Common use of Insured Benefits Clause in Contracts

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1, 2001 dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 15.00 (single) and $35.00 25.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $200.00 500.00 per individual) and an eye exam effective April 1, 2002, will include vision care to a maximum of $150.00 (from 90.00) every 24 months and hearing aide allowance acquisition introduce Generic Drug Substitution unless medically indicated otherwise. Effective January 1st 2005, vision care to increase to $175.00 every 36 24 months. Reimbursement Effective October 11th 2005, eye exams every second year to a maximum of $40.00 per employee. Existing provisions for prescribed drugs covered by the Plan private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement, to full-time contribute towards the premium coverage of participating eligible employees only)in the active employ of the Hospital under the insurance plans set out below, subject to their respective terms and conditions including any enrolment requirements. (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Services of a chiropractor will be covered up to an annual maximum of $375.00 and services of a licensed or registered physiotherapist will be covered up to an annual maximum of $375.00. In addition to the standard benefits, effective the first deduction date the month after the award coverage will include: Vision Care to a maximum of $300 every 24 months plus bi-annual eye exams as well as a hearing aid allowance (cost of acquisition per individual every 36 months). Existing provision for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute one hundred percent (100% %) of the billed billed-premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect effect, providing the balance of the monthly premium Premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1) providing the balance of the monthly premium is paid by the employee through payroll deduction., 2001 dental Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionmaximum. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement to contribute towards the premium coverage of participating regular full-time employees only)in the active employ of the Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) a. The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) b. The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $300.00 per individual), and vision care (maximum $200.00 and an eye exam every 24 months months). The Hospital will reimburse an employee who is currently enrolled in the Hospital’s Extended Health Care Plan and hearing aide allowance acquisition every 36 monthsupon proof of an original receipt, up to $60 per twenty-four (24) month period, for eye examination. Reimbursement for prescribed drugs covered by eye exams does not apply to employee’s family member(s) or retired employees. The Hospital reserves the right to change the method of reimbursement for eye exams. For example claims for reimbursement for eye exams will be made in the same manner as those for eye glasses, through our current extended health benefit carrier. Existing provisions for private duty nursing services contained in the present Extended Health Care Plan will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is ninety (90) eight (8) hour shifts in a documented adverse reaction to the generic drugcalendar year. (c) c. The Hospital agrees to contribute one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionseffect. (d) d. The Hospital agrees to contribute 75% fifty percent (50%) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. The Hospital's contribution to the Dental Plan will be updated from time to timeseventy-five percent (75%); effective November 1, 2001 . Increased dental recall including preventative services is every to nine (9) months; months and add Blue Cross rider Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; maximum and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-co- insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionmaximum. Maintain current ODA fee schedule. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $200.00 500.00 per individual) and an eye exam will include vision care to a maximum of $200 every 24 months and hearing aide allowance acquisition every 36 monthsintroduce mandatory Generic Drug Substitution unless medically indicated otherwise. Reimbursement The $200 vision care benefit may be used towards the purchase of laser eye surgery. Chiropractic and physiotherapy shall be covered to a maximum of $300 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (effective January 1, 2005; based on the current previous year’s ODA fee schedule as it may be updated from time to time); effective November schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2001 dental 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective May 22, 2015 vision care will increase to $300. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement to contribute towards the premium coverage of participating regular full-time employees only)in the active employ of the Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) a. The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) b. The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $300.00 per individual), and vision care (maximum $200.00 and an eye exam every 24 months months). The Hospital will reimburse an employee who is currently enrolled in the Hospital’s Extended Health Care Plan and hearing aide allowance acquisition every 36 monthsupon proof of an original receipt, up to $60 per twenty-four (24) month period, for eye examination. Reimbursement for prescribed drugs covered by eye exams does not apply to employee’s family member(s) or retired employees. The Hospital reserves the Plan right to change the method of reimbursement for eye exams. For example claims for reimbursement for eye exams will be based on made in the cost of the lowest priced therapeutically equivalent generic version of the drugsame manner as those for eye glasses, unless there is a documented adverse reaction to the generic drugthrough our current extended health benefit carrier. (c) c. The Hospital agrees to contribute one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionseffect. (d) d. The Hospital agrees to contribute 75% fifty percent (50%) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. The Hospital's contribution to the Dental Plan will be updated from time to timeseventy-five percent (75%); effective November 1, 2001 . Increased dental recall including preventative services is every to nine (9) months; months and add Blue Cross rider Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; maximum and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-co- insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionmaximum. Maintain current ODA fee schedule. