Seatbelt Benefit. This benefit is equal to the lesser of 10% of the life insurance benefit or $10,000. This benefit is payable if the insured dies as the result of a private passenger car accident while properly wearing a seatbelt. The driver of the vehicle must be a licensed driver who was unimpaired at the time of the accident. An official accident report or an investigative officer must verify the seatbelt was in use at the time of the accident.
Seatbelt Benefit. We will pay a benefit under this rider when the Covered Person dies as the result of a covered accident, and the death benefit is payable under this Policy. The accident causing death must occur while the Covered Person is operating, or riding as a passenger in, an Automobile and wearing a properly fastened, original, factory-installed seatbelt. The amount payable under this rider is 20% of the Covered Person’s Principal Sum to a maximum of $25,000. Air Bag Benefit. We will pay an additional 10% of the Covered Person’s Principal Sum to a maximum of $10,000 under this rider if a Seatbelt Benefit is payable under this rider, and if the Covered Person is positioned in a seat protected by a properly functioning, original, factory-installed Supplemental Restraint System that inflates on impact. Verification of the actual use of the seatbelt at the time of the accident and that the Supplemental Restraint System inflated properly upon impact must be a part of an official report of the accident or be certified, in writing, by the investigating officer(s). In the case of a child, seatbelt/airbag means a child restraint, as required by the state law and approved by the National Highway Traffic Safety Administration, properly secured and being used as recommended by its manufacturer for children of like age and weight at the time of the accident. Automobile means a self-propelled private passenger motor vehicle with four or more wheels which is of a type both designed and required to be licensed for use on the highways of any state or country. Automobile includes, but is not limited to, a sedan, station wagon, or jeep-type vehicle, or a motor vehicle of the pickup, van, camper or motor home type. Automobile does not include a mobile home or any motor vehicle which is used in mass or public transit. Supplemental Restraint System means an airbag which inflates for added protection to the head and chest areas. All other terms and conditions of the Policy and Certificate shall remain unchanged. LIFE INSURANCE COMPANY OF NORTH AMERICA Xxxxx X. Xxxxx, President TL-007132 LIFE INSURANCE COMPANY OF NORTH AMERICA AMENDATORY RIDER This rider amends the policy or certificate to which it is attached. It is in force only while the policy is in force.. In return for the premium, the following benefit is added: CHILD CARE CENTER BENEFIT We will pay this benefit if the Insured Employee or Insured Spouse:
