Tenants Legal Liability. Legal liability for unintentional property damage caused directly to premises or their contents which you are using, renting or have in your custody or control. You are not insured:
a. For liability you have assumed by contract unless your legal liability would have applied even if no contract had been in force. You are not insured for claims made against you from:
b. Wear and tear or deterioration;
c. Dampness or dryness of atmosphere, condensation, extremes of temperature, exposure to light, contamination, change in colour, rust, corrosion, mould, dry or wet rot;
d. Loss or damage to tools, bicycles or sporting equipment where the loss or damage is due to their use;
e. Loss or damage to electrical devices or appliances caused by electrical currents other than lightning, unless fire ensues, and then only for the resulting damage;
f. Loss or damage to watercraft, motorized vehicles or aircraft;
g. Loss or damage caused by animals, birds or fish;
h. Loss or damage to real or personal property while undergoing any process or while actually being worked upon, but resulting damage to other property is insured;
i. Any event, unless sudden and accidental;
j. Loss or damage occurring after your dwelling or unit has, to your knowledge, been vacant for more than 30 consecutive days. We do not insure:
k. Loss or damage caused by water unless the loss or damage resulted from:
1) the sudden and accidental discharge or overflow of water from public water mains carrying drinking water;
2) the sudden and accidental discharge or overflow of water or steam from within a plumbing, heating, sprinkler or air conditioning system, domestic appliance, aquarium, water bed, swimming pool or equipment attached;
3) freezing of any part of a plumbing, heating, sprinkler or air conditioning system, domestic appliance, aquarium, water bed, swimming pool or equipment attached, which is located inside an insured building heated during the usual heating season;
4) water which enters through an opening which has been created suddenly and accidentally by an insured peril.
Tenants Legal Liability. Legal liability for unintentional property damage to premises, or their contents, which you are using, renting or have in your custody of control caused by fire, explosion, water escape or smoke. This means smoke due to a sudden, unusual, and faulty operation of any heating or cooking unit, in or on the premises, but, not smoke from fireplaces. Water escape has the same meaning as in Section I of this policy. You are not insured for liability you have assumed by contract, unless your legal liability would have applied even no contract had been in force.
Tenants Legal Liability. Legal liability for property damage to premises of others or the contents contained therein belonging to others, which you are using, renting or have in your custody or control, provided such property damage is caused by fire; explosion; sudden and accidental water damage including escape of water from a waterbed or aquarium, hot tub, whirlpool or swimming pool; or smoke; all as defined or limited in Section I. You are not insured for liability you have assumed by contract unless your legal liability would have applied even if no contract had been in force.
Tenants Legal Liability. Legal liability for unintentional property damage to premises, or their contents, which you are using, renting or have in your custody or control, caused by fire, explosion, water escape or smoke. This means smoke due to a sudden, unusual and faulty operation of any heating or cooking unit, in or on the premises, but not smoke from fireplaces. Water escape has the same meaning as in Section I of this policy. You are not insured for liability you have assumed by contract, unless your legal liability would have applied even if no contract had been in force.
Tenants Legal Liability. (Applicable only if You are a tenant in the Insured Home)
Tenants Legal Liability. This insurance applies only when a Tenants' Legal Liability Limit is indicated in the Declarations.
Tenants Legal Liability. The Tenants' Legal Liability – Any One Premises Amount of Insurance shown in the Declarations is the most we will pay under
Tenants Legal Liability. All risks tenant's legal liability insurance for the replacement cost value of the Demised Premises including loss of use thereof.
Tenants Legal Liability legal liability for property damage to residential premises or their contents which you are using, renting or have in your custody or control caused by the Insured Perils as described and limited in Section I respecting your particular Policy. You are not insured for liability you have assumed by contract unless your legal liability would have applied even if no contract had been in force.