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Corporation agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible full-time employees only)in the active employ of the Corporation under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements. Effective June 1, 2005, Part-time employees who transfer or who are promoted to a full-time position and who have worked five hundred and twenty (520) regular hours will not be required to serve the waiting periods under this Article. (a) The Hospital Corporation agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital Corporation under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital Corporation agrees to contribute 75% one hundred percent (100%) of the billed premiums towards coverage of eligible employees in the active employ of the Corporation under the amended Blue Cross Extended Health Care benefits or comparable coverage with another carrier providing for $25.00 (single) and $50.00 (family) deductible. In addition to the standard benefits, coverage will include vision care (maximum $150.00 every 24 months) as well as a hearing aide allowance (lifetime maximum $500.00 per individual). Effective June 1, 2005, reimbursement for dispensing fees in the case of prescription drugs will be capped at $8.00 per prescription, drug coverage will be amended to remove reimbursement for prescribed drugs that are otherwise available for purchase without a prescription (over the counter or off the shelf) and the plan will provide for generic drug substitution unless otherwise indicated by the employee’s physician. Note that the dispensing fee cap will be $10.50 per prescription in Beardmore, Red Rock, Nipigon, Geraldton, Longlac and Nakina. The dispensing fee cap will be $9.50 per prescription in Xxxxxxxxx, Terrace Bay, Marathon, and Manitouwadge. Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety (90) eight-hour shifts in any calendar year. The Corporation agrees to provide benefits coverage for the cost of the services of a chiropractor and a physiotherapist. (c) The Corporation agrees to pay one hundred percent (100%) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital Corporation under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid provided by the employee through payroll deductionsCorporation. (d) The Hospital Corporation agrees to contribute 75% one hundred percent (100%) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital Corporation under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current prior year ODA fee schedule as it may be updated from time to time); effective November . Effective June 1, 2001 2005, dental recall including preventative services is examination will be eligible once every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11, 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November January 1, 2001 dental 2005 based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1, 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement, to full-time contribute towards the premium coverage of the participating eligible employees only)in the active employ of the Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements. (a) The Hospital agrees to pay 100% contribute seventy-five percent (75%) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision In addition to the standard benefits, effective October 2010 coverage will include vision care to a of maximum $200.00 and an 225.00 every 24 months. This shall increase to $275.00 in October 2011. Charges incurred for eye exam examination by a duly licensed ophthalmogist or optometrist every 24 months that are deemed to be reasonable and customary per insured effective the first month following ratification. As well a hearing aide aid allowance acquisition will apply every 36 monthsmonths to a lifetime maximum of $500.00. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. The dispensing fee will be capped at $10.00 per prescription. Effective October 2010 services of a chiropractor will be covered up to an annual maximum of $350; and services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350. b) Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety (90) eight (8) hour shifts in any calendar year. c) The Hospital agrees to contribute one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionscomparable coverage. (d) The Hospital agrees to contribute seventy-five (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule scheduled as it may be updated from time to time); effective November 1, 2001 dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. Dental recall will be every nine (9) months, the addition of: Blue Cross Rider #2 (or equivalent) - complete and partial dentures at 50/50 co-insurance to an annual maximum of $1,000, Blue Cross Rider #3 – Orthodontics at 50/50 co- insurance with $1,500 maximum per insured lifetime effective the first month following ratification, Blue Cross Rider #4 (or equivalent) – crowns, bridgework and repairs at 50/50 co-insurance to a annual maximum of $2,000. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age Benefits Age 65 and who are in receipt Older: Semi-private hospital insurance and extended health care benefits will be extended to active full time employees from the age of sixty-five (65), and up to the Hospital's pension plan benefits employee’s seventieth (70th) birthday, on the same cost share basis as is provided applies to active those employees for semiunder the age of sixty-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employeesfive (65). (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement, to full-time contribute towards the. premium coverage of participating eligible employees only) (a) in the active employ of the Hospital under the insurance plans set out below, subject to their respective terms and conditions including enrolment requirements. The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) . The Hospital agrees to contribute percent (75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below%) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Extended Health Care Benefits or comparable coverage with another carrier providing for (single) and (family) deductible, providing the balance of monthly premiums are paid by the employee through payroll deductions. In addition to the standard benefits, effective December coverage shall include: Vision Care to a maximum of one hundred and fifty dollars ($150.00) each twenty-four months and the deductible shall be fifteen dollars ($15.00) single and five dollars ($25.00) family. Hearing aide allowance shall be the cost of acquisition per individual once every thirty-six (36) months and the deductible shall be fifteen dollars (15.00) single and twenty-five dollars ($25.00) family coverage. Existing provision for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety eight-hour shifts in any calendar year. The Hospital agrees to contribute one hundred percent (100%) of the billed-premium towards coverage of eligible employees the active employ of the Hospital under or such other group life insurance plan in effect, providing the balance of the monthly Premium is paid by the employee through payroll deduction. The Hospital agrees to contribute percent (75%) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1, 2001 dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as . Effective December Dental recall including preventative services is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.every nine

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1, 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11, 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); , effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1, 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to fullFull-time employees only)Time (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. A prescription cap of nine ($9.00) dollars was incorporated on the date of June 06, 2013 Services of a chiropractor will be covered up to an annual maximum of $300; and services of a licensed or registered physiotherapist will be covered up to an annual maximum of $300. Effective January 1, 2015, the annual maximum for the services of a chiropractor will be increased to $375. Effective January 1, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. In addition to the standard benefits, coverage will include vision care (maximum $300 every 24 months plus bi-annual eye exams) as well as a hearing aid allowance (cost of acquisition per individual every 36 months). Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety (90) eight (8) hour shifts in any calendar year. (c) The Hospital agrees to contribute one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan Group Life Insurance Plan currently in effect effect, providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1, 2001 dental ) providing the balance of the monthly premium is paid by the employee through payroll deduction. Dental recall including preventative services is every to nine (9) months; months and add Blue Cross rider ## 2 (or equivalent) [(complete and partial dentures] ) at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider ## 4 (or equivalent) [(crowns, bridgework, bridgework and repairs to same] ) at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionmaximum. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered to a maximum of Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Existing provisions for prescribed drugs covered by the Plan private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental recall including preventative services is every nine (92005; based on the previous year’s ODA fee schedule) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as . Effective April 1, 2002, Dental recall including preventative services is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.every nine

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement, to full-time contribute towards the premium coverage of participating eligible employees only) (a) in the active employ of the Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements. The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) . The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the amended Blue. Cross Extended Health Care benefits or comparable coverage with another carrier providing for ten dollars ($10) (single) and twenty dollars ($20) (family) deductible, providing the balance of monthly premiums are paid by the employee through payroll deductions. In addition to the standard benefits, effective the first deduction date the month after the award coverage will include vision care (maximum of every twenty-four (24) months plus bi- annual eye exams) as well as a hearing aid allowance (cost of acquisition per individual every months) and the deductible will be fifteen dollars ($15) (single) and twenty-five dollars ($25) (family). Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety (90) eight (8) hour shifts in any calendar year. The Hospital agrees to pay one-hundred percent (100%) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) deduction. The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1, 2001 dental ) providing the balance of the monthly premium is paid by the employee through payroll deduction. Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to one thousand dollars ($1000 1000) annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-co- insurance to one thousand dollars ($1000 1000) annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionmaximum. