Mortgage advice definition

Mortgage advice. Whether you’re buying your first home, moving home, looking to re- mortgage or undertaking a product transfer, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. Service descriptions This service includes: • An initial meeting to find out more about you (we don’t charge for this initial meeting) • Agreeing your financial goals and objectives • Establishing your attitude to mortgage risk • Reviewing your current arrangements • Undertaking research to identify appropriate products • Providing a personalised report and recommendations • A face to face meeting to discuss our recommendations • Implementation of agreed recommendations
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Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. We’ll only start work once we have agreed our services and charges with you. The Services Agreed (page 4) sets out the services we have agreed to provide and confirms how much this will cost. Our mortgage services are limited to advising on first charge mortgage products only. We will consider all lenders we have access to before recommending a suitable mortgage product following an assessment of your personal needs and circumstances. This will include a detailed assessment of affordability. If there is a particular mortgage product that you are aware of which is available directly from a lender that you wish us to review and comment on, we are happy to do so. We may charge you a fee for providing advice in relation to this but would agree this with you at the time. If you require advice on a second charge mortgage this business, with your consent would be referred to a third party to provide full advice on the individual product selected.
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Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. We offer independent investment advice. This means that we consider a wide range of financial strategies and products. We are constantly reviewing the market to ensure that the services and products we offer are appropriate for our clients. Where we recommend particular investment strategies and products to you, these will be selected based on your personal circumstances, financial goals and objectives. We’ll consider a number of factors, including the services you need, the cost of investing, how much risk you are prepared to accept in an investment product and how much of a drop in its value you could withstand. The areas we can advise on include: • Life assurance • Unit trusts • Investment bonds • Open ended investment companies • Pensions • ISAs • Annuities • Structured deposits • Phased retirement & income drawdown • Investment trusts • Term assurance • Enterprise investment schemes • Critical illness cover • Venture capital trusts • Income protection • Complex Retirement Advice • Bespoke Investment Advice • Structured products • Tax and Trust Planning* • Corporate Advice * Not all areas of Tax and Trust Planning are regulated by the Financial Conduct Authority. We don’t provide advice in relation to individual share holdings. If this is something you need assistance with, we can refer you to a stockbroker. We don’t provide advice on options, futures and other derivative contracts as we believe that these are unlikely to be suitable for our clients Our services may also include advice on investments relating to Unregulated Collective Investment Schemes (UCIS). Accordingly, you should carefully consider whether such investments are suitable for you in light of your personal circumstances and the financial resources available to you. We will not arrange transactions to purchase UCIS. For further details please refer to our client services brochure.
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Examples of Mortgage advice in a sentence

  • Services agreed Service Tick to confirm Details of agreed fee Mortgage advice Pay by commission Y / N £ Total agreed fee to be paid directly by you (if applicable) £ Protection planning advice Pay by commission Y / N £ Total agreed fee to be paid directly by you (if applicable) £ Other – specify details of work Pay by commission Y / N £ Declaration • I/We acknowledge that the client agreement will come into effect once it has been signed by all parties and will remain in force until terminated.

  • Mortgage advice is separate to our financial planning and ongoing financial planning services.

  • We are keen to stress the importance of seeking professional Mortgage advice and would recommend that an appointment be made to see Xxxx Xxxxxxx (Holmefield Financial Solutions), Mortgage and Protection Advisor by phoning her on 07540 536891 or e-mail Xxxx@xxxxxxxxxxxxxxxxxxx.xx.xx or by contacting any member of staff.

  • For Mortgage advice we provide independent mortgage advice offering advice from the whole of the market.

  • The implementation of this Budget Framework Paper is likely to face the following constraints:-•□Identifying sources of revenue for the District.•□Line Ministries honouring the FDS and allowing our Local Government to utilize resources as planned for using the 50% and 5% flexibility respectively.•□Fluctuating IPFs from Ministry of Finance, Planning and Economic Development•□Prolonged dry spells.

