Common use of FLEXIBLE BENEFITS PROGRAM Clause in Contracts

FLEXIBLE BENEFITS PROGRAM. OP45-1 All employees covered by this agreement are eligible to participate in CMU Choices, the University’s Flexible Benefit Program, or under another plan providing comparable benefits if mutually agreed to between the University and the Union’s representatives. OP45-2 In CMU Choices, each employee will have the opportunity upon hire to select from the current options. An annual open enrollment period will be held to afford employees the opportunity to change their selections. Employees may make changes during the year if they have a benefits status change (e.g., birth, death, marriage, adoption, etc.). These status changes must be made in the Benefits and Wellness Office within thirty (30) calendar days of the event. Status changes must be made on a prospective basis except for those relating to birth, adoption or placement for adoption. OP45-3 Employees are eligible for medical/prescription drug, dental, flexible spending account, health savings account, life insurance/accidental death & dismemberment, long-term disability, short- term disability and dependent life insurance/accidental death & dismemberment immediately on date of hire. All benefits terminate on the last day of employment OP45-4 Employees will not be allowed to carry duplicate health coverage (medical/prescription drug, dental and vision) for themselves, their spouse or their dependents through the University. OP45-5 An employee whose spouse is also employed by the University will not be permitted to combine their respective University contribution for the purchase of higher cost benefits. OP45-6 If the employee’s spouse does not work at the University and the spouse’s employer offers medical/prescription drug and dental insurance coverage, the spouse must sign up for insurance coverage (at least single subscriber) with their employer before they can be covered on University policies. OP45-7 Employees whose regular appointment is for less than twelve (12) months will be considered part-time employees, even if they work forty (40) hours per week. As part-time employees, they will be eligible for a reduced contribution for health insurance and will not receive any University contribution for dental insurance. They will receive the University contribution for all twelve (12) months as long as they remain employed by the University. OP45-8 For additional information on CMU Choices and the rules governing the program, please refer to the University’s website at: xxx.xxxxx.xxx/xxxxxxxx OP45-9 Refer to Appendix “C” for examples of benefits available under the current CMU Choices program. Additional details are available on the University’s Benefits and Wellness web site: xxx.xxxxx.xxx/xxxxxxxx OP45-10 Two Office Professionals (including one member of the bargaining team) shall serve on the health care committee as long as it exists.

FLEXIBLE BENEFITS PROGRAM. OP45-1 All ST employees covered by this agreement are eligible to participate in CMU Choices, the University’s Employer's Flexible Benefit Program, or under another plan providing comparable benefits if mutually agreed to between the . Employees with at least a 75% FTE appointment will be treated as full time employees for purposes of establishing University contribution levels for medical/prescription drug and the Union’s representativesdental coverages. OP45S-37-2 In CMU Choices, each employee will have the opportunity opportunity, upon hire hire, to select from the current optionsoptions available. An annual open Open enrollment period periods will be held annually to afford employees the opportunity to change their selections. Employees may make changes during the year if they have a benefits benefit status change (e.g., birth, death, marriage, adoption, etc.). These status changes must be made in the Benefits and Wellness Office within thirty (30) calendar days of the event. Status changes must be made on a prospective basis except for those relating to birth, adoption or placement for adoption. OP45S-37-3 Employees Newly hired ST employees are eligible for medical/prescription drug, dental, flexible spending accountaccounts, health savings account, life insurance/accidental death & dismembermentdismemberment coverage, long-term disability, short- term disability and dependent life insurance/accidental death & dismemberment coverage, short-term disability, vision and long-term disability immediately on date of hire. All benefits terminate on the last day of employment OP45employment. S-37-4 Employees will not be allowed