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11, 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1, 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (Effective December 7th, 2021: The following clause provision will appear in all collective agreements replacing any provision related to insured benefits that existed in the following language any percentage contribution by the Employer which is applicable greater than that contained in the following provision): The Employer agrees, during the term of the Collective Agreement, to full-time contribute towards the premium coverage of participating eligible employees only)in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Hospital Employer agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital Employer under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital Employer agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital Employer under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $375 for each service. Vision care maximum $300.00 every 24 months in addition to eye examinations biennially, and hearing aid acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Hospital Employer agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital Employer under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Hospital Employer agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Hospital Employer under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1carrier. Dental recall, 2001 dental recall including preventative services is services, every nine (9) 9 months; . The Employer also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; maximum and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Hospital Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the HospitalEmployer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November January 1, 2001 dental 2005 based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1, 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $200.00 500.00 per individual) and an eye exam will include vision care to a maximum of $200 every 24 months and hearing aide allowance acquisition every 36 monthsintroduce mandatory Generic Drug Substitution unless medically indicated otherwise. Reimbursement The $200 vision care benefit may be used towards the purchase of laser eye surgery. Chiropractic and physiotherapy shall be covered to a maximum of $300 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (effective January 1, 2005; based on the current previous year’s ODA fee schedule as it may be updated from time to time); effective November schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2001 dental 2002, Xxxxxx recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to fullFull-time employees only)employees: (a) The Hospital Company agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital Company under the Blue Cross SemiSun Life semi-Private Plan in effect as of September 28, 1993 private plans or comparable coverage with another carrier. (b) The Hospital Company agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital Company under the existing Blue Cross amended Sun Life Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Services of a chiropractor will be covered up to an annual maximum of $375 and services of a licensed or registered physiotherapist will be covered up to an annual maximum of $375. Vision care (maximum of $300 every 24 months plus bi-annual eye exams, which may be applied to laser eye surgery) as well as a hearing aid allowance (cost of acquisition per individual every 36 months.) Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of ninety (90) eight-hour shifts in any calendar year. (c) The Hospital Company agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital Company under HOOGLIP in effect as of September 28, 1993 Manulife or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital Company agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Sun Life Dental Plan in effect as of September 28, 1993 # 150141 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1, 2001 dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums Sun Life Dental Plan (or equivalent) is as follows: • Basic and Preventative dental work covered at 100% coinsurance (including but not limited to: cleaning, scaling, fillings, root canal) ▪ Nine (9) month dental recall ▪ Current dental fee guide ▪ No deductibles, no annual maximum • Major dental covered at 50% coinsurance (including crowns, bridges, complete and partial dentures) ▪ Annual maximum of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.$1000 plus another $1000 for dentures

Insured Benefits. (The following clause is applicable OPTIONS agrees, during the term of the Collective Agreement, to full-time employees only)contribute towards the premium coverage of participating eligible employees, in the active employ, under the insurance plans as set out below subject to their respective terms and conditions including any enrolment requirements. (a) The Hospital OPTIONS agrees to pay one hundred percent (100% %) of the billed premium towards toward coverage of eligible employees in the active employ of the Hospital under the Blue Cross Sunlife Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Effective July 1, 2009, the upgrade to Private hospital coverage is deleted. (b) The Hospital OPTIONS agrees to contribute 75% one-hundred percent (100%) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Sunlife Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended belowover the counter prescriptions will be excluded) or comparable coverage with another carrier providing for $22.50 30.00 (single) ), and $35.00 40.00 (family) annual deductible. For the purposes of the drug benefit plan, providing the balance employees will be reimbursed for dispensing fees up to a maximum of monthly premiums is paid by the employee through payroll deductions$7.00 per prescription. Vision Coverage will include vision care (maximum $200.00 and an eye exam 175.00 every 24 months months, contact lenses included) as well as a hearing aid allowance (lifetime maximum of $500.00 per individual) and hearing aide allowance acquisition every 36 monthschiropractic coverage (maximum of $300.00 per calendar year). Reimbursement for prescribed drugs covered by the Plan Effective July 1, 2009, dependent coverage will be based included to under age 25 dependents who are attending post secondary education on the cost a full time basis (proof required each year beyond 21 years). Provisions for private duty nursing