  • In 2017 Suzika completed and qualified as a mortgage advisor as part of her CPD, obtaining the London institute of Banking and Finance level 3 certificate in Mortgage advice and practice with a view to being better positioned as advise banks should the need arise in the legal professional context.

  • Our Mortgage advice and services usually incur a broker fee of £995 as detailed in our Initial Disclosure Document.

  • Service Tick to confirm Details of agreed fee Mortgage advice Agreed fee to be paid directly by you when a Decision in Principle (DIP) is ready to be submitted £250.00 Pay by commission (commonly known as procuration fee) from selected Lender Yes Protection planning advice Pay by commission (Tick to confirm) or Agreed fee to be paid directly by you I/We acknowledge that the client agreement will come into effect once it has been signed by all parties and will remain in force until terminated.

  • Our Mortgage advice and services usually incur a broker fee of £995.

  • For Mortgage advice our minimum fee will be £900 which will be discounted by any fee we receive from the mortgage lender.


More Definitions of Mortgage advice

Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. Our mortgage services are limited to advising on first charge mortgage products only. We will consider all lenders we have access to before recommending a suitable mortgage product following an assessment of your personal needs and circumstances. This will include a detailed assessment of affordability. If there is a particular mortgage product that you are aware of which is available directly from a lender that you wish us to review and comment on, we are happy to do so. We may charge you a fee for providing advice in relation to this but would agree this with you at the time. If you require advice on a second charge mortgage this business, with your consent would be referred to a third party to provide full advice on the individual product selected.
Sample 1
Mortgage advice. Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. • Protection planning: Providing advice on the best way to protect your mortgage, your family and your financial future. We’ll only start work once we have agreed our services and charges with you. The Services Agreed (page 4) sets out the services we have agreed to provide and confirms how much this will cost.
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Related to Mortgage advice

  • GreenPoint Mortgage Loans The Mortgage Loans for which GreenPoint is listed as "Servicer" on the Mortgage Loan Schedule.

  • Pledged Asset Mortgage Servicing Agreement The Pledged Asset Mortgage Servicing Agreement, dated as of February 28, 1996 between MLCC and the Master Servicer. Pooling and Servicing Agreement or Agreement: With respect to any Series, this Standard Terms together with the related Series Supplement.

  • Commercial Mortgage Loan means a loan secured by a Lien on improved real estate used for commercial purposes.

  • Countrywide Mortgage Loans The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Countrywide is the applicable Seller.

  • Pool 1 Mortgage Loans Any Mortgage Loan in Pool 1.

  • Residential mortgage loan means any loan primarily for

  • Original Mortgage Loan The mortgage loan refinanced in connection with the origination of a Refinancing Mortgage Loan.

  • Mortgage Servicing Rights The rights and responsibilities of Seller with respect to servicing the Mortgage Loans under the Servicing Agreements, including any and all of the following if and to the extent provided therein: (a) all rights to service a Mortgage Loan; (b) all rights to receive servicing fees, Ancillary Income, reimbursements or indemnification for servicing the Mortgage Loan, and any payments received in respect of the foregoing and proceeds thereof; (c) the right to collect, hold and disburse escrow payments or other payments with respect to the Mortgage Loan and any amounts actually collected with respect thereto and to receive interest income on such amounts to the extent permitted by Applicable Law; (d) all accounts and other rights to payment related to any of the property described in this paragraph; (e) possession and use of any and all Credit Files pertaining to the Mortgage Loan or pertaining to the past, present or prospective servicing of the Mortgage Loan; (f) to the extent applicable, all rights and benefits relating to the direct solicitation of the related Mortgagors for refinance or modification of the Mortgage Loans and attendant right, title and interest in and to the list of such Mortgagors and data relating to their respective Mortgage Loans; and (g) all rights, powers and privileges incident to any of the foregoing.

