Common use of LONG TERM DISABILITY PROGRAM Clause in Contracts

LONG TERM DISABILITY PROGRAM. Effective January 1, 2016 the non-duty disability benefit provisions of the Pension Plan will not apply, and employees will be covered instead by the Long Term Disability (“LTD”) Program described in this Section. Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy control, including the insurance policy preexisting condition provision for employees with less than 12 months of service, except as specifically provided below. When full-time or part-time employees are sick or injured, they may be eligible for benefits through the Long-Term Disability Policy which provides employees with sixty percent (60%) of their pay to age sixty-five (65) in accordance with the following: i. The Employer shall provide LTD coverage for all full-time and regular part- time employees covered by this Agreement. This coverage shall become effective following the completion of one hundred and eighty (180) days of active service as defined in the insurance policy. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) monthly. ii. These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. The Employee is considered disabled during the first twenty-four (24) months of benefits if, solely because of injury or sickness, they are unable to perform the material duties of their regular occupation, and unable to earn eighty percent (80%) or more of their regular earnings from working in their regular occupation. vi. After Disability Benefits have been payable for twenty-four (24) months, the Employee is considered disabled if, solely due to injury or sickness, they are (1) unable to perform the material duties of any occupation for which they are, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) of more of their earnings (as defined in the LTD program document or insurance policy).

LONG TERM DISABILITY PROGRAM. Effective January 1, 2016 the non-duty disability benefit provisions of the Pension Plan will not apply, and employees will be Employees covered instead by this Agreement are covered by the Long Term Disability (“LTD”) Program described in this SectionSection instead of the non-duty disability benefit provisions of the Pension Plan. Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy controlcontrol except as specifically provided below, including the insurance policy preexisting condition provision for employees with less than 12 twelve (12) months of service, except as specifically provided below. When full-time or part-time employees are an employee is sick or injured, they may be eligible for benefits through the Long-Long- Term Disability Policy which provides employees with sixty percent (60%) of their pay to age sixty-five (65) 65 in accordance with the following: i. The Employer shall provide LTD coverage for all full-time and regular part- time employees covered by this Agreement. This coverage shall become effective following the completion of one hundred and eighty (180) days of active service as defined in the insurance policy. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) monthly. ii. These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. The Employee is considered disabled during the first twenty-four (24) months of benefits if, solely because of injury or sickness, they are he/she is unable to perform the material duties of their his/her regular occupation, and unable to earn eighty percent (80%) or more of their his/her regular earnings from working in their his/her regular occupation. vi. After Disability disability Benefits have been payable for twenty-four (24) months, the Employee is considered disabled if, solely due to injury or sickness, they are he/she is (1) unable to perform the material duties of any occupation for which they arehe/she is, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) of more of their his/her earnings (as defined in the LTD program document or insurance policy).

LONG TERM DISABILITY PROGRAM. Effective January 1, 2016 , the non-duty disability benefit provisions of the Pension Plan will not apply, and employees will be covered instead by the Long Term Disability (“LTD”) Program described in this Section. Section Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy controlcontrol except as specifically provided below, including the insurance policy preexisting pre-existing condition provision for employees with less than 12 twelve (12) months of service, except as specifically provided below. When full-time or part-time employees are sick or injured, they may be eligible for benefits through the Long-Term Disability Policy which provides employees with sixty percent (60%) of their pay to age sixty-five (65) in accordance with the following:. i. The Employer shall provide LTD coverage for all full-time and regular part- part-time employees covered by this Agreement. This coverage shall become effective following the completion of one hundred and eighty (180) 180 days of active service as defined in the insurance policy. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) 5,000 monthly. ii. These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. The Employee is considered disabled during the first twenty-four (24) months of benefits if, solely because of injury or sickness, they are the employee is unable to perform the material duties of their regular occupation, and unable to earn eighty percent (80%) or more of their regular earnings from working in their regular occupation. vi. After Disability Benefits have been payable for twenty-four (24) months, the Employee is considered disabled if, solely due to injury or sickness, they are the employee is (1) unable to perform the material duties of any occupation for which they arethe employee is, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) of more of their earnings (as defined in the LTD program document or insurance policy).

LONG TERM DISABILITY PROGRAM. Effective January 1, 2016 the non-duty disability benefit provisions of the Pension Plan will not applyapply to employees in the Collective Bargaining Unit, and those employees will be covered instead by the Long Term Disability (“LTD”) Program described in this Section. Terms of the insurance policy control except as specifically provided below, including the insurance policy preexisting condition provision for employees with less than twelve (12) months of service. Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy control, including the insurance policy preexisting condition provision for employees with less than 12 months of service, except as specifically provided below. When full-time or part-time employees are sick or injured, they may be eligible for benefits through the Long-Term Disability Policy which provides employees with sixty percent (60%) % of their pay to age sixty-five (65) 65 in accordance with the following: i. (a) The Employer shall provide LTD coverage for all full-time and regular part- part-time employees covered by this Agreement. This coverage shall become effective following the completion of one hundred and eighty (180) days of active service as defined in the insurance policy. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) 5,000 monthly. ii. (b) These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. (c) This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. (d) The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. (e) The Employee is considered disabled during the first twenty-four (24) 24 months of benefits if, solely because of injury or sickness, they are he/she is unable to perform the material duties of their his/her regular occupation, and unable to earn eighty percent (80%) % or more of their his/her regular earnings from working in their his/her regular occupation. vi. (f) After Disability Benefits disability benefits have been payable for twenty-four (24) 24 months, the Employee is considered disabled if, solely due to injury or sickness, they are he/she is (1) unable to perform the material duties of any occupation for which they arehe/she is, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) % of more of their his/her earnings (as defined in the LTD program document or insurance policy).