services are limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital OPTIONS agrees to contribute one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital OPTIONS under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionseffect. (d) The Hospital OPTIONS agrees to contribute 75% one-hundred percent (100%) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital OPTIONS under the Blue Cross Sunlife #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November . Coverage will provide for dentures at 50% reimbursement to a maximum of $1,000.00/year and orthodontics at 50% reimbursement to a maximum of $2,500.00 in a lifetime. Effective July 1, 2001 2009: (a) dental recall including preventative services is for those age 18 and over will be covered every nine (9) 9 months; Blue Cross rider #2 (or equivalentb) [complete and partial dentures] at 50/50 co-insurance dependent coverage will be included to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached under age 65 and 25 dependents who are in receipt of the Hospital's pension plan benefits attending post secondary education on the same a full time basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees(proof required each year beyond 21 years). (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $200.00 500.00 per individual) and an eye exam effective February 27, 2011 will include vision care to a maximum of $225.00 every 24 months and hearing aide allowance acquisition every 36 monthsintroduce Generic Drug Substitution unless medically indicated otherwise. Reimbursement Effective February 27, 2012 the vision care will increase to $275.00, The vision care benefit may be used towards the purchase of laser eye surgery. Chiropractic shall be covered to a maximum of $300 per insured annually for prescribed drugs each service. Physiotherapy shall be covered by the Plan to a maximum of $300 per insured annually for each service. Effective February 27, 2011 Chiropractic and physiotherapy shall be covered to a maximum of $350 per insured annually for each service. Eye exams will be based on the cost paid once every two (2) years to a maximum of the lowest priced therapeutically equivalent generic version $40.00 per employee. Hearing tests will be paid once every two (2) years to a maximum of the drug, unless there $50.00 per employee. Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a documented adverse reaction to the generic drugmaximum of ninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing effect. Such insurance shall include benefits for accidental death and dismemberment in the balance principal amount equal to the amount of the monthly premium is paid by Group Life Insurance to which the employee through payroll deductionsis entitled. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November with a one (1) year lag) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective September 1, 2001 dental 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 1,000 annual maximum; and Blue Cross rider Rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 1,000 annual maximum. Orthodontic coverage at 50/50 co-insurance with a $1,000 maximum per insured lifetime providing the balance of the monthly premiums are paid by the employee employees through payroll deductiondeductions. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200.00 vision care may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective May 22, 2015 vision care will increase to $300. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause provision will appear in all collective agreements replacing any provision related to insured benefits that existed in the hospital’s expiring Collective Agreement, (subject to inserting in the following language any percentage contribution by the Hospital which is applicable greater than that contained in the following provision): The Hospital agrees, during the term of the Collective Agreement, to full-time contribute towards the premium coverage of participating eligible employees only)in the active employ of the Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $375 for each service. Vision care maximum $300.00 every 24 months in addition to eye examinations biennially, and hearing aid acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1carrier. Dental recall, 2001 dental recall including preventative services is services, every nine (9) 9 months; . The Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; maximum and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions services of a chiropractor and of a licensed or registered physiotherapist, psychologist, psychotherapist, social worker, psychoanalyst, family therapist, clinical counsellor, massage therapist, speech therapist, naturopath, acupuncturist, audiologist, dietician, occupational therapist, osteopath or osteopathic practitioner, podiatrist or chiropodist, will be covered to an annual combined maximum of $1000 per person. Vision care maximum $300.00 every 24 months in addition to eye examinations biennially, and hearing aid acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1carrier. Dental recall, 2001 dental recall including preventative services is services, every nine (9) 9 months; . The Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 a combined annual maximum of $2000, and a $2000 lifetime maximum for orthodontic services, providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay 100% agrees, during the term of the billed Collective Agreement to contribute towards the premium towards coverage of eligible participating regular full time employees in the active employ of the Hospital under the Blue Cross insurance plans set out below subject to their respective terms and conditions including any enrollment requirements: (a) The Hospital agrees to pay one hundred percent (100%) of the billed premium towards coverage of eligible regular full time employees in the active employ of the Hospital under the Ontario Health Insurance Plan. The Hospital agrees to pay one hundred percent (100%) of the billed premium towards coverage of eligible regular full time employees in the active employ of the Hospital under the Sun Life Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible regular full time employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) Sun Life benefits or comparable coverage with another carrier providing for $22.50 15.00 (single) and $35.00 25.00 (family) deductible, providing the balance of monthly premiums is are paid by the regular full time employee through payroll deductions. Vision In addition to the standard benefits, coverage will include vision care (maximum $200.00 and an eye exam 250.00 every 24 months, effective June 1, 2006) which will include eye exams and/or may be applied to offset cost of laser eye surgery as well as a hearing aid allowance (lifetime maximum $500.00 per individual). Effective June 1, 2006, coverage will include $300.00 per person, per practitioner, every 12 months for paramedical practitioners (Chiropractor, Physiotherapist, Speech Therapist, Massage Therapist). The changes in deductibles and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered benefit levels over the existing plan, including generic prescription drug substitution, unless specifically directed otherwise by the Plan employee’s physician, will be based on the cost of the lowest priced therapeutically equivalent generic version of the drugeffective December 1, unless there is a documented adverse reaction to the generic drug2001. (c) The Hospital agrees to contribute 100% ninety percent (90%) of the billed premium towards coverage of eligible regular full time employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the regular full time employee through payroll deductionsdeduction. Effective April 1, 1989, the Hospital’s contribution to the Group Life Insurance Plan will be 100% for all eligible employees. (d) The Hospital agrees to contribute 75% fifty percent (50%) of the billed premiums towards coverage of eligible regular full time employees in the active employ of the Hospital under the Blue Cross #9 Liberty Health Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (carrier; based on the current ODA fee schedule as it may and provide for recall oral examination to be updated from time to time); effective November 1, 2001 dental recall including preventative services is covered once every nine (9) monthsmonths (adults only); Blue Cross rider #2 (or equivalent) [complete and partial dentures] at orthodontics 50/50 co-co- insurance to with $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum per insured lifetime providing the balance of the monthly premiums are premium is paid by the regular full time employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of . Effective April 1, 1990, the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital ’s contribution to the billed premiums of active employeesDental Plan will be seventy-five percent (75%). (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable Hospital agrees, during the term of the Collective Agreement, to full-time contribute towards the premium coverage of the participating eligible employees only)in the active employ of the Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements. (a) The Hospital agrees to pay 100% contribute seventy-five percent (75%) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision In addition to the standard benefits, coverage will include vision care (to a of maximum $200.00 and an eye exam every 24 months and with $50 every two years for eye examinations per insured effective the first month following ratification) as well as a hearing aide aid allowance acquisition applied every 36 months. Reimbursement months to a lifetime maximum of $500.00. b) Existing provisions for prescribed drugs covered by the Plan private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight (8) hour shifts in any calendar year. (c) The Hospital agrees to contribute one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionscomparable coverage. (d) The Hospital agrees to contribute seventy-five (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule scheduled as it may be updated from time to time); effective November 1, 2001 dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. Dental recall will be every nine (9) months, the addition of: Blue Cross Rider #2 (or equivalent) - complete and partial dentures at 50/50 co-insurance to an annual maximum of $1,000, Blue Cross Rider #3 – Orthodontics at 50/50 co- insurance with $1,500 maximum per insured lifetime effective the first month following ratification, Blue Cross Rider #4 (or equivalent) – crowns, bridgework and repairs at 50/50 co-insurance to a annual maximum of $1,500. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age Benefits Age 65 and who are in receipt Older: Semi-private hospital insurance and extended health care benefits will be extended to active full time employees from the age of sixty-five (65), and up to the Hospital's pension plan benefits employee’s seventieth (70th) birthday, on the same cost share basis as is provided applies to active those employees for semi-private, extended health care and dental benefits. The Hospital will contribute under the same portion towards the billed premiums age of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employeessixty- five (65). (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental recall including preventative services is every nine (92005; based on the previous year’s ODA fee schedule) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as . Effective April 1, 2002, Dental recall including preventative services is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.every nine

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental recall including preventative services is every nine (92005; based on the previous year’s ODA fee schedule) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as . Effective April 1, 2002, Dental recall including preventative services is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.every nine