to carry duplicate health coverage (medical/prescription drug, dental and vision) for themselves, their spouse or their dependents through the University. OP45-5 An employee whose If an employee's spouse is also employed by the University will not be permitted to combine their respective University contribution eligible for the purchase of higher cost benefits. OP45-6 If the employee’s spouse does not work at the University and the spouse’s employer offers other medical/prescription drug and dental insurance coverage, the spouse must sign up for insurance coverage (elect at least single subscribercoverage under that plan. If the employee and spouse both work for CMU, the employees may not elect duplicate health care insurance (medical/prescription drug, dental and vision) with coverage for themselves and/or their employer before dependents through the University, and they can be covered on University policiesmay not combine Employer contributions. OP45S-37-7 Employees whose regular appointment is for less than twelve (12) months will be considered part5 If a full-time employees, even if they work forty (40) hours per week. As part-time employees, they will be eligible for a reduced contribution for employee in the bargaining unit claims that he/she is covered by the minimum amount of health insurance required by the Employer, and will does not receive any University contribution for dental insurance. They elect health insurance coverage through the Employer, the employee will receive the University contribution for all twelve (12) months a payback less FICA as long as they remain employed required by the Universitylaw. OP45Paybacks shall not be included in base salary. S-37-8 6 For additional information on CMU Choices and the rules governing the program, please refer to the Universityenrollment workbook. S-37-7 For an employee on a paid leave of absence, the University will continue to pay benefit contributions toward benefits previously elected by the employee. For an employee on an unpaid leave of absence, the University will continue to pay its portion of employer benefit contributions toward the benefits previously elected by the employee who is on one of the following leaves of absence:  Worker’s website at: xxx.xxxxx.xxx/xxxxxxxx OP45Compensation  Leaves of absence designated as Family Medical Leave (See Appendix C)  Military Short Tour of Duty ( as defined in S-33-9 Refer 1)  Military Extended Tour of Duty (first 30 days only) If the employee is not on one of the above leaves of absence, upon the effective date the employee moves into an unpaid status, University benefit contributions will cease. During the balance of a leave of absence, an employee may make arrangements to Appendix “C” for examples of continue his/her benefits available under at the current CMU Choices programfull benefit premium cost. Additional details These benefit elections are available on at his/her own expense. Consult the University’s Benefits and Wellness web site: xxx.xxxxx.xxx/xxxxxxxx OP45Office for additional information. S-37-10 Two Office Professionals 8 Employer contributions are limited as set out in Appendix G. Amounts above the Employer contribution which are necessary to maintain benefits are the employees’ responsibility and the Employer is authorized to deduct amounts from employees’ pay. S-38-1 M.U.C.H. (including one Michigan Universities Coalition on Health) Central Michigan University, along with the other twelve state funded universities in Michigan, is a member of the bargaining team) shall serve Michigan Universities Coalition on Health (“MUCH”). One purpose of the coalition is to seek out ways to mitigate the rising cost of health care committee as long as it existsfor participating institutions while preserving or improving the quality of service. S-38-2 In the event MUCH, during the term of this Agreement, is able to provide participating institutions with a lower cost health care plan with a comparable level of services and plan design, CMU and the CMU ST/MEA Association agree that all members of the CMU ST/MEA bargaining unit will be converted to the MUCH plan closest in plan design to the CMU plan in which the member is enrolled immediately prior to the beginning of the plan year first following the availability of the MUCH plan. S-38-3 In the event the University elects to implement a MUCH plan under the circumstances described above, the University reserves the right to substitute a plan of equal or comparable service and coverage should the MUCH plan costs increase beyond the costs of other generally available plans.

