Introduction Voorbeeldclausules
Introduction. Small and scattered damage is a form of large-scale damage in which the individual damage is so minor that a cost-benefit analysis shows that it is not worth redressing this damage individually, but where the cumulative collective damage nonetheless represents a considerable interest. In practice, aggrieved parties generally do not (or barely) seek redress for small and scattered damage and this can lead to a wrongful advantage for the party causing the damage. The current debate at a Dutch and European level on the possibilities for redressing large-scale damage collectively also touches upon the possibilities to act against small and scattered damage. This has given the Ministry of Economic Affairs cause to commission a study into the following questions:
1. What is the current volume of small and scattered damage, what examples exist in practice and whether, and if yes, how, has it been attempted to redress this damage?
2. In what manner can buyers effectively and efficiently enforce their rights? In this report we present our investigation into these questions. In order to somewhat delineate the scope of the study we have limited our topic to small and scattered damage resulting from violations of consumer or competition rules. To answer the first question this report uses qualitative information in an attempt to provide insight into the extent of the problem and more in particular into the question whether the existence of small and scattered damage is experienced as a problem by the organisations, authorities and persons involved. To answer the second question we have taken stock of the possibilities for acting more effectively against small and scattered damage.
Introduction. This agreement constitutes an accord between the Minister of Infrastructure and Water Management (hereafter ‘the Minister’) and The Ocean Cleanup, comprising Stichting The Ocean Cleanup and The Ocean Cleanup Projects B.V. (hereinafter together ‘The Ocean Cleanup’). The objective of The Ocean Cleanup is to use technology that it has developed itself, consisting of multiple floating systems, to significantly clean up the plastic currently floating in the upper surface layer of the oceans. The Ocean Cleanup plans to eventually deploy such systems in the five subtropical circulating ocean currents or ‘gyres’, since plastic tends to gather in those areas due to the influence of wind and water currents. The system that The Ocean Cleanup has developed to capture plastic is unique. The Netherlands, where The Ocean Cleanup has its statutory seat, currently has no applicable regulatory or other made-to-measure legal framework applicable to such a system. However, the objectives pursued by The Ocean Cleanup are such that the Minister wishes to facilitate and support the activities in question as much as possible. Since it is desirable for The Ocean Cleanup and the Minister to conclude a number of arrangements regarding matters such as the safety of shipping, the marine environment, and other uses of the high seas, this agreement was drawn up, by analogy to the options presented under article 238 et seq. of the UN Convention on the Law of the Sea (UNCLOS)7 on marine scientific research. This agreement provides for the possibility of accession to it by third parties if the third party is (i) the owner of a system developed by The Ocean Cleanup, (ii) affiliated to The Ocean Cleanup, and (iii) a legal entity under Dutch law (article 6.8 of this agreement). For each such accession, an accession agreement will be appended as an annex to this agreement and published in the Government Gazette (Staatscourant).
Introduction. 1.1. Vous voulez utiliser nos services Hyundai Bluelink Europe (« Bluelink » ou « services ») ? Veuillez alors lire les conditions suivantes d’Hyundai Bluelink Europe (« conditions » ou « conditions d’utilisation »). Les présentes conditions s’appliquent à chaque fois que vous utilisez les services dans l’application Bluelink et dans le système d’infodivertissement du véhicule. Vous pouvez trouver la dernière version de ces conditions à tout moment dans le menu de l’application Bluelink et dans le menu du système d’infodivertissement (c’est-à-dire l’unité principale de votre véhicule) des services.
1.2. Nous sommes Korean Motor Company Belgium. Notre siège social est : ▇▇▇▇▇▇▇▇▇▇ ▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇▇. Nous sommes votre partenaire contractuel en ce qui concerne la fourniture des services.
1.3. Vous avez des questions ? Si oui, veuillez nous les communiquer soit par téléphone au : +▇▇ ▇ ▇▇▇ ▇▇ ▇▇, soit par e-mail à : ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇-▇▇▇▇▇▇.▇▇▇.
Introduction. 1.1. These General Terms and Conditions apply to the Account Opening Agreement entered into between the Client and Banco Privado Atlântico – Europa, S.A., with offices at ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇▇, ▇.▇ ▇▇▇, ▇▇▇▇-▇▇▇ ▇▇▇▇▇▇, (hereafter referred to as the “Bank”). Banco Privado Atlântico – Europa, S.A. is a credit institution incorporated in accordance with Portuguese law, with registered office at ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇. ▇▇▇, ▇▇▇▇-▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, registered with the Commercial Registry Office of Lisbon under the tax and registration identification number 508 903 009.
1.2. Under these General Terms and Conditions, the following expressions will have the meanings given below whenever they begin with capital letters:
a) Account: the master agreement for account opening signed between the Client and the Bank, to which several accounts may be associated, such as demand and term deposit accounts / current and fixed deposit accounts, as well as certain services that may be eventually established between the Bank and the Client;
b) Holder/Client: the person/people identified in the Account Opening Form, the original account holder, and the rights and obligations derived from the Account, as granted by the Bank.
