Mortgage advice. Whether you’re buying your first home, moving home, looking to re- mortgage or undertaking a product transfer, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. Service descriptions This service includes: • An initial meeting to find out more about you (we don’t charge for this initial meeting) • Agreeing your financial goals and objectives • Establishing your attitude to mortgage risk • Reviewing your current arrangements • Undertaking research to identify appropriate products • Providing a personalised report and recommendations • A face to face meeting to discuss our recommendations • Implementation of agreed recommendations
Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. We’ll only start work once we have agreed our services and charges with you. The Services Agreed (page 4) sets out the services we have agreed to provide and confirms how much this will cost. Our advice Mortgage advice Our mortgage services are limited to advising on first charge mortgage products only. We will consider all lenders we have access to before recommending a suitable mortgage product following an assessment of your personal needs and circumstances. This will include a detailed assessment of affordability. If there is a particular mortgage product that you are aware of which is available directly from a lender that you wish us to review and comment on, we are happy to do so. We may charge you a fee for providing advice in relation to this but would agree this with you at the time. If you require advice on a second charge mortgage this business, with your consent would be referred to a third party to provide full advice on the individual product selected.
Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. We’ll only start work once we have agreed our services and charges with you. We’ll give you a copy of our Client Agreement – Investment Mortgage and Protection (terms and conditions) which will set out the services we have agreed to provide and confirm how much this will cost. Our advice We offer independent investment advice. This means that we consider a wide range of financial strategies and products. We are constantly reviewing the market to ensure that the services and products we offer are appropriate for our clients. Where we recommend particular investment strategies and products to you, these will be selected based on your personal circumstances, financial goals and objectives. We’ll consider a number of factors, including the services you need, the cost of investing, how much risk you are prepared to accept in an investment product and how much of a drop in its value you could withstand. The areas we can advise on include: • Life assurance • Unit trusts • Investment bonds • Open ended investment companies • Pensions • ISAs • Annuities • Structured deposits • Phased retirement & income drawdown • Investment trusts • Term assurance • Enterprise investment schemes • Critical illness cover • Venture capital trusts • Income protection • Complex Retirement Advice • Bespoke Investment Advice • Structured products • Tax and Trust Planning* • Corporate Advice * Not all areas of Tax and Trust Planning are regulated by the Financial Conduct Authority. We don’t provide advice in relation to individual share holdings. If this is something you need assistance with, we can refer you to a stockbroker. We don’t provide advice on options, futures and other derivative contracts as we believe that these are unlikely to be suitable for our clients Our services may also include advice on investments relating to Unregulated Collective Investment Schemes (UCIS). Accordingly, you should carefully consider whether such investments are suitable for you in light of your personal circumstances and the financial resources available to you. We will not arrange transactions to purchase UCIS. For further details please refer to our client services brochure.
Examples of Mortgage advice in a sentence
We will provide you with advice and arrange the contract on your behalf after we have assessed your demands and needs for a particular type of insurance Mortgage advice We advise on mortgages for business and non-business purposes and first charge and second charge loans.
More Definitions of Mortgage advice
Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. We’ll only start work once we have agreed our services and charges with you. The Services Agreed (page 4) sets out the services we have agreed to provide and confirms how much this will cost. Our advice
Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. out the services we have agreed to provide and confirms how much this will cost. Our advice Mortgage advice Our mortgage services are limited to advising on first charge mortgage products only. We will consider all lenders we have access to before recommending a suitable mortgage product following an assessment of your personal needs and circumstances. This will include a detailed assessment of affordability. If there is a particular mortgage product that you are aware of which is available directly from a lender that you wish us to review and comment on, we are happy to do so. We may charge you a fee for providing advice in relation to this but would agree this with you at the time. If you require advice on a second charge mortgage this business, with your consent would be referred to a third party to provide full advice on the individual product selected.