Investment Strategy Proposal. You acknowledge and agree that if you receive an Investment Strategy Proposal (“Proposal”), that the Proposal is not a contract. Rather, the Proposal is intended to be a summary of an investment philosophy and process, providing guidance for you, your Consultant and the Managers. The investment strategy described in the Proposal should reflect your desired investment goals and philosophy in terms of an investment objective. Your investment strategy should be reviewed periodically in relation to your economic and financial situation and investment objectives. It is understood that there can be no guarantee about the attainment of any particular goals or investment objectives. The Proposal Summary, which is part of the Proposal, includes a summary of your investment selections as well as the applicable fee schedule(s). The Proposal Summary may be incorporated by reference and become part of your Agreement. You understand and acknowledge that the Proposal is based on information you provided with respect to your current financial situation and needs. You also understand that you should contact your Consultant when your financial situation or investment objectives change, to discuss what, if any, changes would be appropriate at such time. Circumstances that would trigger a re-evaluation of your portfolio may include, but are not limited to: retirement, loss of employment, change in income, inheritance, marriage, divorce, birth of a child or a child entering college. The targeted asset allocation contained in the Proposal is simply one of several possible asset mixes that may be suitable for you. The universe of possible asset classes that may be included in the targeted asset allocation is limited to those asset classes that are included in the tools used to create the Proposal. Therefore, other asset classes that may be suitable for your financial situation may not be included in the targeted asset allocation. In addition, the investment selections presented in the Proposal are examples of how you may choose to implement the targeted asset allocation. There may be other investments that may be more appropriate to implement your investment strategy.
Investment Strategy Proposal. You acknowledge and agree that if you receive an Investment Strategy Proposal (“Proposal”), that the Proposal is not a contract. Rather, the Proposal is intended to be a summary of an investment philosophy and process, providing guidance for you, your Consultant and the Managers. The investment strategy described in the Proposal should reflect your desired investment goals and philosophy in terms of an investment objective. Your investment strategy should be reviewed periodically in relation to your economic and financial situation and investment objectives. It is understood that there can be no guarantee about the attainment of any particular goals or investment objectives. You understand and acknowledge that the Proposal is based on information you provided with respect to your current financial situation and needs. You also understand that you should contact your Consultant when your financial situation or investment objectives change, to discuss what, if any, changes would be appropriate at such time. Circumstances that would trigger a re-evaluation of your portfolio may include, but are not limited to: retirement, loss of employment, change in income, inheritance, marriage, divorce, birth of a child or a child entering college. The targeted asset allocation contained in the Proposal is simply one of several possible asset mixes that may be suitable for you. The universe of possible asset classes that may be included in the targeted asset allocation is limited to those asset classes that are included in the tools used to create the Proposal. Therefore, other asset classes that may be suitable for your financial situation may not be included in the targeted asset allocation. In addition, the investment selections presented in the Proposal are examples of how you may choose to implement the targeted asset allocation. There may be other investments that may be more appropriate to implement your investment strategy.
