Common use of Group Insurance Benefits Clause in Contracts

Group Insurance Benefits. 17.01 The Employer will provide the following group insurance and other benefits with premiums therefore being paid eighty percent (80%) by the Employer and twenty percent (20%) by the Employee pursuant to the terms of the existing contracts of insurance entered into by the Employer or such other contracts as the Employer may from time to time enter into: (a) Group Life Insurance to include: (i) Basic Life Insurance: 2.5X your annual basic salary to a maximum of two hundred thousand dollars ($200,000) (ii) Optional Life Insurance: available in multiples of ten thousand dollars ($10,000.00) to a maximum of two hundred thousand dollars ($200,000.00). (b) Dental Plan to include: (i) One hundred percent (100%) of preventative and basic dental procedures, fifty percent (50%) of major dental procedures. Maximum benefit is three thousand ($3,000.00) per benefit year per eligible insured person. Deductible is $25.00 each benefit year for each person, up to a maximum of $25.00 per family. (ii) Fifty percent (50%) coverage for orthodontics. Lifetime maximum benefit is three thousand ($3,000.00) per eligible insured person. (c) Supplementary health benefit plan; (i) Up to ninety percent (90%) of the cost of approved prescription drugs and supplies, 100% of the cost of hospital accommodation, medical services and equipment within the plan limits. (d) Vision Care Benefit Plan: (i) Contact lenses or glasses, or laser eye surgery: Maximum payable two hundred and fifty dollars ($250.00) in any twelve (12) month period for persons under the age of eighteen (18), or in any twenty- four (24) month period for persons eighteen (18) and over. (ii) Eye examinations: Maximum payable one hundred ($100.00) in any twelve (12) month period for persons under the age of eighteen (18), or in any twenty-four (24) month period for persons eighteen (18) and over. 17.02 Employees shall pay the total cost of participation in the Long Term Disability Plan pursuant to the terms of the existing contract of insurance entered by the Employer or such other contracts as the Employer may, from time to time, enter into. 17.03 The terms and conditions of the foregoing benefits are detailed in the Employees' Handbook entitled "Your Group Benefits". 17.04 Benefits in this Article shall not be substantially reduced without agreement from the Union. 17.05 A copy of the Plan documents shall be supplied to the Union. 17.06 Long Term Disability Insurance (LTD): Insurance coverage to provide sixty percent (60%) of monthly pre-disability salary to a maximum of four thousand and fifty dollars ($4,050.00) per month for eligible Employees. An Employee who is receiving LTD or WCB benefits and who, at the commencement of absence due to disability or illness, is participating in the Alberta Health Care Insurance Plan, the Supplementary Health Benefit Plan, the Dental Plan, the Life Insurance Plan, and the Vision Care Benefit Plan shall continue to be covered under these Plans throughout the total period the Employee is receiving LTD or WCB benefits and the Employer and Employee premium contributions, if applicable, shall continue for a period of two (2) years. 17.07 A sum of eight hundred dollars ($800.00) shall be annually allocated by the Employer to the Health Benefits Spending Account for each Employee eligible for benefits.

Group Insurance Benefits. The Union requests disclosure related to the prior benefit plans for newly inscope bargaining unit members and reserves the right to introduce related proposals. 17.01 The Employer will provide the following group insurance and other benefits with premiums therefore being paid eighty percent (80%) by the Employer and twenty percent (20%) by the Employee pursuant to the terms of the existing contracts of insurance entered into by the Employer or such other contracts as the Employer may from time to time enter into: (a) Group Life Insurance to include: (i) Basic Life Insurance: 2.5X your annual basic salary to a maximum of two hundred thousand dollars ($200,000)) five million dollars ($5,000,000) with no reduction based on age. (ii) Optional Life Insurance: available in multiples of ten thousand dollars ($10,000.00) to a maximum of two hundred thousand dollars ($200,000.00). (iii) Accidental Death and Dismemberment coverage up to a maximum of five hundred thousand dollars with no reduction based on age. (b) Dental Plan to include: (i) One hundred percent (100%) of preventative and basic dental procedures, fifty percent (50%) of major dental procedures. Maximum benefit is three thousand ($3,000.00) per benefit year per eligible insured person. Deductible is $25.00 each benefit year for each person, up to a maximum of $25.00 per family. (ii) Fifty percent (50%) coverage for orthodontics., including adult orthodontics. Lifetime maximum benefit is three thousand ($3,000.00) per eligible insured person. (c) Supplementary health benefit plan; (i) Up to ninety percent (90%) of the cost of approved prescription drugs and supplies, 100% of the cost of hospital accommodation, medical services and equipment within the plan limits. (d) Vision Care Benefit Plan: (i) Contact lenses or glasses, or laser eye surgery: Maximum payable two hundred and fifty dollars ($250.00) five hundred dollars ($500.00) in any twelve (12) month period for persons under the age of eighteen (18), or in any twenty- twenty-four (24) month period for persons eighteen (18) and over. (ii) Eye examinations: Maximum payable one hundred ($100.00) in any twelve (12) month period for persons under the age of eighteen (18), or in any twenty-four (24) month period for persons eighteen (18) and over. 17.02 Employees shall pay eighty per cent (80%) of the total cost of participation in the Long Term Disability Plan pursuant to the terms of the existing contract of insurance entered by the Employer or such other contracts as the Employer may, from time to time, enter into.. Such plan shall provide for at least seventy per cent 17.03 The terms and conditions of the foregoing benefits are detailed in the Employees' Handbook entitled "Your Group Benefits". 17.04 Benefits in this Article shall not be substantially reduced without agreement from the Union. 17.05 A copy of the Plan documents shall be supplied to the Union. 17.06 Long Term Disability Insurance (LTD): Insurance coverage to provide sixty percent (60%) of monthly pre-disability salary to a maximum of four thousand and fifty dollars ($4,050.00) per month for eligible Employees. An Employee who is receiving LTD or WCB benefits and who, at the commencement of absence due to disability or illness, is participating in the Alberta Health Care Insurance Plan, the Supplementary Health Benefit Plan, the Dental Plan, the Life Insurance Plan, and the Vision Care Benefit Plan shall continue to be covered under these Plans throughout the total period the Employee is receiving LTD or WCB benefits and the Employer and Employee premium contributions, if applicable, shall continue for a period of two (2) years. 17.07 A sum of eight hundred dollars ($800.00) shall be annually allocated by the Employer to the Health Benefits Spending Account for each Employee eligible for benefits.