Common use of Insured Benefits Clause in Contracts

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Employer agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall including preventative services to 9 months. The Employer also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Employer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Employer Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction In addition to the generic drug. Subject standard benefits, coverage will include hearing aid allowance (lifetime maximum $500.00 per individual) and will include vision care to superior conditions, services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 200 every 24 months and introduce mandatory Generic Drug Substitution unless medically indicated otherwise. The $200 vision care benefit may be used towards the purchase of laser eye surgery. Effective October 11, 2010 Vision Care will increase to $225. Effective October 11, 2011 Vision Care will increase to $275. Chiropractic and physiotherapy shall be covered to a maximum of $300 per insured annually for each service. Effective September 29October 11, 2014, the annual 2011 Chiropractic and physiotherapy shall be covered to a maximum of $350 per insured annually for the each service. Superior benefits and established caps are to be maintained in those hospitals where payment for one or more of these services of a chiropractor is covered. Existing provisions for private duty nursing services contained in present extended health care plans will be increased amended to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, reflect that this benefit is limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. ininety (90) A physiotherapist ii) A chiropractor, including one xeight-ray examination per hour shifts in any calendar year. Vision care maximum $300 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Employer Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carriercarrier (effective January 1, 2005; based on the previous year’s ODA fee schedule) providing the balance of the monthly premium is paid by the employee through payroll deduction. Effective April 1, 2002, Dental recall including preventative services to 9 is every nine (9) months. The Employer also agrees to contribute 75% of the billed premiums towards coverage of ; Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum maximum; and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum. Effective January 1st 2005, orthodontics at 50/50 coinsurance to $1,000.00 maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to timeper insured lifetime. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Employer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:requirements (the benefits of such a plan for dependent children shall continue to the age of 21, or 25 with proof of full-time enrollment in college or university): (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor and will be covered up to an annual maximum of $350; and, subject to superior conditions, services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service350. Effective September 29April 1, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29April 1, 20152014, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The Effective April 1, 2014, the annual maximum for the services of the following practitioners, limited a registered massage therapist will be increased to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year350. Vision care maximum $300 every 24 twenty-four (24) months in addition to eye examinations biennially, and hearing aide acquisition every 36 thirty-six (36) months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to 9 services, every nine (9) months. The Employer also Hospital agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-co- insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union. The Board notes that, in the unique circumstances addressed in this case, the award does not prejudice the parties with respect to any positions they have taken in this proceeding and is of no precedent value.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Employer agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, practitioners limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall including preventative services to 9 months. The Employer also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Employer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:) (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, conditions services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 375 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 300.00 every 24 months in addition to eye examinations biennially, and hearing aide aid acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to services, every 9 months. The Employer Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 a combined annual maximum of $2000, and a $2000 lifetime maximum for orthodontic services, providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:) (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, conditions services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 300.00 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to services, every 9 months. The Employer Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:requirements (the benefits of such a plan for dependent children shall continue to the age of 21, or 25 with proof of full-time enrollment in college or university): (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor will be covered up to an annual maximum of $350; and subject to superior conditions, services of a licensed or of registered physiotherapist will be covered up to an annual maximum of $350 for each service350. Effective September 29, 2014(first day of the month following the month in which ratification occurs), the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015(first day of the month following the month in which ratification occurs), the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The Effective (first day of the month following the month in which ratification occurs), the annual maximum for the services of the following practitioners, limited a registered massage therapist will be covered up to a an annual maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner350. