Common use of Health and Welfare Benefits Medical Insurance Clause in Contracts

Health and Welfare Benefits Medical Insurance. The District provides a medical program that consists of a portfolio of PPO plans, HMO plans and Consumer Driven Health Plan (CDHP). Employees will have the option to enroll in any plan and the District will pay an amount equal to 100% of the cost of the CDHP or equivalent premium for the applicable category (employee, employee plus one or employee plus family). Employees choosing to enroll in a plan that costs more than the CDHP or equivalent plan will pay the differ‐ ence through payroll deduction, on a pre‐tax basis. Health Savings Account (HSA) HSA is only available to employees enrolled in CDHP or equivalent (Account Based Health Plan, High Deductible Health Plan). Employees enrolled in CDHP may contribute to their HSA through payroll deductions, on a pre‐tax basis. The District makes an annual HSA contribution of $2,200 to employees who have chosen non‐ Kaiser CDHP and HSA as the savings tool to assist with their current and future medical expenses. The District makes an annual HSA contribution of $3,300 to employees who have chosen Kaiser CDHP and HSA as the savings tool. Employees will have the option to receive the District HSA contribution in two lump sums in January and in July or equally distributed over course of the year. If the employee chooses lump sum payments and terminates, the prepaid amount is prorated and deducted from their final paycheck. New enrollments in CDHP or equivalent during the calendar year, if accompanied by HSA, will result in a prorated District contribution.