VAT and GST means value added taxes, goods and services taxes or other taxes, duties or levies of a similar nature, which may be charged or imposed by the relevant tax or similar authorities or governmental departments on the expenses incurred for Medical Services rendered with respect to a Disability.
VAT and GST means value added taxes, goods and services taxes or other taxes,
VAT and GST means value added taxes, goods and services taxes or other taxes, duties or levies of a similar nature, which may be charged or imposed by the relevant tax or similar authorities or governmental departments on the expenses incurred forMedical Services rendered with respect to a Disability The content on this page is part of the Terms and Benefits of Certified Plan (No. F00056).SUPPLEMENT Inclusion of public hospitals and private hospitals in Hong Kong in the definition of Hospital This Supplement shall be attached to and form part of the Terms and Benefits. Unless otherwise defined, words and expressions used in the Terms and Benefits shall have the same meanings when they are used in this Supplement. This Supplement shall take effect from 1 April 2023 ("Effective Date"). With effect from the Effective Date, the definition of "Hospital" in Part 8 "Definition" shall include public hospitals and private hospitals in Hong Kong, as set out below:
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VAT and GST means value added taxes, goods and services taxes or other taxes, duties or levies of a similar nature, which may be charged or imposed by the relevant tax or similar authorities orgovernmental departments on the expenses incurred for Medical Services rendered with respect to a Disability The content on this page is part of the Terms and Benefits of Certified Plan (No. F00056).Benefit ScheduleCigna VHIS Series－Flexi Plan (Superior)The following table applies to Medical Services provided in Asia in a Semi-Private Room or a lower ward class (see “Notes” below). Benefit items(1) (2) (3)Benefit limit (in HKD)(a) Room and boardNo dollar limitMaximum 180 days per Policy Year(b) Miscellaneous chargesNo dollar limit(c) Attending doctor's visit feeNo dollar limitMaximum 180 days per Policy Year(d) Specialist's fee(4)No dollar limit(e) Intensive careNo dollar limitMaximum 25 days per Policy Year(f) Surgeon's feePer surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures –Complex No dollar limitMajor No dollar limit Intermediate No dollar limit Minor No dollar limit(g) Anaesthetist's feeNo dollar limit(h) Operating theatre chargesNo dollar limit(i) Prescribed DiagnosticImaging Tests(4) (5)No dollar limit(j) Prescribed Non-surgicalCancer Treatments(6)No dollar limit(k) Pre- and post- Confinement/Day Case Procedure outpatient care(4)No dollar limit1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure taking place more than 30 days before admission or Day Case Procedure;All prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure taking place within 30 days before admission or Day Case Procedure; andAll follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after discharge from Hospital or completion of Day Case Procedure)(l) Psychiatric treatmentsNo dollar limit(m) Outpatient kidney dialysisNo dollar limit(n) Home Nursing forConfinement$1,000 per dayMaximum 90 days per Policy YearOther limitsDeductible for benefit items (a) –(n)$15,000 per Policy YearAnnual Benefit Limit for benefititems (a) – (n)$30,000,000 per Policy YearLifetime Benefit Limit for benefit items (a) – (n)NilOther benefitsCompassionate death benefit$40,000Notes –
VAT and GST means value added taxes, goods and services
VAT and GST means value added taxes, goods and services taxes or other taxes, duties or levies of a similar nature, which may be charged or imposed by the relevant tax or similar authorities or governmental departments on the expenses incurred for Medical Services rendered with respect to aDisability The content on this page is part of the Terms and Benefits of Certified Plan (No. F00012).Benefit ScheduleCigna VHIS Series－Flexi Plan (SMM) Benefit items(1)Benefit limit (in HKD)(a) Room and board$1,200 per dayMaximum 180 days per Policy Year(b) Miscellaneous charges$14,000 per Policy Year(c) Attending doctor's visit fee$1,200 per dayMaximum 180 days per Policy Year(d) Specialist's fee(2)$4,300 per Policy Year(e) Intensive care$3,500 per dayMaximum 25 days per Policy Year(f) Surgeon's feePer surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures –• Complex $70,000• Major $35,000• Intermediate $17,500• Minor $8,750(g) Anaesthetist's fee35% of Surgeon's fee payable (5)(h) Operating theatre charges35% of Surgeon's fee payable (5)(i) Prescribed Diagnostic Imaging Tests(2) (3)$20,000 per Policy Year Subject to 30% Coinsurance(j) Prescribed Non-surgical Cancer Treatments(4)$80,000 per Policy Year(k) Pre- and post- Confinement/Day Case Procedure outpatient care(2)$1,000 per visit, up to $15,000 per Policy Year• 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure• 10 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after discharge from Hospital or completion of Day Case Procedure)(l) Psychiatric treatments$30,000 per Policy Year(m) Outpatient kidney dialysis$30,000 per Policy Year(n) Home nursing for Confinement$700 per dayMaximum 15 days per Policy Year(o) Supplementary major medical benefit(6)$150,000 per Policy YearSubject to 10% Coinsurance (except for Medical Services provided to InsuredPerson in a setting for providing Medical Services to a Day Patient where Coinsurance will not apply)Other limitsAnnual Benefit Limit for benefititems (a) – (o)$570,000 per Policy YearLifetime Benefit Limit for benefititems (a) – (o)NilNotes –
