MEMBERSHIP AND ACCOUNT AGREEMENT. This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement (Credit Union). In this Agreement, the words “you,” “your,” and “
MEMBERSHIP AND ACCOUNT AGREEMENT. This Agreement covers your and our rights and responsibilities concerning Accounts the Light Commerce Credit Union (“Credit Union”) offers. In this Agreement, the words “you” and “yours” mean anyone who signs an Account Card or Account Change Card (Account Card). The words “we”, “us”, and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union. Your account type(s) and ownership features are designated on your Account Card. By signing an Account Card, each of you, jointly and severally, agree to the terms and conditions in this Agreement and Account Card, the Funds Availability Policy Disclosure, Truth- in-Savings Disclosure, Electronic Fund Transfers Agreement and Disclosure, Privacy Disclosure, or and any Account Receipt accompanying this Agreement, and the Credit Union's Bylaws and policies, and any amendments to these documents from time to time which collectively govern your Membership and Accounts.
MEMBERSHIP AND ACCOUNT AGREEMENT. This Membership and Account Agreement outlines the privileges and liabilities of Michigan State University Federal Credit Union (MSUFCU) and our members regarding the accounts and services we offer. In this Agreement, the words “we,”“us,” and “our” refer to MSUFCU. The words “you” and “yours” mean any member of MSUFCU. Your account plan(s) and the characteristics of your ownership rights are specified in your Membership Agreement. Your signature(s) on the Membership Agreement indicates your agreement, jointly and individually, to the terms and conditions stated in this Membership and Account Agreement, the Membership Application, the Truth-in-Savings Disclosure, the Fee Schedule, the Rate Schedule, any Account Receipt included with this Agreement, the MSUFCU Bylaws, Policies and Procedures, and any changes made periodically to these terms and conditions, which collectively dictate your membership and accounts.
MEMBERSHIP AND ACCOUNT AGREEMENT. This Agreement covers the rights and responsibilities concerning your Accounts and the rights and responsibilities of the credit union providing this agreement (credit union). In this Agreement, the words “you” and “yours” mean anyone who signs an Account Card or Account Change Card (account card or any other account opening document). The words “we,” “us,” and “our” mean the credit union. The word “ac- count” means any one or more share or other accounts you have with the credit union. Your account type(s) and ownership features are designated on your Account Card. By signing an Account Card, each of you, jointly and severally, agree to the terms and conditions in this Agreement and Account Card, the Funds Availability Policy Disclo- sure, Truth-in-Savings Disclosure, Electronic Funds Transfer Agreement and Disclo- sure, Privacy Notice Disclosure and any Account Receipt accompanying this Agreement, and the credit union’s bylaws and policies, and any amendments to these documents from time to time which collectively govern your membership and ac- counts. You agree that we may waive, in our sole discretion, any fee, charge, term, or condi- tion set forth in this Agreement at the time the account is opened or subsequent thereto, on a one-time basis or for any period or duration without changing the terms of the agreement or your obligation to be bound by the Agreement, and we are not ob- ligated to provide similar waivers in the future or waive our rights to enforce the terms of this Agreement. We reserve the right to correct any errors to your account. This agreement supersedes any other verbal or written agreements you may have received in the past.
MEMBERSHIP AND ACCOUNT AGREEMENT. This Agreement is the contract of deposit, which covers your and our rights and responsibilities concerning Membership and Account(s) offered to you. In this Agreement, the words "you" and "
MEMBERSHIP AND ACCOUNT AGREEMENT. This agreement covers the rights and responsibilities of both parties concerning accounts we offer. In this Membership and Account Agreement ("Agreement"), the words "you" and "
MEMBERSHIP AND ACCOUNT AGREEMENT. This agreement covers the rights and responsibilities of both parties concerning accounts we offer. In this agreement, the words "you" and "yours" mean anyone who signs a Membership and Account Application, Account Card, Account Update or Change Card, or similar document (collectively referred to as "Account Card"). The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more share or other accounts you have with us. The word "savings" means any share account you have with us. The word "
MEMBERSHIP AND ACCOUNT AGREEMENT. This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement (Credit Union). In this Agreement, the words “you,” “your,” and “yours” mean any- one who signs an Account Card, Account Change Card, or any other account opening document (Account Card), or for whom membership and/or service re- quests are approved through the Credit Union’s online application and authenti- cation process. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share or deposit accounts you have with the Credit Union. Your account type(s) and ownership features are designated by you on your Ac- count Card or through the Credit Union’s online application and authentication process. By signing an Account Card or authenticating your request, each of you, jointly and severally, agree to the terms and conditions in this Agreement, and any Account Card, Funds Availability Policy Disclosure, Truth-in-Savings Disclosure, Electronic Fund Transfers Agreement and Disclosure, Privacy Disclosure, or Ac- count Receipt accompanying this Agreement, the Credit Union Bylaws or Code of Regulations (Bylaws), Credit Union policies, and any amendments made to these documents from time to time that collectively govern your membership, accounts and services.
MEMBERSHIP AND ACCOUNT AGREEMENT. This Agreement covers your and our rights and responsibilities concerning Accounts the Credit Union offers. In this Agreement, the words “you” and “your” mean anyone who signs an Account Card or Account Change Card (Account Card). The words “Credit Union”, “we,” “us,” and “our” mean First Basin Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union. To join the Credit Union you must meet the membership requirements as set forth in the Credit Union’s Bylaws or established from time to time by the Credit Union’s Board of Directors. You authorize us to check your account, credit, and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request. The USA PATRIOT Act requires First Basin to identify potential members before opening an account. We are unable to open accounts for individuals who cannot or will not provide the required information and documentation, which may include a valid Social Security Number. The following are some examples of identification accepted by First Basin Credit Union: US driver’s license; state issued identification card; passport with photo and in English; US Military or Civil Service ID card, active or retired; Texas concealed handgun license; passport card; resident alien or permanent resident card (green card).
MEMBERSHIP AND ACCOUNT AGREEMENT. This Membership and Account Agreement outlines the privileges and liabilities of Michigan State University Federal Credit Union (MSUFCU) and our members regarding the accounts and services we offer. In this Membership and Account Agreement, the words “we,”“us,” and “our” refer to MSUFCU. The words “you” and “yours” mean any account owner of MSUFCU. Your account plan(s) and the characteristics of your ownership rights are specified in your Membership and Account Agreement. Your signature(s) on your account application (including your electronic signature through an electronic application process) indicates your agreement, jointly and individually, to the terms and conditions stated in this Membership and Account Agreement, the Membership Application, the Truth in Savings and Funds Availability Disclosure, the Service Fee Schedule, the Current Dividends rate sheet, any Account Receipt included with this Membership and Account Agreement, the MSUFCU Bylaws, Policies and Procedures, and any changes made periodically to these terms and conditions, which collectively dictate your membership and accounts. This Membership and Account Agreement includes an arbitration provision and a class action waiver in section 52 (Arbitration Agreement).