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Xxxxxx recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 vision care will increase to $225. Effective October 11, 2011 vision care will increase to $275. Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered to a maximum of $350 per insured annually for each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services is covered. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Existing provisions for prescribed drugs covered by the Plan private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental recall including preventative services is every nine (92005; based on the previous year’s ODA fee schedule) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are premium is paid by the employee through payroll deduction. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as . Effective April 1, 2002, Xxxxxx recall including preventative services is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.every nine

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 15.00 (single) and $35.00 25.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $200.00 500.00 per individual) and an eye exam effective April 1, 2002, will include vision care to a maximum of $150.00 (from 90.00) every 24 months and hearing aide allowance acquisition introduce Generic Drug Substitution unless medically indicated otherwise. Effective January 1st 2005, vision care to increase to $175.00 every 36 24 months. Reimbursement Effective October 11th 2005, eye exams every second year to a maxium of $40.00 per employee. Existing provisions for prescribed drugs covered by the Plan private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (effective January 1, 2005; based on the current previous year’s ODA fee schedule as it may be updated from time to time); effective November schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2001 dental 2002, Xxxxxx recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-co- insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-co- insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce Generic Drug Substitution unless medically indicated otherwise. Effective February 27, 2011 vision care will increase to $225.00 every 36 24 months and effective February 27, 2012 vision care will increase to $275.00 every 24 months. Reimbursement The $200.00 vision care benefit may be used towards the purchase of laser eye surgery. Chiropractic shall be covered to a maximum of $300 per insured annually for prescribed drugs each service. Physiotherapy shall be covered by the Plan to a maximum of $300 per insured annually for each service. Effective February 27, 2011 Chiropractic and Physiotherapy shall be covered to a maximum of $350 per insured annually for each service. Eye exams will be based on the cost paid once every two (2) years to a maximum of the lowest priced therapeutically equivalent generic version $40.00 per employee. Hearing tests will be paid once every two (2) years to a maximum of the drug, unless there $50.00 per employee. Existing provisions for private duty nursing services contained in present extended health care plans will be amended to reflect that this benefit is limited to a documented adverse reaction to the generic drugmaximum of ninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing effect. Such insurance shall include benefits for accidental death and dismemberment in the balance principal amount equal to the amount of the monthly premium is paid by Group Life Insurance to which the employee through payroll deductionsis entitled. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November with a one (1) year lag) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective September 1, 2001 dental 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 1,000 annual maximum; and Blue Cross rider Rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 1,000 annual maximum. Orthodontic coverage at 50/50 co-insurance with a $1,000 maximum per insured lifetime providing the balance of the monthly premiums are paid by the employee employees through payroll deductiondeductions. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Vision care maximum $200.00 and an eye exam every 24 months and hearing aide allowance acquisition every 36 months. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $375 for each service. Retain superior conditions regarding physiotherapy and/or qualified sports therapist subject to reasonable and customary changes to services. Vision care maximum $300.00 every 24 months in addition to eye examinations biennially, and hearing aid acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); effective November 1carrier. Dental recall, 2001 dental recall including preventative services is services, every nine (9) 9 months; . The Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; maximum and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute 75% seventy-five percent (100%) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute 75% seventy-five percent (100%) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year‟s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) (a) The Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Vision care In addition to the standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to a maximum of $200.00 and an eye exam every 24 months and hearing aide allowance acquisition introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11th 2005, eye exams every 36 monthssecond year to a maximum of $40.00 per employee. Reimbursement Chiropractic and physiotherapy shall be covered to a maximum of $300.00 per insured annually for prescribed drugs each service. Effective October 11, 2011 Chiropractic and physiotherapy shall be covered by the Plan to a maximum of Existing provisions for private duty nursing services contained in present extended health care plans will be based on the cost amended to reflect that this benefit is limited to a maximum of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drugninety (90) eight-hour shifts in any calendar year. (c) The Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier (based on the current ODA fee schedule as it may be updated from time to time); ) (effective November January 1, 2001 dental 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services is every nine (9) months; Blue Cross rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum; and Blue Cross rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deductionper insured lifetime. (e) The Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Hospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.