LONG TERM DISABILITY PROGRAM. Effective January 1, 2016 2016, the non-duty disability benefit provisions of the Pension Plan will not apply, and employees will be covered instead by the Long Term Disability (“LTD”) Program described in this Section. Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy controlcontrol except as specifically provided below, including the insurance policy preexisting condition provision for employees with less than 12 months of service, except as specifically provided below. When full-time or part-time employees are sick or injured, they may be eligible for benefits through the Long-Term Disability Policy which provides employees with sixty percent (60%) of their pay to age sixty-five (65) 65 in accordance with the following: i. (a) The Employer shall provide LTD coverage for all full-time and regular part- part-time employees covered by this Agreement. This coverage shall become effective following the completion of one hundred and eighty (180) 180 days of active service as defined in the insurance policy. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) 5,000 monthly. ii. (b) These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. (c) This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. (d) The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. (e) The Employee is considered disabled during the first twenty-four (24) months of benefits if, solely because of injury or sickness, they are he is unable to perform the material duties of their his regular occupation, and unable to earn eighty percent (80%) or more of their his regular earnings from working in their his regular occupation. vi. (f) After Disability Benefits have been payable for twenty-four (24) months, the Employee is considered disabled if, solely due to injury or sickness, they are he is (1) unable to perform the material duties of any occupation for which they arehe is, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) of more of their his earnings (as defined in the LTD program document or insurance policy).

LONG TERM DISABILITY PROGRAM. Effective January 1, 2016 the non-duty disability benefit provisions of the Pension Plan will not applyapply to employees in the Collective Bargaining Unit, and those employees will be covered instead by the Long Term Disability (“LTD”) Program described in this Section. Terms of the insurance policy control except as specifically provided below, including the insurance policy preexisting condition provision for employees with less than twelve (12) months of service. Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy control, including the insurance policy preexisting condition provision for employees with less than 12 months of service, except as specifically provided below. When full-time or part-time employees are sick or injured, they may be eligible for benefits through the Long-Term Disability Policy which provides employees with sixty percent (60%) % of their pay to age sixty-five (65) 65 in accordance with the following: i. (a) The Employer shall provide LTD coverage for all full-time and regular part- part-time employees covered by this Agreement. This coverage shall become Coverage becomes effective the first day of the month following the completion of one hundred and eighty (180) days of active service as defined employee’s most recent hire date subject to the provisions in the insurance policybenefit policy document. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) 5,000 monthly. ii. (b) These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. (c) This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. (d) The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. (e) The Employee is considered disabled during the first twenty-four (24) 24 months of benefits if, solely because of injury or sickness, they are the employee is unable to perform the material duties of their regular occupation, and unable to earn eighty percent (80%) % or more of their regular earnings from working in their regular occupation. vi. (f) After Disability Benefits disability benefits have been payable for twenty-four (24) 24 months, the Employee is considered disabled if, solely due to injury or sickness, they are the employee is (1) unable to perform the material duties of any occupation for which they arethe employee is, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) % of more of their earnings (as defined in the LTD program document or insurance policy).

LONG TERM DISABILITY PROGRAM. Effective on the later of January 1, 2016 or 31 days after the date on which this Agreement is ratified by the County Board of Commissioners, the non-duty disability benefit provisions of the Pension Plan will not apply, and employees will be covered instead by the Long Term Disability (“LTD”) Program described in this Section; provided, however, that an employee who is employed by the County on January 1, 2016 but is not actively at work on that date will continue to be covered by all of the non-duty disability provisions of the Pension Plan until the employee returns to active work status or the employee’s employment with the County terminates. An employee employed by the County on January 1, 2016 who is disqualified from benefits under the LTD Program under the “preexisting disability” provision of the insurance policy, and who has ten (10) years of credited pension plan service as of the date of the disqualification, will also continue to be covered by all of the non-duty disability provisions of the Pension Plan as to that disability, until the employee would no longer be disqualified from an LTD Program benefit due to the insurance policy preexisting duty disability provision. Leaves under this Section are unpaid except for the benefits provided by this Section, and employees do not accrue length of service under this Agreement or the Pension Plan while on LTD leave. Terms of the insurance policy control, including the insurance policy preexisting condition provision for employees with less than 12 months of service, control except as specifically provided below. When full-time or part-time employees are sick or injured, they may be eligible for benefits through the Long-Term Disability Policy which provides employees with sixty percent (60%) of their pay to age sixty-five (65) in accordance with the following: i. The Employer shall provide LTD coverage for all full-time and regular part- time employees covered by this Agreement. This coverage shall become effective following the completion of one hundred and eighty (180) days of active service as defined in the insurance policy. Employees who are determined to be eligible for disability benefits shall receive weekly indemnity payments consisting of sixty percent (60%) of their normal gross straight time wages up to five thousand dollars ($5,000) monthly. ii. These benefits shall be payable from the 180th day of disability due to accident, hospitalization or illness. iii. This benefit will be offset by any benefit entitlement under Workers’ Compensation, Social Security, “no-fault” personal injury protection and personal sick and accident insurance, and any other disability benefit program or other compensation as defined by the insurance carrier. iv. The County reserves the right to select an insurance carrier to provide this benefit at substantially the same level. v. The Employee is considered disabled during the first twenty-four (24) months of benefits if, solely because of injury or sickness, they are he is unable to perform the material duties of their his regular occupation, and unable to earn eighty percent (80%) or more of their his regular earnings from working in their his regular occupation. vi. After Disability Benefits have been payable for twenty-four (24) months, the Employee is considered disabled if, solely due to injury or sickness, they are he is (1) unable to perform the material duties of any occupation for which they arehe is, or may reasonably become, qualified based on education, training or experience; and (2) unable to earn sixty percent (60%) of more of their earnings (as defined in the LTD program document or insurance policy).and