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractorEffective September 29, including one x-ray examination per calendar year. Vision 2011, vision care maximum $300 300.00 every 24 twenty-four (24) months in addition to eye examinations biennially, and hearing aide acquisition every 36 thirty-six (36) months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to 9 services, every nine (9) months. The Employer also Hospital agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-co- insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union. The Board notes that, in the unique circumstances addressed in this case, the award does not prejudice the parties with respect to any positions they have taken in this proceeding and is of no precedent value.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:) (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, conditions services of a chiropractor and will be covered up to an annual maximum of $300; and, subject to superior conditions, services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year300. Vision care maximum $300 200.00 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to services, every 9 months. The Employer Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:. (a) The Employer Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for twenty-two dollars and fifty cents ($22.50 22.50) (single) and thirty-five dollars ($35.00 35.00) (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services Services of a chiropractor will be covered up to an annual maximum of three hundred dollars ($300); and services of a licensed or registered physiotherapist will be covered up to an annual maximum of three hundred dollars ($350 for each service300). Effective September 29January 1, 20142015, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29January 1, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The Extended Health Care Plan shall be amended to provide for a prescription drug dispensing fee cap of $9.00 per prescription. In addition to the standard benefits, coverage will include vision care (maximum of $250.00 every twenty-four (24) months plus bi-annual eye exams) (increase to $300.00 effective June 6, 2013) as well as a hearing aid allowance (cost of acquisition per individual every 36 months). Existing provisions for private duty nursing services of the following practitioners, contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. ininety (90) A physiotherapist ii) A chiropractor, including one x-ray examination per eight (8) hour shifts in any calendar year. Vision care maximum $300 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Employer Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carriercarrier (based on the current ODA fee schedule as it may be updated from time to time) providing the balance of the monthly premium is paid by the employee through payroll deduction. Dental recall including preventative services to 9 is every nine (9) months. The Employer also agrees to contribute 75% of the billed premiums towards coverage of ; Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to one thousand dollars ($1000 1000) annual maximum maximum; and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-co- insurance to one thousand dollars ($1000 1000) annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to timemaximum. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Employer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor will be covered up to an annual maximum of $300; and subject to superior conditions, services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service300. Effective September 29, 20142011, the annual maximum maximums for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a and licensed or registered physiotherapist will be increased to $375350. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 200 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Effective September 29, 2010 the vision care maximum will be increased to $250 every 24 months. Effective September 29, 2011 the vision care maximum will be increased to $300 every 24 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall including preventative services to 9 months. The Employer Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:‌ (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, conditions services of a chiropractor and will be covered up to an annual maximum of $300; and, subject to superior conditions, services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service300. Effective September 29, 20142011, the annual maximum maximums for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a and licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year350. Vision care maximum $300 200.00 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Effective September 29, 2010 the vision care maximum will be increased to $250.00 every 24 months. Effective September 29, 2011 the vision care maximum will be increased to $300.00 every 24 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to services, every 9 months. The Employer Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time full‑time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements: (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) . The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor will be covered up to an annual maximum of $300; and subject to superior conditions, services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service300. Effective September 29, 20142011, the annual maximum maximums for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a and licensed or registered physiotherapist will be increased to $375350. (The following clause is applicable to former NEMHC transferred employees as listed in Appendix 1:2) The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 200 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Effective September 29, 2010 the vision care maximum will be increased to $250 every 24 months. Effective September 29, 2011 the vision care maximum will be increased to $300 every 24 months. Vision care coverage can be used for laser eye surgery. (c) The Employer agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall including preventative services to 9 months. The Employer also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Employer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of the participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:. (a) The Employer Hospital agrees to pay 100% contribute seventy-five percent (75%) of the billed premium premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. In addition to the standard benefits, coverage will include vision care to a maximum of $275.00 every 24 months. In Year 2 (beginning October 2015) the vision care maximum will increase to $300 every 24 months. In Year 3 (beginning October 2016) the vision care maximum will increase to $325 every 24 months. Charges incurred for eye examination by a duly licensed ophthalmogist or optometrist every 24 months that are deemed to be reasonable and customary per insured effective the first month following ratification. As well a hearing aid allowance will apply every 36 months to a lifetime maximum of $500.00. