Skip Tracing. If the Servicer becomes aware (through notification or otherwise), on or before the 89th day of delinquency, that a Borrower or Co-Borrower's address is invalid, it must undertake skip-tracing activities as listed below. If it becomes aware of such invalidity after the 89th day of delinquency, it must promptly notify XXXX. Any required skip-tracing must be completed prior to claim filing. The Servicer will attempt to locate the Borrower or Co-Borrower through the following skip-tracing techniques: - Calling directory assistance - One attempt to reach each reference on the application* - One attempt to reach each Borrower and Co-Borrower on the application - Calling the Borrower or Co-Borrower's place of employment, when known. If a place of employment has informed the Servicer that they will not validate information or that the Borrower is no longer employed there, then the Servicer is no longer required to call the place of employment. - Conducting a social security search through at least one national credit reporting agency * This is required activity for the Borrower's references only The Servicer may cease skip-tracing efforts if its attempts to locate the Borrower or Co-Borrower through the above techniques fail. In the case of an invalid phone number, the Servicer will continue to contact the Borrower by mail unless the address is also determined to be invalid. The Servicer may perform skip-tracing activities inadvertently omitted during the 1-89 day delinquency buckets if such activities are completed no later than the date the claim is filed. Such performance of omitted skip-tracing activities will preclude denial of a claim based on the prior omission Skip-tracing performed during a prior delinquency period of a loan, but not during the 120-day delinquency period leading immediately to the filing of a guaranty claim, will satisfy the Servicer's due diligence obligations if the particulars are included in the account history provided to XXXX as part of the claim package.
Skip Tracing. The Collections Department engages in skip tracing, with the extent of the effort dependent on the account’s balance and delinquency. Such efforts might include accessing the National Change of Address file, credit bureau report information, skip tracing services provided by outside vendors, or other methods deemed to be cost effective and in compliance with any legal restrictions.
Skip Tracing. XXX will provide skip trace services where required to locate debtors current address for all Accounts.
Skip Tracing. Agency, in the general course of its operations, provides initial skip tracing of the Accounts, in order to locate the debtor for whom a current address is not available. Client understands and agrees that this process shall be limited to an automated review of certain national databases. [ X ] Client agrees that in the event that certain accounts require additional and more advanced skip-tracing in order to locate the debtor, Client will reimburse Agency for the cost of such activities, not to exceed $3.00 per account. Such reimbursement shall be made from collection proceeds on a monthly basis.
Skip Tracing. Once an account has been referred for collections, the Consultant utilizes a multi-tiered national skip tracing process. The Consultant uses numerous national skip tracing vendors. These vendors can provide information ranging from customers’ social security numbers, space available on credit cards, mortgages, employment and many other vital statistics that gives the Consultant the best chance to contact and secure payments on a client’s account. The Consultant’s process and multiple data sources results in obtaining the most current available information as quickly and effectively as possible. The multi-tiered skip-tracing process is structured so that the most cost effective and successful tools are initially employed.
Skip Tracing. If the Administrator’s initial attempts to contact any Eligible Driver are unsuccessful because of a telephone number that is inoperable, a DocuSign Envelope ID: 00C84B2A-24C4-43A9-9977-407EC90FB213 live person indicating the administrator dialed the wrong number, or a text message, an email, or a mailed notice that is undeliverable, the Administrator shall conduct a skip trace search to locate last-known contact information for that Eligible Driver. Within 30 days of receiving any notices returned as undeliverable, or of any other indication that its initial attempt to contact an Eligible Driver has failed, the Administrator will conduct a skip trace and then attempt to contact the Eligible Driver using such additional contact information identified by such skip tracing.