FLEXIBLE BENEFITS PROGRAM. OP45-1 All employees covered by this agreement are eligible to participate in CMU Choices, the University’s Flexible Benefit Program, or under another plan providing comparable benefits if mutually agreed to between the University and the Union’s representatives. OP45-2 In CMU Choices, each employee will have the opportunity upon hire to select from the current options. An annual open enrollment period will be held to afford employees the opportunity to change their selections. Employees may make changes during the year if they have a benefits status change (e.g., birth, death, marriage, adoption, etc.). These status changes must be made in the Benefits and Wellness Office within thirty (30) calendar days of the event. Status changes must be made on a prospective basis except for those relating to birth, adoption or placement for adoption. OP45-3 Employees are eligible for medical/prescription drug, dental, flexible spending account, health savings account, life insurance/accidental death & dismemberment, long-term disability, short- term disability and dependent life insurance/accidental death & dismemberment immediately on date of hire. All benefits terminate on the last day of employment OP45-4 Employees will not be allowed to carry duplicate health coverage (medical/prescription drug, dental and vision) for themselves, their spouse or their dependents through the University. OP45-5 An employee whose spouse is also employed by the University will not be permitted to combine their respective University contribution for the purchase of higher cost benefits. OP45-6 If the employee’s spouse does not work at the University and the spouse’s employer offers medical/prescription drug and dental insurance coverage, the spouse must sign up for insurance coverage (at least single subscriber) with their employer before they can be covered on University policies. OP45-7 Employees whose regular appointment is for less than twelve (12) months will be considered part100% FTE shall have their benefit contributions prorated in accordance with OP3-time employees, even if they work forty (40) hours per week. As part-time employees, they will be eligible for a reduced contribution for health insurance and will not receive any University contribution for dental insurance3. They will receive the University contribution for all twelve (12) months as long as they remain employed by the University. OP45-8 For additional information on CMU Choices and the rules governing the program, please refer to the University’s website at: xxx.xxxxx.xxx/xxxxxxxx OP45-9 Refer to Appendix “C” for examples of benefits available under the current CMU Choices program. Additional details are available on the University’s Benefits and Wellness web site: xxx.xxxxx.xxx/xxxxxxxx OP45-10 Two Office Professionals (including one member of the bargaining team) shall serve on the health care committee as long as it exists.

FLEXIBLE BENEFITS PROGRAM. ‌ OP45-1 All employees covered by this agreement are eligible to participate in CMU Choices, the University’s Flexible Benefit Program, or under another plan providing comparable benefits if mutually agreed to between the University and the Union’s representatives. OP45-2 In CMU Choices, each employee will have the opportunity upon hire to select from the current options. An annual open enrollment period will be held to afford employees the opportunity to change their selections. Employees may make changes during the year if they have a benefits status change (e.g., birth, death, marriage, adoption, etc.). These status changes must be made in the Benefits and Wellness Office within thirty (30) calendar days of the event. Status changes must be made on a prospective basis except for those relating to birth, adoption or placement for adoption. OP45-3 Employees are eligible for medical/prescription drug, dental, flexible spending account, health savings account, life insurance/accidental death & dismemberment, long-term disability, short- term disability and dependent life insurance/accidental death & dismemberment immediately on date of hire. All benefits terminate on the last day of employment OP45-4 Employees will not be allowed to carry duplicate health coverage (medical/prescription drug, dental and vision) for themselves, their spouse or their dependents through the University. OP45-5 An employee whose spouse is also employed by the University will not be permitted to combine their respective University contribution for the purchase of higher cost benefits. OP45-6 If the employee’s spouse does not work at the University and the spouse’s employer offers medical/prescription drug and dental insurance coverage, the spouse must sign up for insurance coverage (at least single subscriber) with their employer before they can be covered on University policies. OP45-7 Employees whose regular appointment is for less than twelve (12) months will be considered part100% FTE shall have their benefit contributions prorated in accordance with OP3-time employees, even if they work forty (40) hours per week. As part-time employees, they will be eligible for a reduced contribution for health insurance and will not receive any University contribution for dental insurance3. They will receive the University contribution for all twelve (12) months as long as they remain employed by the University. OP45-8 For additional information on CMU Choices and the rules governing the program, please refer to the University’s website at: xxx.xxxxx.xxx/xxxxxxxx OP45-9 Refer to Appendix “C” for examples of benefits available under the current CMU Choices program. Additional details are available on the University’s Benefits and Wellness web site: xxx.xxxxx.xxx/xxxxxxxx OP45-10 Two Office Professionals (including one member of the bargaining team) shall serve on the health care committee as long as it exists. RETIREMENT INVESTMENT OPPORTUNITIES‌ OP46-1 Employees are eligible to participate in a variety of pre- and post-tax retirement investment options. Under this program, a portion of the employee’s current base salary is deferred and invested in various funds. The program is offered through a single recordkeeper and is available to employees regardless of retirement program in which they participate. Employees may enroll at the beginning of any pay period. Additional information may be obtained through the Benefits and Wellness Office. TUITION BENEFIT PLAN‌ Purpose‌ OP47-1 This tuition benefit plan is intended to provide employees in the bargaining unit with the opportunity of furthering their career development as well as pursuing their vocational interests, and to enrich the retirement experience for retirees by making University courses available to them at reduced cost.