  • Mortgage shall have the meaning assigned to such term in the recitals.

  • PMI Mortgage Loans The list of Mortgage Loans insured by the PMI Insurer attached hereto as Schedule II.

  • Initial Mortgage Loans The Mortgage Loans included in the Trust as of the Closing Date.

  • Mortgage loan originator means any institution which originated a Mortgage Loan for a related Borrower.

  • Pledged Asset Mortgage Loan A Mortgage Loan as to which, at the time of origination, a Letter of Credit was issued in favor of the initial holder of such Mortgage Loan.

  • Initial Mortgage Loan A Mortgage Loan conveyed to the Trust Fund on the Closing Date pursuant to this Agreement as identified on the Mortgage Loan Schedule delivered to the Trustee on the Closing Date.

  • Group III Mortgage Loans and "Group IV Mortgage Loans," respectively), formed by Wells Fargo Asset Securities Corporation (hereinafter called the "Depxxxxxr," which term includes any successor entity under the Agreement referred to below). The Trust Estate was created pursuant to a Pooling and Servicing Agreement dated as of January 30, 2008 (the "Agreement") among the Depositor, Wells Fargo Bank, N.A., as master servicer (the "Master Servicer"), axx XXBC Bank USA, National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereinafter. To the extent not defined herein, the capitalized terms used herein have the meanings ascribed to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and, subject to the prior rights of the Group I-A Certificates (and related Exchangeable Certificates), the Class I-A-PO Component and each Class of Group I-B Certificates bearing a lower numerical designation as specified in the Agreement, any Class I-B-3 Distribution Amount required to be distributed to Holders of the Class I-B-3 Certificates on such Distribution Date, subject to adjustment, in certain events, as specified in the Agreement. The pass-through rate on the Class I-B-3 Certificates applicable to each Distribution Date will be 6.000% per annum. The amount of interest which accrues on this Certificate in any month will be subject to reduction with respect to any Non-Supported Interest Shortfall and any Relief Act Shortfall allocated to the Class I-B-3 Certificates, as described in the Agreement. Distributions on this Certificate will be made by the Paying Agent by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register, unless such Person has notified the Paying Agent pursuant to the Agreement that such payments are to be made by wire transfer of immediately available funds. Notwithstanding the above, the final distribution in reduction of the Principal Balance of this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency of the Paying Agent specified for that purpose in the notice of final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate constitutes a "regular interest" in a "real estate mortgage investment conduit" as those terms are defined in Section 860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986, as amended. Unless this Certificate has been countersigned by an authorized officer of the Authenticating Agent, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

  • Mortgage Documents With respect to each Mortgage Loan, the mortgage documents required to be delivered to the Custodian pursuant to each Custodial Agreement.

  • Relief Act Mortgage Loan Any Mortgage Loan as to which the Scheduled Payment thereof has been reduced due to the application of the Relief Act.

  • Park Sienna Mortgage Loans The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Park Sienna is the applicable Seller.

  • Conventional Mortgage Loan Any Mortgage Loan that is not an FHA Loan.

  • Group I Mortgage Loans The Mortgage Loans identified on the Mortgage Loan Schedule as Group I Mortgage Loans.

  • Group II Mortgage Loans The Mortgage Loans identified on the Mortgage Loan Schedule as Group II Mortgage Loans.

  • Registered mortgage loan originator means any individual who:

  • Mortgage Insurer means CMHC, Genworth Financial Insurance Company Canada, or any other company that insures the payment of mortgages to mortgage lenders.

  • MERS Mortgage Loan Any Mortgage Loan registered with MERS on the MERS System.

  • Group I Mortgage Loan A Mortgage Loan assigned to Loan Group I. All Group I Mortgage Loans have a principal balance at origination that conforms to Xxxxxxx Mac loan limits.

  • Group 4 Mortgage Loan Each Mortgage Loan listed on Exhibit D-4 hereto.