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services The dispensing fee will be capped at $10.00 per prescription. Services of a chiropractor will be covered up to an annual maximum of $350; and in Year 1 services of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the and starting in Year 2 services of a licensed or registered physiotherapist or registered massage therapist will be increased covered up to a combined annual maximum of $375. The 350. b) Existing provisions for private duty nursing services of the following practitioners, contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of $25 per visit to a ninety (90) eight (8) hour shifts in any calendar year maximum of $1200 for each practitioner. A physician’s prescription is not requiredyear. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionscomparable coverage. (d) The Employer Hospital agrees to contribute seventy-five (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carriercarrier (based on the current ODA fee scheduled as it may be updated from time to time) providing the balance of the monthly premium is paid by the employee through payroll deduction. Dental recall including preventative services to 9 will be every nine (9) months. The Employer also agrees to contribute 75% of , the billed premiums towards coverage of addition of: Blue Cross Rider #2 (or equivalent) [- complete and partial dentures] dentures at 50/50 co-insurance to $1000 an annual maximum and of $1,000, Blue Cross Rider #3 – Orthodontics at 50/50 co- insurance with $1,500 maximum per insured lifetime effective the first month following ratification, Blue Cross Rider #4 (or equivalent) [– crowns, bridgework, bridgework and repairs to same] at 50/50 co-insurance to $1000 a annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time$2,000. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age Benefits Age 65 and who are in receipt Older: Semi-private hospital insurance and extended health care benefits will be extended to active full time employees from the age of sixty-five (65), and up to the Employer's pension plan benefits employee’s seventieth (70th) birthday, on the same cost share basis as is provided applies to active those employees for semiunder the age of sixty-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employeesfive (65). (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:) (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Semi- Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, conditions services of a chiropractor and of a licensed or registered physiotherapist will be covered up to an annual maximum of $350 375 for each service. Effective September 29, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The services of the following practitioners, limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year. Vision care maximum $300 300.00 every 24 months in addition to eye examinations biennially, and hearing aide aid acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to services, every 9 months. The Employer Hospital also agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:. (a) The Employer Hospital agrees to pay one hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute seventy-five percent (75% %) of the billed premium premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the existing amended Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) benefits or comparable coverage with another carrier providing for twenty-two dollars and fifty cents ($22.50 22.50) (single) and thirty-five dollars ($35.00 35.00) (family) deductible, providing the balance of monthly premiums is are paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services Services of a chiropractor will be covered up to an annual maximum of three hundred dollars ($300); and services of a licensed or registered physiotherapist will be covered up to an annual maximum of three hundred dollars ($350 300). The Extended Health Care Plan shall be amended to provide for each servicea prescription drug dispensing fee cap of $9.00 per prescription. Effective September 29January 1, 20142015, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29January 1, 2015, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The In addition to the standard benefits, coverage will include vision care (maximum of $250.00 every twenty-four (24) months) (increase to $300.00 effective June 6, 2013) and cost of eye exams as well as a hearing aid allowance (cost of acquisition per individual every 36 months) and the deductible will be fifteen dollars ($15) (single) and twenty-five dollars ($25) (family). Existing provisions for private duty nursing services of the following practitioners, contained in present extended health care plans will be amended to reflect that this benefit is limited to a maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. ininety (90) A physiotherapist ii) A chiropractor, including one x-ray examination per eight (8) hour shifts in any calendar year. Vision care maximum $300 every 24 months in addition to eye examinations biennially, and hearing aide acquisition every 36 months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute pay one-hundred percent (100% %) of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductionsdeduction. (d) The Employer Hospital agrees to contribute seventy-five percent (75% %) of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carriercarrier (based on the current ODA fee schedule as it may be updated from time to time) providing the balance of the monthly premium is paid by the employee through payroll deduction. Dental recall including preventative services to 9 is every nine (9) months. The Employer also agrees to contribute 75% of the billed premiums towards coverage of ; Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-insurance to one thousand dollars ($1000 1000) annual maximum maximum; and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-co- insurance to one thousand dollars ($1000 1000) annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to timemaximum. (e) The Employer will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the Employer's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union.

