XXXXX PAK A Defined. This section pertains to teachers who work at least 76% (FTE) through full time. Teachers can choose between the three offered medical plans. The cost of medical insurance will be shared between the Board and the individual teachers. The Board will contribute a maximum amount toward medical insurance based on the Michigan Department of Treasury’s medical benefit plan annual cost limitations in effect at the beginning of this contract. The individual teacher will pay the remaining medical insurance costs.
XXXXX PAK A Defined. This section pertains to teachers who work at least 76% (FTE) through full time. Teachers can choose between the two offered medical plans. The cost of medical insurance will be shared between the Board and the individual teachers as detailed in the table below: Option 1 Total cost of insurance including estimated taxes Board contribution Teacher estimated contribution MESSA Choices II Visit copay: $5/$10/$25 Drug copay: $10/$20 In Network Deductible: $100/$200 Individual $9,114.95 $5,992.30 $3,122.65 Double $20,151.71 $12,531.75 $7,619.96 Family $25,007.87 $16,342.66 $8,665.21 Option 2 Total cost of insurance including deductible and estimated taxes Board contribution Teacher contribution MESSA ABC Plan 1 Visit copay: N/A Drug copay: Saver Rx In Network Deductible: $1300/$2600 Individual $8,104.59 $5,992.30 $2,112.29 Double $17,553.55 $12,531.75 $5,021.80 Family $21,138.79 $16,342.66 $4,796.13 The following insurance will be provided at no cost to the individual teachers: Dental Class I, II, III, annual maximum 75%, 75%, 50%, $1,000.00 Class IV, lifetime maximum 50%, $1,500.00 Riders 2 cleanings Vision VSP 3 Life Insurance Life Insurance $45,000.00 AD&D $45,000.00