1.3. The Account Opening Agreement is considered as signed when the Client provides the Bank with a duly signed document of adherence to these General Terms and Conditions for Account Opening, as well as the (Account Opening Form) (Account Application Form), and all other legally required documents and information, which must be duly completed and signed. The opening of the Account depends on the Bank’s express approval, which will be conveyed to the Client.
1.4. The Bank is a credit institution incorporated in Portugal with registered office at ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇. ▇▇▇, ▇▇▇▇-▇▇▇ ▇▇▇▇▇▇, registered with the Commercial Registry Office of Lisbon under the tax and registration identification number 508 903 009. The Bank is subject to supervision from the Bank of Portugal and the Portuguese Securities and Exchange Commission (“CMVM” in Portuguese). The Bank is registered with the Bank of Portugal under number 189 and with the CMVM under number 343.
Introduction. In addressing the overarching research question guiding this investigation, three fields of literature required examination: the phenomenon of spirituality; the development of spirituality in children; and contemporary educational perspectives that influence practice in early childhood. Each of these areas is explored in framing the context for this investigation. The specific research questions guiding this investigation resulted from the review of the literature within each of these sections, and these are explicitly stated throughout the chapter.
Introduction. The Sequana Medical Group operates a risk management and control framework in accordance with the Belgian Companies and Associations Code and the 2020 Corporate Governance Code. The Sequana Medical Group is exposed to a wide variety of risks within the context of its business operations that can result in its objectives being affected or not achieved. Controlling those risks is a core task of the board of directors (including the audit committee), the executive management and the management Team and all other employees with managerial responsibilities. The risk management and control system has been set up to reach the following goals: achievement of the Sequana Medical Group objectives; achieving operational excellence; ensuring correct and timely financial reporting; and compliance with all applicable laws and regulations.
Introduction. The Housing Financing Fund (hereafter referred to as the HFF) is a State institution governed by public law, cf. Article 4 of the Housing Act No 44/1998 (lög um húsnæðismál). As such, it enjoys, under the general principles of Icelandic public law, a State guarantee on all its obligations without any special legal provision to that effect. The same applied to its predecessor, the State Housing Agency, and the State Building Fund and the Workers' Housing Fund operated by the Agency as well as the State Housing Board, cf. Act No 97/1993 on the State Housing Agency (lög um Húsnæðisstofnun ríkisins). On 1 January 1999, the Housing Act No 44/1998 entered into force. Under the terms of the Housing Act, the Housing Financing Fund replaced the former State Housing Agency and took over its predecessor's obli- gations. Furthermore, the State Building Fund and the Workers' Housing Fund were merged and taken over by the HFF (1).
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Introduction. The accurate and consistent application of accounting rules throughout the Sequana Medical Group is assured by means of set of control procedures. On an annual basis, a bottom-up risk analysis is conducted to identify risk factors. Action plans are defined for all key risks. Specific identification procedures for financial risks are in place to assure the completeness of financial accruals. The accounting team is responsible for producing the accounting figures, whereas the controlling team checks the validity of these figures. These checks include coherence tests by comparison with historical and budget figures, as well as sample checks of transactions according to their materiality. Specific internal control activities with respect to financial reporting are in place, including the use of a periodic closing and reporting checklist. This checklist assures clear communication of timelines, completeness of tasks, and clear assignment of responsibilities. Uniform reporting of financial information throughout the Sequana Medical Group ensures a consistent flow of information, which allows the detection of potential anomalies. The Group's financial systems and management information tools allow the central controlling team direct access to integrated financial information. An external financial calendar is planned in consultation with the Board and the Executive Management, and this calendar is announced to the external stakeholders. The objective of this external financial reporting is to provide Sequana Medical Group stakeholders with the information necessary for making sound business decisions. The financial calendar can be consulted on ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇▇-▇▇▇▇▇▇▇▇▇▇▇. The nature of Sequana’s business and its global presence exposes the Group to market risks and liquidity risks. The Board of Directors is responsible for overseeing the Group’s internal control system, which addresses risks to which the Group is exposed. These systems provide appropriate security against significant inaccuracies and material losses. Management is responsible for identifying and assessing risks that are of significance for the respective country.
Introduction. The Company has prepared this remuneration report relating to the remuneration of directors and the executive management of the Company. This remuneration report is part of the Corporate Governance Statement, which is part of the Company's annual report of the board of directors on the statutory accounts for the financial year ended on 31 December 2023 (dated 19 April 2024) in accordance with Article 3:6, §3 of the Belgian Companies and Associations Code of 23 March 2019 (as amended) (the "Belgian Companies and Associations Code"). The remuneration report will be submitted to the annual general shareholders' meeting on 23 May 2024 for approval.