Insured Benefits. (The following clause is applicable to full-time employees only) Subject to any superior conditions: The Employer Hospital agrees, during the term of the Collective Agreement, to contribute towards the premium coverage of participating eligible employees in the active employ of the Employer Hospital under the insurance plans set out below subject to their respective terms and conditions including any enrolment requirements:requirements (the benefits of such a plan for dependent children shall continue to the age of 21, or 25 with proof of full-time enrollment in college or university): (a) The Employer Hospital agrees to pay 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross Semi-Private Plan in effect as of September 28, 1993 or comparable coverage with another carrier. (b) The Employer Hospital agrees to contribute 75% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under the existing Blue Cross Extended Health Care Benefits Plan in effect as of September 28, 1993 (as amended below) or comparable coverage with another carrier providing for $22.50 (single) and $35.00 (family) deductible, providing the balance of monthly premiums is paid by the employee through payroll deductions. Reimbursement for prescribed drugs covered by the Plan will be based on the cost of the lowest priced therapeutically equivalent generic version of the drug, unless there is a documented adverse reaction to the generic drug. Subject to superior conditions, services of a chiropractor will be covered up to an annual maximum of $350; and subject to superior conditions, services of a licensed or of registered physiotherapist will be covered up to an annual maximum of $350 for each service350. Effective September 29April 1, 2014, the annual maximum for the services of a chiropractor will be increased to $375. Effective September 29April 1, 20152014, the annual maximum for the services of a licensed or registered physiotherapist will be increased to $375. The Effective April 1, 2014, the annual maximum for the services of the following practitioners, limited a registered massage therapist will be covered up to a an annual maximum of $25 per visit to a calendar year maximum of $1200 for each practitioner. A physician’s prescription is not required. i) A physiotherapist ii) A chiropractor, including one x-ray examination per calendar year350. Vision care maximum $300 300.00 every 24 twenty-four (24) months in addition to eye examinations biennially, and hearing aide acquisition every 36 thirty-six (36) months. Vision care coverage can be used for laser eye surgery. (c) The Employer Hospital agrees to contribute 100% of the billed premium towards coverage of eligible employees in the active employ of the Employer Hospital under HOOGLIP in effect as of September 28, 1993 or such other group life insurance plan currently in effect providing the balance of the monthly premium is paid by the employee through payroll deductions. (d) The Employer Hospital agrees to contribute 75% of the billed premiums towards coverage of eligible employees in the active employ of the Employer Hospital under the Blue Cross #9 Dental Plan in effect as of September 28, 1993 or comparable coverage with another carrier. Dental recall recall, including preventative services to 9 services, every nine (9) months. The Employer also Hospital agrees to contribute 75% of the billed premiums towards coverage of Blue Cross Rider rider #2 (or equivalent) [complete and partial dentures] at 50/50 co-co- insurance to $1000 annual maximum and Blue Cross Rider rider #4 (or equivalent) [crowns, bridgework, and repairs to same] at 50/50 co-insurance to $1000 annual maximum providing the balance of the monthly premiums are paid by the employee through payroll deduction. The dental plan fee schedule for services for the dental plan benefits provided above shall be based on the current ODA fee schedule as it may be updated from time to time. (e) The Employer Hospital will provide equivalent coverage to all employees who retire early and have not yet reached age 65 and who are in receipt of the EmployerHospital's pension plan benefits on the same basis as is provided to active employees for semi-private, extended health care and dental benefits. The Employer Hospital will contribute the same portion towards the billed premiums of these benefits plans as is currently contributed by the Employer Hospital to the billed premiums of active employees. (f) A copy of all current master policies of the benefits referred to in this Article shall be provided to the Union. The Board notes that, in the unique circumstances addressed in this case, the award does not prejudice the parties with respect to any positions they have taken in this proceeding and is of no precedent value.