VAT and GST means value added taxes, goods and services taxes or other taxes, duties or levies of a similar nature, which may be charged or imposed by the relevant tax or similar authorities or governmental departments on the expenses incurred for Medical Services rendered with respect to aDisability.WeHealth Preferred Benefit ScheduleBenefit coverageBenefit limit (in HKD)Geographical limitation(1)Greater China(2)Designated ward classGeneral WardAnnual Benefit Limit for benefit itemsI. Basic benefits (a) – (l)II. Enhanced benefits (i) – (vi)$5,000,000 per Policy YearLifetime Benefit Limit for benefit itemsI. Basic benefits (a) – (l)II. Enhanced benefits (i) – (vi)$20,000,000 per lifeDeductible for benefit itemsI. Basic benefits (a) – (l)II. Enhanced benefits (i) – (vi)$20,000Waiver of premium upon DesignatedCancer diagnosis(3)Waiver of premiums for next 36 monthsupon diagnosis of Designated Cancer Benefit items (4) (5)Benefit limit (in HKD)Basic benefits(a) Room and boardFull cover(8)(b) Miscellaneous chargesFull cover(8)(Subject to the benefit limit of “medical appliances benefit” under enhanced benefits)(c) Attending doctor's visit feeFull cover(8)(d) Specialist's fee(3)Full cover(8)(e) Intensive careFull cover(8)(f) Surgeon's feeFull cover(8) regardless of the surgical category(g) Anaesthetist's feeFull cover(8)(h) Operating theatre chargesFull cover(8)(i) Prescribed Diagnostic Imaging Tests(3) (6)Full cover(8)(j) Prescribed Non-surgical Cancer Treatments(7)Full cover(8)(k) Pre- and post-Confinement/Day CaseProcedure outpatient care (3)Full cover(8) per visit Prior outpatient visit or Emergency consultation per Confinement / Day CaseProcedure More than 30 days before Confinement or Day CaseProcedure1 visitWithin 30 days before Confinement or Day CaseProcedureMaximum 1 visit perdayFollow-up outpatient visits per Confinement / Day Case Procedure Within 90 days after discharge or completion of Day Case ProcedureMaximum 1 visit per day (l) Psychiatric treatments$40,000 per Policy Year Enhanced benefits(i) Extra bed for family members benefitFull cover(8)(ii) Home nursing expenses benefit(3)Full cover(8)• Maximum 30 days per Policy Year• Maximum 1 Qualified Nurse during any given time slot on each day(within 90 days after discharge from Hospital following surgery or admission to Intensive Care Unit)(iii) Outpatient kidney dialysis treatment benefit(3)Full cover(8)(iv) Emergency outpatient treatment benefitFull cover(8)(v) Medical appliances benefitSpecified items(9): Fu...
VAT and GST means value added taxes, goods and services taxes or other taxes, duties or levies of a similar nature, which may be charged or imposed by the relevant tax or similar authorities or governmental departmentson the expenses incurred for Medical Services rendered with respect to a Disability. BENEFIT SCHEDULE (iii) Hospital companion bed (7)Full cover(iv) Outpatient kidney dialysis (3)Full cover (v) Post-Confinement home nursing (3)Full coverMaximum 30 days per Policy Year, 2 visits per day (within 120 days after discharge from Hospital following a surgical procedure or admission toIntensive Care Unit)(vi) Additional post-Confinement/ Day Case Procedure outpatient ancillary benefit (3)$1,000 per visitMaximum 30 outpatient visits per Policy Year, 1 visit per day (within 90 days after discharge fromHospital or completion of Day Case Procedure)(vii) Post-surgical procedure/Day Case Procedure Chinese medicine practitioner outpatient care$600 per visitMaximum 20 outpatient visits per Policy Year, 1 visit per day (within 90 days after discharge fromHospital following a surgical procedure or completion of Day Case Procedure)(viii) Reconstructive surgery for Specific Cancer (3)$200,000 per Specific Cancer Surgery(ix) Rehabilitation (3)$50,000 per Policy Year(x) Expenses for Living Donor Surgery$640,000 per Living Donor Surgery(xi) Hospice care (3)$80,000 per Policy Year(xii) Pregnancy complications (3)Full cover(xiii) Emergency outpatient careFull cover(xiv) Emergency dental careFull coverAnnual Benefit Limit for benefit itemsI. Basic benefits (a) – (l),II. Other benefits (i) – (ii) andIII. Enhanced benefits (i) – (xiv) $12,000,000 per Policy YearLifetime Benefit Limit for benefit items I. Basic benefits (a) – (l),II. Other benefits (i) – (ii) andIII. Enhanced benefits (i) – (xiv) $60,000,000 Notes –