DTV employees, with 2021 New Hires receiving the same benefits as 2017 New Hires, until the benefits identified in Paragraph 1.A. above become effective, subject to changes to benefits resulting from time the operation of existing plan provisions and amendments necessary due to time or discontinue without further discussions with changes in the Unionlaw.

Health and Welfare Benefit Plans. A. Effective January 1, 20162015, Current Employees, 2009 New Hires, 2012 New Hires and 2015 New Hires NIC Employees shall be eligible to participate in the same benefit plans, programs and policies, policies identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 11July 13, 20152013, as described in the applicable SPDs and SMMs, except as noted hereinherein and in Exhibit 1. Memorandum of Agreement Plan/Program/Policy NIC Tier 2 Current Employees & 2009 NIC Tier 2 Pre- 2011 Current Employees NIC Tier 2 New Hires 2012 New Hires 2015 New Hires NIC Tier 1 Employees AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x Plan X X X X AT&T Dental Program Plan (management provisions except as noted in Exhibit 1provisions) x x x X X X X AT&T Vision Program (management provisions except as noted in Exhibit 1provisions) x x x X X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X X AT&T Medical and Group Life Insurance Plan – Group Life Insurance X X X X AT&T Supplementary Group Life Insurance Program for Active Employees* x x x X X X X AT&T Dependent Group Life Insurance Program X X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 X X X X AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x X X X X AT&T Disability Income Program x X X AT&T Disability Income Program for Bargained Employees X X AT&T Leaves of Absence Policy X X X X AT&T Employee Assistance Program X X X X AT&T Commuter Benefit Policy x x x Program X X X X AT&T Adoption Reimbursement Policy x x x Program X X X X AT&T Voluntary Benefits Platform** x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. *X X X X *The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time-to-time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 2016201 4, Current Employees, 2009 New Hires, 2012 New Hires and 2015 201 2 New Hires shall be eligible to participate in the benefit plans, programs and policies, policies identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 117, 2015201 2, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires AT&T Corp. Employee East Medical Program x x x X X X AT&T Employee Assistance Program x x x AT&T X X X SNET Active Unit Health Plan - Dental Program (management provisions except as noted in Exhibit 1) x x x AT&T Plan X X X SNET Active Unit Health Plan - Vision Program (management provisions except as noted in Exhibit 1) x x x Plan X X X AT&T CarePlus – A Supplemental Benefit Program x x x X X X AT&T Group Medical and Life Insurance Program for Active Employees* x x x Plan - Life Insurance X X X AT&T Life Insurance X X X AT&T Life Insurance X X X AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 X X AT&T Flexible Spending Account Plan x x x X X X AT&T East Benefits X X X AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program x Plan X SNET Leaves of Absence X X X AT&T Commuter Benefit Policy x x x X X X AT&T Adoption Reimbursement Policy x x x X X X AT&T Voluntary Benefits Platform*** x x x X X X . . *This Thls name change from the SNET Active Bargaining Unit Employee Health Plan Will be implemented In the restatement of the medical program includes Supplemental Life Insurance SPDs to be issued during 201 3. **Effective April 1 , 201 3, the SNET Employee and Dependent Life Insurance provisionsFamily Assistance Program provisions of the medical program will be provided under the AT&T Employee Assistance Program. ***The Company may unilaterally modify the AT&T Voluntary Benefits Platform from time to time-to-time or discontinue without further discussions with the Union.

Health and Welfare Benefit Plans. A. Effective January 1, 20162023, Current Employees, 2009 New Hires, 2012 New Hires, 2015 New Hires and 2015 2022 New Hires shall be eligible to participate in the benefit plans, programs and policies, identified in the chart below by an “x”, with the plan terms, conditions and provisions which were in effect on April 119, 20152022, as described in the applicable SPDs and SMMs, except as noted herein. Plan/Program/Policy Current Employees & 2009 New Hires 2012 New Hires 2015 New Hires & 2022 New Hires AT&T Corp. Employee Medical Program x x x AT&T Employee Assistance Program x x x AT&T Dental Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x AT&T Vision Program (management provisions except as noted in Exhibit 1Bargained Employees) x x x AT&T CarePlus – A Supplemental Benefit Program x x x AT&T Group Life Insurance Program for Active Employees* x x x AT&T Consolidated Long-Term Care Insurance Plan (closed to new entrants 5/1/2012) x Article 19 AT&T Flexible Spending Account Plan x x x AT&T Health Reimbursement Account Program x x (SSP Only) Legacy AT&T Disability Benefits Program x x AT&T Disability Income Program Program** x AT&T Commuter Benefit Policy x x x AT&T Adoption Reimbursement Policy x x x AT&T Voluntary Benefits Platform** Platform x x x *This program includes Supplemental Life Insurance and Dependent Life Insurance provisions. **The Company may unilaterally modify Management provisions as described in the AT&T Voluntary Benefits Platform from time to time or discontinue without further discussions with the UnionSummary Plan Description.